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Commitments and Contingencies (Tables)
12 Months Ended
Dec. 31, 2014
Commitments and Contingencies Disclosure [Abstract]  
Schedule of outstanding loan commitments, unused lines of credit and letters of credit
   
2014
   
2013
   
2012
 
Loan commitments:
                 
Construction and land development
  $ -     $ 1,561,000     $ 822,000  
Other mortgage loans
    1,666,000       2,817,000       6,225,000  
                         
    $ 1,666,000     $ 4,378,000     $ 7,047,000  
Unused lines of credit:
                       
Home-equity lines
  $ 3,825,462     $ 11,067,236     $ 9,882,497  
Commercial lines
    15,156,201       7,726,424       8,615,844  
Secured consumer line
    50,000       24,043       3,002  
Unsecured consumer lines
    674,429       673,123       687,173  
                         
    $ 19,706,092     $ 19,490,826     $ 19,188,516  
                         
Letters of credit:
  $ 57,580     $ 32,000     $ 32,000