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Loans and Allowance (Tables) | 12 Months Ended
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Dec. 31, 2017
Receivables [Abstract] |
Schedule of major categories of loans |
|  | December 31,
(dollars in thousands) |  | 2017 |  | 2016
Consumer |  | $ | 16,112 |  | $ | 14,739
Residential real estate |  |  | 81,926 |  |  | 93,468
Indirect |  |  | 85,186 |  |  | 71,656
Commercial |  |  | 11,257 |  |  | 12,351
Construction |  |  | 3,536 |  |  | 4,397
Commercial real estate |  |  | 73,595 |  |  | 68,447
Total loans receivable |  |  | 271,612 |  |  | 265,058
Allowance for credit losses |  |  | (2,589) |  |  | (2,484)
Net loans receivable |  | $ | 269,023 |  | $ | 262,574
Schedule of amount due from directors and other related parties |
|  | December 31,
(dollars in thousands) |  | 2017 |  | 2016
Balance at beginning of year |  | $ | 444 |  | $ | 787
Additions |  |  | 227 |  |  | 607
Repayments |  |  | (268) |  |  | (950)
Balance at end of year |  | $ | 403 |  | $ | 444
Schedule of allowance for loan loss and the unearned income on loans |
December 31, 2017 |  |  |  | Residential |  |  |  |  |  |  |  |  | Commercial |  |  |  |  |
(dollars in thousands) |  | Consumer |  | Real Estate |  | Indirect |  | Commercial |  | Construction |  | Real Estate |  | Unallocated |  | Total
Balance, beginning of year |  | $ | 182 |  | $ | 1,042 |  | $ | 693 |  | $ | 284 |  | $ | 10 |  | $ | 259 |  | $ | 14 |  | $ | 2,484
Charge-offs |  |  | (96) |  |  | (3) |  |  | (458) |  |  | (9) |  |  | — |  |  | — |  |  | — |  |  | (566)
Recoveries |  |  | 8 |  |  | 27 |  |  | 286 |  |  | — |  |  | — |  |  | 14 |  |  | — |  |  | 335
Provision for loan losses |  |  | 120 |  |  | (5) |  |  | 253 |  |  | (38) |  |  | 2 |  |  | 18 |  |  | (14) |  |  | 336
Balance, end of year |  | $ | 214 |  | $ | 1,061 |  | $ | 774 |  | $ | 237 |  | $ | 12 |  | $ | 291 |  | $ | — |  | $ | 2,589
Individually evaluated for impairment: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance in allowance |  | $ | 52 |  | $ | 513 |  | $ | — |  | $ | 217 |  | $ | — |  | $ | — |  | $ | — |  | $ | 782
Related loan balance |  |  | 160 |  |  | 2,345 |  |  | — |  |  | 217 |  |  | — |  |  | 1,176 |  |  | — |  |  | 3,898
Collectively evaluated for impairment: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance in allowance |  | $ | 162 |  | $ | 548 |  | $ | 774 |  | $ | 20 |  | $ | 12 |  | $ | 291 |  | $ | — |  | $ | 1,807
Related loan balance |  |  | 15,952 |  |  | 79,580 |  |  | 85,186 |  |  | 11,040 |  |  | 3,536 |  |  | 72,420 |  |  | — |  |  | 267,714
December 31, 2016 |  |  |  | Residential |  |  |  |  |  |  |  |  | Commercial |  |  |  |  |
(dollars in thousands) |  | Consumer |  | Real Estate |  | Indirect |  | Commercial |  | Construction |  | Real Estate |  | Unallocated |  | Total
Balance, beginning of year |  | $ | 227 |  | $ | 1,584 |  | $ | 577 |  | $ | 305 |  | $ | 19 |  | $ | 290 |  | $ | 148 |  | $ | 3,150
Charge-offs |  |  | (18) |  |  | (853) |  |  | (677) |  |  | — |  |  | — |  |  | (364) |  |  | — |  |  | (1,912)
Recoveries |  |  | 17 |  |  | 34 |  |  | 318 |  |  | 9 |  |  | — |  |  | — |  |  | — |  |  | 378
Provision for loan losses |  |  | (44) |  |  | 277 |  |  | 475 |  |  | (30) |  |  | (9) |  |  | 333 |  |  | (134) |  |  | 868
Balance, end of year |  | $ | 182 |  | $ | 1,042 |  | $ | 693 |  | $ | 284 |  | $ | 10 |  | $ | 259 |  | $ | 14 |  | $ | 2,484
