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Commitments and Contingencies (Tables)
12 Months Ended
Dec. 31, 2015
Commitments and Contingencies Disclosure [Abstract]  
Schedule of outstanding loan commitments, unused lines of credit and letters of credit
 
  2015  2014  2013 
Loan commitments:         
Construction and land development $-  $-  $1,561,000 
Other mortgage loans  970,000   1,666,000   2,817,000 
             
  $970,000  $1,666,000  $4,378,000 
Unused lines of credit:            
Home-equity lines $2,558,091  $3,825,462  $11,067,236 
Commercial lines  17,195,796   15,156,201   7,726,424 
Secured consumer line  27,500   50,000   24,043 
Unsecured consumer lines  634,122   674,429   673,123 
             
  $20,415,509  $19,706,092  $19,490,826 
             
Letters of credit: $47,580  $57,580  $32,000