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CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Sep. 30, 2017
Dec. 31, 2016
ASSETS    
Cash and due from banks $ 4,371 $ 3,195
Interest-bearing deposits in other financial institutions 7,126 7,427
Cash and cash equivalents 11,497 10,622
Investment securities available for sale, at fair value 89,903 94,607
Restricted equity securities, at cost 1,228 1,230
Loans, net of deferred fees and costs 271,463 265,058
Less: Allowance for loan losses (2,623) (2,484)
Loans, net 268,840 262,574
Real estate acquired through foreclosure 114 114
Premises and equipment, at cost, less accumulated depreciation 3,451 3,638
Bank owned life insurance 9,479 9,328
Deferred tax assets, net 2,847 3,160
Accrued interest receivable 1,140 1,134
Accrued taxes receivable 638 674
Prepaid expenses 512 546
Other assets 235 814
Total Assets 389,884 388,441
LIABILITIES    
Noninterest-bearing 104,571 100,099
Interest-bearing 229,534 233,147
Total Deposits 334,105 333,246
Short-term borrowings 20,000 10,000
Long-term borrowings   10,000
Defined pension liability 328 369
Accrued interest payable on deposits 815 1,011
Total liabilities 355,248 354,626
STOCKHOLDERS' EQUITY    
Common stock, par value $1, authorized 15,000,000 shares, issued and outstanding 2,797,477 and 2,786,855 shares as of September 30, 2017 and December 31, 2016 , respectively. 2,797 2,787
Additional paid-in capital 10,233 10,130
Retained earnings 21,935 21,708
Accumulated other comprehensive loss, net of taxes (329) (810)
Total Stockholders' Equity 34,636 33,815
Total Liabilities and Stockholders' Equity $ 389,884 $ 388,441