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CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($)
$ in Thousands
6 Months Ended
Jun. 30, 2015
Jun. 30, 2014
Cash flows from operating activities:    
Net income $ 898 $ 908
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation, amortization, and accretion 508 388
Provision for credit losses 300 150
Gains on disposals of assets, net $ (847) (204)
Provision on losses of other real estate owned   75
Income on investment in life insurance $ (109) (111)
Changes in assets and liabilities:    
Decrease in other assets 25 109
Decrease in other liabilities (493) (182)
Net cash provided by operating activities 282 1,133
Cash flows from investing activities:    
Maturities and proceeds of available for sale mortgage-backed securities 7,078 6,418
Proceeds from maturities and sales of other investment securities 14,304 3,329
Purchases of investment securities (41,910) (16,117)
Sale of Federal Home Loan Bank stock $ 125 125
Proceeds from sales of other real estate   917
Decrease (increase) in loans, net $ 7,890 $ (10,748)
Proceeds from sale of premises and equipment 378  
Purchases of premises and equipment (301) $ (258)
Net cash used by investing activities (12,436) (16,334)
Cash flows from financing activities:    
Increase in deposits, net 9,726 21,284
Dividends paid (552) (550)
Common stock dividends reinvested 79 79
Net cash provided by financing activities 9,253 20,813
(Decrease) increase in cash and cash equivalents (2,901) 5,612
Cash and cash equivalents, beginning of year 13,280 10,953
Cash and cash equivalents, end of period $ 10,379 $ 16,565