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CONDENSED CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2016
Mar. 31, 2015
Interest income on:    
Loans, including fees $ 2,835 $ 2,943
U.S. Treasury and U.S. Government agency securities 275 210
State and municipal securities 213 302
Other 28 25
Total interest income 3,351 3,480
Interest expense on:    
Deposits 392 462
Long-term borrowings 160 158
Total interest expense 552 620
Net interest income 2,799 2,860
Provision for credit losses 117 150
Net interest income after provision for credit losses 2,682 2,710
Other income:    
Service charges on deposit accounts 83 105
Other fees and commissions 159 170
Other non-interest income 12 10
Income on life insurance 53 54
Gains on investment securities 1 199
Total other income 308 538
Other expenses:    
Salaries and employee benefits 1,505 1,668
Occupancy 198 214
Other expenses 970 937
Total other expenses 2,673 2,819
Income before income taxes 317 429
Income tax expense 34 49
Net income $ 283 $ 380
Basic and diluted earnings per share of common stock (in dollars per share) $ 0.10 $ 0.14
Weighted average shares of common stock outstanding (in shares) 2,775,560 2,764,129
Dividends declared per share of common stock (in dollars per share) $ 0.10 $ 0.10