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FAIR VALUE (Tables)
6 Months Ended
Jun. 30, 2017
Fair Value Disclosures [Abstract]  
Schedule of changes in asset subject to fair value measurement by Level
        Fair 
(dollars in thousands) Level 1  Level 2  Level 3  Value 
June 30, 2017                
Recurring:                
Securities available for sale                
 U.S. Treasury $-  $1,506  $-  $1,506 
 State and Municipal  -   35,710   -   35,710 
 Mortgaged-backed  -   53,413   -   53,413 
                 
Non-recurring:                
Maryland Financial Bank stock  -   -   30   30 
Impaired loans  -   -   4,733   4,733 
OREO  -   114   -   114 
  $-  $90,743  $4,763  $95,506 
                 
December 31, 2016                
Recurring:                
Securities available for sale                
 U.S. Treasury $-  $1,507  $-  $1,507 
 State and Municipal  -   33,845   -   33,845 
 Mortgaged-backed  -   59,255   -   59,255 
                 
Non-recurring:                
Maryland Financial Bank stock  -   -   30   30 
Impaired loans  -   -   2,891   2,891 
OREO  -   114   -   114 
  $-  $94,721  $2,921  $97,642 
Schedule of estimated fair values of financial instruments
    June 30, 2017     December 31, 2016  
(dollars in thousands)   Carrying     Fair     Carrying     Fair  
    Amount     Value     Amount     Value  
Financial assets:                                
Cash and due from banks   $ 14,487     $ 14,487     $ 6,946     $ 6,946  
Interest-bearing deposits     728       728       479       479  
Federal funds sold     2,123       2,123       3,197       3,197  
Investment securities     90,629       90,629       94,607       94,607  
Investments in restricted stock     1,410       1,410       1,230       1,230  
Ground rents     156       156       164       164  
Loans, net     268,421       266,740       262,574       259,017  
Cash Value of life insurance     9,428       9,428       9,328       9,328  
Accrued interest receivable     1,092       1,092       1,134       1,134  
                                 
Financial liabilities:                                
Deposits     335,481       317,448       333,237       315,418  
Long-term borrowings     10,000       10,165       10,000       10,257  
Short-term borrowings     15,000       15,065       10,000       10,188  
Dividends payable     -       -       -       -  
Schedule of fair value hierarchy of financial instruments
(dollars in thousands)               
  Carrying  Fair          
June 30, 2017 Amount  Value  Level 1  Level 2  Level 3 
                
Financial instruments - Assets                    
Cash and cash equivalents $17,338  $17,338  $17,338  $-  $- 
Loans receivable, net  268,421   266,740   -   -   266,740 
Cash value of life insurance  9,428   9,428   -   9,428   - 
Financial instruments - Liabilities                    
Deposits  335,481   317,448   217,906   99,542   - 
Long-term debt  10,000   10,165   -   10,165   - 
Short-term debt  15,000   15,065   -   15,065   - 
Schedule of gross unrealized losses and fair value, aggregated by investment category and length of time in continuous unrealized loss position
Securities available for sale: Less than 12 months  12 months or more  Total 
(dollars in thousands)                  
  Fair  Unrealized  Fair  Unrealized  Fair  Unrealized 
  Value  Loss  Value  Loss  Value  Loss 
                   
U.S. Agency $500  $1  $-  $-  $500  $1 
State and Municipal  7,461   178   1,398   45   8,859   223 
Mortgage Backed  44,590   591   -   -   44,590   591 
  $52,551  $770  $1,398  $45  $53,949  $815