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Consolidated Statements of Cash Flows - USD ($)
 12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Dec. 31, 2014
Cash flows from operating activities:      
Net income $ 1,100,720 $ 1,352,616 $ 1,914,526
Adjustments to reconcile net income to net cash provided by operating activities      
Depreciation, amortization, and accretion 1,190,711 1,139,547 812,331
Provision for credit losses 868,342 1,695,000 1,020,876
Deferred income tax benefits, net (147,029) 627,749 (286,670)
Gains on disposals of assets, net (3,866) (1,073,286) (1,213,844)
Provision on losses of other real estate owned 35,799   91,448
Income on investment in life insurance (214,648) (219,054) (223,841)
Changes in assets and liabilities:      
Decrease in ground rents   5,562  
(Increase) decrease in accrued interest receivable (13,152) 152,732 235,101
(Increase) decrease in other assets (398,473) (1,109,944) 56,011
(Decrease) increase in accrued interest payable (5,732) 32 11,300
Increase (decrease) in other liabilities 173,362 (432,777) 101,973
Net cash provided by operating activities 2,586,034 2,138,177 2,519,211
Cash flows from investing activities:      
Maturities and principal paydowns of available for sale mortgage-backed securities 18,000,155 15,088,957 9,109,664
Proceeds from sales of available for sale debt securities 5,265,658 27,030,183 30,269,965
Purchases of available for sale mortgage-backed securities (9,584,734) (38,206,832) (28,703,606)
Purchases of other available for sale investment securities (11,148,131) (15,089,446) (21,464,085)
Purchase of FHLB stock 3,000 124,700 125,100
(Increase) decrease in loans, net (4,045,333) 12,580,131 (4,368,168)
Proceeds from sales of other real estate 166,257 80,420 1,153,883
Proceeds from redemption of life insurance policy 244,483    
Purchases of premises and equipment (328,412) (90,392) (442,529)
Net cash provided (used) by investing activities (1,427,057) 1,517,721 (14,319,776)
Cash flows from financing activities:      
Increase in noninterest-bearing deposits, NOW accounts, money market accounts, and savings accounts, net 6,505,103 5,021,940 1,815,399
(Decrease) increase in time deposits, net (8,459,305) (8,707,702) 13,258,537
Cash dividends paid (1,111,307) (1,023,304) (1,100,984)
Common stock dividends reinvested 157,286 144,342 154,378
Net cash (used) provided by financing activities (2,908,223) (4,564,724) 14,127,330
(Decrease) increase in cash and cash equivalents (1,749,246) (908,826) 2,326,765
Cash and cash equivalents, beginning of year 12,371,408 13,280,234 10,953,469
Cash and cash equivalents, end of year 10,622,162 12,371,408 13,280,234
Supplementary Cash Flow Information:      
Interest paid 2,129,094 2,390,653 2,522,622
Income taxes paid   625,000 300,000
Total decrease (increase) in unrealized depreciation on available for sale securities (836,600) (670,016) 2,126,700
Supplementary Noncash Investing Activities:      
Loans converted to other real estate $ 240,098 $ 74,400 $ 45,175