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CONDENSED CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2015
Sep. 30, 2014
Sep. 30, 2015
Sep. 30, 2014
Interest income on:        
Loans, including fees $ 2,894 $ 3,108 $ 8,701 $ 9,237
U.S. Treasury and U.S. Government agency securities 211 171 636 562
State and municipal securities 260 357 836 1,026
Other 31 22 77 68
Total interest income 3,396 3,658 10,250 10,893
Interest expense on:        
Deposits 427 505 1,336 1,403
Long-term borrowings 161 161 479 479
Total interest expense 588 666 1,815 1,882
Net interest income 2,808 2,992 8,435 9,011
Provision for credit losses 985 125 1,285 275
Net interest income after provision for credit losses 1,823 2,867 7,150 8,736
Other income:        
Service charges on deposit accounts 113 112 320 349
Other fees and commissions 234 241 585 602
Other non-interest income 61 (5) 501 9
Income on life insurance 55 56 164 167
Gains on investment securities 200 361 669 581
Total other income 663 765 2,239 1,708
Other expenses:        
Salaries and employee benefits 1,552 1,657 4,895 5,003
Occupancy 190 191 595 618
Other expenses 913 1,147 2,853 3,121
Total other expenses 2,655 2,995 8,343 8,742
Income (loss) before income taxes (169) 637 1,046 1,702
Income tax (benefit) expense (177) 111 140 268
Net income $ 8 $ 526 $ 906 $ 1,434
Basic and diluted earnings per share of common stock (in dollars per share) $ 0.00 $ 0.19 $ 0.33 $ 0.52
Weighted average shares of common stock outstanding (in shares) 2,770,897 2,757,213 2,770,644 2,757,011
Dividends declared per share of common stock (in dollars per share) $ 0.07 $ 0.10 $ 0.27 $ 0.30