Individually evaluated for impairment: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance in allowance |  | $ | 61 |  | $ | 240 |  | $ | — |  | $ | 229 |  | $ | — |  | $ | — |  | $ | — |  | $ | 530
Related loan balance |  |  | 258 |  |  | 2,775 |  |  | — |  |  | 229 |  |  | — |  |  | 1,413 |  |  | — |  |  | 4,675
Collectively evaluated for impairment: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance in allowance |  | $ | 121 |  | $ | 802 |  | $ | 693 |  | $ | 55 |  | $ | 10 |  | $ | 259 |  | $ | 14 |  | $ | 1,954
Related loan balance |  |  | 14,481 |  |  | 90,693 |  |  | 71,656 |  |  | 12,122 |  |  | 4,397 |  |  | 67,034 |  |  | — |  |  | 260,383
Schedule of non accrual loans | The f ollowing table rolls forward the Company’s activity for nonaccrual loans during the years 2017 and 2016:
|  |  |  | Residential |  |  |  |  |  |  |  | Commercial |  |
|  | Consumer |  | Real Estate |  | Indirect |  | Commercial |  | Construction |  | Real Estate |  | Totals
(dollars in thousands) |  |  |  |  |  |  |  |  |  |  |  |  |  |
December 31, 2015 |  | 623 |  | 2,508 |  | 349 |  | — |  | — |  | 300 |  | 3,780
Transfers into nonaccrual |  | 117 |  | 1,415 |  | 898 |  | — |  | — |  | 840 |  | 3,270
Transfers to OREO |  | — |  | (126) |  | — |  | — |  | — |  | (114) |  | (240)
Loans paid down/payoffs |  | (64) |  | (191) |  | (875) |  | — |  | — |  | (15) |  | (1,145)
Loans returned to accrual status |  | (256) |  | (252) |  | — |  | — |  | — |  | — |  | (508)
Loans charged off |  | (17) |  | (846) |  | (179) |  | — |  | — |  | (364) |  | (1,406)
December 31, 2016 |  | 403 |  | 2,508 |  | 193 |  | — |  | — |  | 647 |  | 3,751
Transfers into nonaccrual |  | 10 |  | 329 |  | 686 |  | 56 |  | 402 |  | — |  | 1,483
Transfers to OREO |  | — |  | — |  | — |  | — |  | — |  | — |  | —
Loans paid down/payoffs |  | (130) |  | (429) |  | (163) |  | (1) |  | (84) |  | (140) |  | (947)
Loans returned to accrual status |  | — |  | (281) |  | (171) |  | — |  | — |  | — |  | (452)
Loans charged off |  | (98) |  | (3) |  | (457) |  | (7) |  | — |  | — |  | (565)
December 31, 2017 |  | 185 |  | 2,124 |  | 88 |  | 48 |  | 318 |  | 507 |  | 3,270
Schedule of risk ratings of loans by categories of loans |
December 31, 2017 |  |  |  | Residential |  |  |  |  |  |  |  | Commercial |  |  |
(dollars in thousands) |  | Consumer |  | Real Estate |  | Indirect |  | Commercial |  | Construction |  | Real Estate |  |  | Total
Pass |  | $ | 16,008 |  | $ | 81,346 |  | $ | 83,803 |  | $ | 11,256 |  | $ | 3,536 |  | $ | 73,268 |  | $ | 269,217
Special mention |  |  | 77 |  |  | 344 |  |  | 1,027 |  |  | 1 |  |  | — |  |  | 327 |  |  | 1,776
Substandard |  |  | 3 |  |  | 236 |  |  | 315 |  |  | — |  |  | — |  |  | — |  |  | 554
Doubtful |  |  | 24 |  |  | — |  |  | 41 |  |  | — |  |  | — |  |  | — |  |  | 65
Loss |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | —
|  | $ | 16,112 |  | $ | 81,926 |  | $ | 85,186 |  | $ | 11,257 |  | $ | 3,536 |  | $ | 73,595 |  | $ | 271,612
Nonaccrual |  |  | 185 |  |  | 2,124 |  |  | 88 |  |  | 48 |  |  | 318 |  |  | 507 |  |  | 3,270
Troubled debt restructures |  |  | 46 |  |  | — |  |  | — |  |  | 217 |  |  | — |  |  | — |  |  | 263
Number of TDRs accounts |  |  | 1 |  |  | — |  |  | — |  |  | 1 |  |  | — |  |  | — |  |  | 2
