XML 19 R2.htm IDEA: XBRL DOCUMENT v2.4.1.9
CONDENSED CONSOLIDATED BALANCE SHEETS (USD $)
In Thousands, unless otherwise specified
Mar. 31, 2015
Dec. 31, 2014
ASSETS    
Cash and due from banks $ 6,247us-gaap_CashAndDueFromBanks $ 7,101us-gaap_CashAndDueFromBanks
Interest-bearing deposits in other financial institutions 6,136us-gaap_InterestBearingDepositsInBanks 2,155us-gaap_InterestBearingDepositsInBanks
Federal funds sold 5,058us-gaap_FederalFundsSold 4,024us-gaap_FederalFundsSold
Cash and cash equivalents 17,441us-gaap_CashCashEquivalentsAndFederalFundsSold 13,280us-gaap_CashCashEquivalentsAndFederalFundsSold
Investment securities available for sale, at fair value 97,316us-gaap_AvailableForSaleSecurities 87,993us-gaap_AvailableForSaleSecurities
Federal Home Loan Bank stock, at cost 1,203us-gaap_FederalHomeLoanBankStock 1,328us-gaap_FederalHomeLoanBankStock
Maryland Financial Bank stock 30us-gaap_RestrictedInvestments 30us-gaap_RestrictedInvestments
Loans, less allowance for credit losses (March 31: $3,193; December 31: $3,118) 268,233us-gaap_LoansAndLeasesReceivableNetReportedAmount 273,986us-gaap_LoansAndLeasesReceivableNetReportedAmount
Premises and equipment, at cost, less accumulated depreciation 3,632us-gaap_PropertyPlantAndEquipmentNet 3,671us-gaap_PropertyPlantAndEquipmentNet
Other real estate owned 45us-gaap_RealEstateAcquiredThroughForeclosure 45us-gaap_RealEstateAcquiredThroughForeclosure
Cash value of life insurance 9,193us-gaap_BankOwnedLifeInsurance 9,139us-gaap_BankOwnedLifeInsurance
Other assets 4,984us-gaap_OtherAssets 5,158us-gaap_OtherAssets
Total assets 402,077us-gaap_Assets 394,630us-gaap_Assets
Liabilities:    
Deposits 346,571us-gaap_Deposits 338,877us-gaap_Deposits
Long-term borrowings 20,000us-gaap_LongTermDebt 20,000us-gaap_LongTermDebt
Other liabilities 1,367us-gaap_OtherLiabilities 1,922us-gaap_OtherLiabilities
Total liabilities 367,938us-gaap_Liabilities 360,799us-gaap_Liabilities
Commitments and contingencies      
Stockholders' equity:    
Common stock, par value $1, authorized 15,000,000 shares; issued and outstanding: March 31: 2,764,458 shares; December 31: 2,760,964 shares 2,764us-gaap_CommonStockValue 2,761us-gaap_CommonStockValue
Surplus 9,890us-gaap_AdditionalPaidInCapitalCommonStock 9,854us-gaap_AdditionalPaidInCapitalCommonStock
Retained earnings 21,216us-gaap_RetainedEarningsAccumulatedDeficit 21,113us-gaap_RetainedEarningsAccumulatedDeficit
Accumulated other comprehensive gain (loss), net of taxes 269us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax 103us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax
Total stockholders' equity 34,139us-gaap_StockholdersEquity 33,831us-gaap_StockholdersEquity
Total liabilities and stockholders' equity $ 402,077us-gaap_LiabilitiesAndStockholdersEquity $ 394,630us-gaap_LiabilitiesAndStockholdersEquity