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Consolidated Statements of Cash Flows - USD ($)
 12 Months Ended
Dec. 31, 2015
Dec. 31, 2014
Dec. 31, 2013
Cash flows from operating activities:      
Net income $ 1,352,616 $ 1,914,526 $ 2,614,177
Adjustments to reconcile net income to net cash provided by operating activities      
Depreciation, amortization, and accretion 1,139,547 812,331 1,187,689
Provision for credit losses 1,695,000 1,020,876 260,000
Deferred income tax benefits, net 627,749 (286,670) 35,252
Gains on disposals of assets, net (1,073,286) (1,213,844) (321,443)
Provision on losses of other real estate owned   91,448 5,695
Impairment losses on investment securities     15,581
Income on investment in life insurance (219,054) (223,841) (234,298)
Changes in assets and liabilities:      
Decrease in ground rents 5,562    
Decrease (increase) in accrued interest receivable 152,732 235,101 (58,917)
(Increase) decrease in other assets (1,109,944) 56,011 637,425
Increase (decrease) in accrued interest payable 32 11,300 158
(Decrease) increase in other liabilities (432,777) 101,973 (29,556)
Net cash provided by operating activities 2,138,177 2,519,211 4,111,763
Cash flows from investing activities:      
Maturities and principal paydowns of available for sale mortgage-backed securities 15,088,957 9,109,664 15,171,085
Proceeds from sales of available for sale debt securities 27,030,183 30,269,965 25,626,845
Purchases of available for sale mortgage-backed securities (38,206,832) (28,703,606) (16,920,333)
Purchases of other available for sale investment securities (15,089,446) (21,464,085) (4,185,719)
Purchase (redemption) of FHLB stock 124,700 125,100 (4,900)
Decrease (increase) in loans, net 12,580,131 (4,368,168) (22,295,595)
Proceeds from sales of other real estate 80,420 1,153,883 273,121
Purchases of premises and equipment (90,392) (442,529) (262,598)
Net cash provided (used) by investing activities 1,517,721 (14,319,776) (2,598,094)
Cash flows from financing activities:      
Increase in noninterest-bearing deposits, NOW accounts, money market accounts, and savings accounts, net 5,021,940 1,815,399 2,459,040
(Decrease) increase in time deposits, net (8,707,702) 13,258,537 (10,944,570)
Cash dividends paid (1,023,304) (1,100,984) (822,073)
Common stock dividends reinvested 144,342 154,378 118,821
Net cash (used) provided by financing activities (4,564,724) 14,127,330 (9,188,782)
(Decrease) increase in cash and cash equivalents (908,826) 2,326,765 (7,675,113)
Cash and cash equivalents, beginning of year 13,280,234 10,953,469 18,628,582
Cash and cash equivalents, end of year 12,371,408 13,280,234 10,953,469
Supplementary Cash Flow Information:      
Interest paid 2,390,653 2,522,622 2,661,647
Income taxes paid 625,000 300,000 525,000
Total decrease (increase) in unrealized depreciation on available for sale securities (670,016) 2,126,700 (6,045,150)
Supplementary Noncash Investing Activities:      
Loans converted to other real estate $ 74,400 $ 45,175 $ 983,000