Non-performing TDRs |  |  | 46 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 46
Number of non-performing TDR accounts |  |  | 1 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 1
December 31, 2016 |  |  |  | Residential |  |  |  |  |  |  |  | Commercial |  |  |
(dollars in thousands) |  | Consumer |  | Real Estate |  | Indirect |  | Commercial |  | Construction |  | Real Estate |  | Total
Pass |  | $ | 14,597 |  | $ | 93,045 |  | $ | 70,188 |  | $ | 12,255 |  | $ | 4,397 |  | $ | 64,646 |  | $ | 259,128
Special mention |  |  | 29 |  |  | 423 |  |  | 1,087 |  |  | 95 |  |  | — |  |  | 3,801 |  |  | 5,436
Substandard |  |  | 64 |  |  | — |  |  | 276 |  |  | — |  |  | — |  |  | — |  |  | 340
Doubtful |  |  | 49 |  |  | — |  |  | 105 |  |  | — |  |  | — |  |  | — |  |  | 154
Loss |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | —
|  | $ | 14,739 |  | $ | 93,468 |  | $ | 71,656 |  | $ | 12,351 |  | $ | 4,397 |  | $ | 68,447 |  | $ | 265,058
Nonaccrual |  |  | 403 |  |  | 2,508 |  |  | 193 |  |  | — |  |  | — |  |  | 647 |  |  | 3,751
Troubled debt restructures |  |  | 84 |  |  | — |  |  | — |  |  | 229 |  |  | — |  |  | — |  |  | 312
Number of TDRs accounts |  |  | 2 |  |  | — |  |  | — |  |  | 1 |  |  | — |  |  | — |  |  | 3
Non-performing TDRs |  |  | 84 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 84
Number of non-performing TDR accounts |  |  | 2 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 2
Schedule of current, past due, and nonaccrual loans by categories of loans |
|  |  |  |  |  |  |  | 90 Days or |  |  |  |  |  |
|  |  |  |  | 30-89 Days |  | More and |  |  |  |  |  |
December 31, 2017 |  | Current |  | Past Due |  | Still Accruing |  | Nonaccrual |  | Total
(dollars in thousands) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer |  | $ | 15,823 |  | $ | 80 |  | $ | 24 |  | $ | 185 |  | $ | 16,112
Residential Real Estate |  |  | 79,205 |  |  | 597 |  |  | — |  |  | 2,124 |  |  | 81,926
Indirect |  |  | 83,932 |  |  | 1,166 |  |  | — |  |  | 88 |  |  | 85,186
Commercial |  |  | 11,203 |  |  | — |  |  | 6 |  |  | 48 |  |  | 11,257
Construction |  |  | 3,188 |  |  | — |  |  | 30 |  |  | 318 |  |  | 3,536
Commercial Real Estate |  |  | 73,088 |  |  | — |  |  | — |  |  | 507 |  |  | 73,595
|  | $ | 266,439 |  | $ | 1,843 |  | $ | 60 |  | $ | 3,270 |  | $ | 271,612
|  |  |  |  |  |  |  | 90 Days or |  |  |  |  |  |
|  |  |  |  | 30-89 Days |  | More and |  |  |  |  |  |
December 31, 2016 |  | Current |  | Past Due |  | Still Accruing |  | Nonaccrual |  | Total
(dollars in thousands) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer |  | $ | 14,243 |  | $ | 93 |  | $ | — |  | $ | 403 |  | $ | 14,739
Residential Real Estate |  |  | 89,201 |  |  | 1,759 |  |  | — |  |  | 2,508 |  |  | 93,468
Indirect |  |  | 70,392 |  |  | 1,071 |  |  | — |  |  | 193 |  |  | 71,656
Commercial |  |  | 12,349 |  |  | — |  |  | 2 |  |  | — |  |  | 12,351
Construction |  |  | 4,279 |  |  | 84 |  |  | 34 |  |  | — |  |  | 4,397
Commercial Real Estate |  |  | 67,800 |  |  | — |  |  | — |  |  | 647 |  |  | 68,447
|  | $ | 258,264 |  | $ | 3,007 |  | $ | 36 |  | $ | 3,751 |  | $ | 265,058
Schedule of impaired financing receivables |
|  |  |  | Unpaid |  | Interest |  |  |  |  | Average
December 31, 2017 |  | Recorded |  | Principal |  | Income |  | Specific |  | Recorded
(dollars in thousands) |  | Investment |  | Balance |  | Recognized |  | Reserve |  | Investment
Impaired loans with specific reserves: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer |  | $ | 160 |  | $ | 160 |  | $ | 5 |  | $ | 52 |  | $ | 205
Residential Real Estate |  |  | 1,294 |  |  | 1,322 |  |  | — |  |  | 513 |  |  | 1,312
Indirect |  |  | — |  |  | — |  |  | — |  |  | — |  |  | —
Commercial |  |  | 217 |  |  | 217 |  |  | — |  |  | 217 |  |  | 223
Construction |  |  | — |  |  | — |  |  | — |  |  | — |  |  | —
Commercial Real Estate |  |  | — |  |  | — |  |  | — |  |  | — |  |  | —
Total impaired loans with specific reserves |  | $ | 1,671 |  | $ | 1,699 |  | $ | 5 |  | $ | 782 |  | $ | 1,740
Impaired loans with no specific reserve: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer |  | $ | 49 |  | $ | 49 |  | $ | — |  |  | n/a |  | $ | —
Residential Real Estate |  |  | 992 |  |  | 1,760 |  |  | 11 |  |  | n/a |  |  | 1,572
Indirect |  |  | 88 |  |  | 88 |  |  | — |  |  | n/a |  |  | —
Commercial |  |  | 2 |  |  | 2 |  |  | — |  |  | n/a |  |  | 2
Construction |  |  | 318 |  |  | 318 |  |  | — |  |  | n/a |  |  | 322
Commercial Real Estate |  |  | 1,194 |  |  | 1,194 |  |  | 39 |  |  | n/a |  |  | 1,632
Total impaired loans with no specific reserve |  | $ | 2,643 |  | $ | 3,411 |  | $ | 50 |  |  | — |  | $ | 3,528
|  |  |  |  | Unpaid |  | Interest |  |  |  |  | Average
December 31, 2016 |  | Recorded |  | Principal |  | Income |  | Specific |  | Recorded
(dollars in thousands) |  | Investment |  | Balance |  | Recognized |  | Reserve |  | Investment
Impaired loans with specific reserves: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer |  | $ | 176 |  | $ | 176 |  | $ | — |  | $ | 61 |  | $ | 217
Residential Real Estate |  |  | 1,345 |  |  | 1,374 |  |  | 58 |  |  | 240 |  |  | 1,393
Indirect |  |  | — |  |  | — |  |  | — |  |  | — |  |  | —
Commercial |  |  | 229 |  |  | 229 |  |  | 8 |  |  | 229 |  |  | 235
Construction |  |  | — |  |  | — |  |  | — |  |  | — |  |  | —
Commercial Real Estate |  |  | — |  |  | — |  |  | — |  |  | — |  |  | —
Total impaired loans with specific reserves |  | $ | 1,750 |  | $ | 1,779 |  | $ | 66 |  | $ | 530 |  | $ | 1,845
Impaired loans with no specific reserve: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer |  | $ | 226 |  | $ | 226 |  | $ | — |  |  | n/a |  | $ | 122
Residential Real Estate |  |  | 1,267 |  |  | 2,007 |  |  | 10 |  |  | n/a |  |  | 2,245
Indirect |  |  | 193 |  |  | 193 |  |  | — |  |  | n/a |  |  | —
Commercial |  |  | 2 |  |  | 2 |  |  | — |  |  | n/a |  |  | 2
Construction |  |  | — |  |  | — |  |  | — |  |  | n/a |  |  | —
Commercial Real Estate |  |  | 1,579 |  |  | 1,731 |  |  | 70 |  |  | n/a |  |  | 1,762
Total impaired loans with no specific reserve |  | $ | 3,267 |  | $ | 4,159 |  | $ | 80 |  |  | — |  | $ | 4,131

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- Definition Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 + Details
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- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 55 -Paragraph 19 -URI http://asc.fasb.org/extlink&oid=82894031&loc=SL6953803-111525 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 29 -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953659-111524 + Details
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- Definition Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=84173941&loc=d3e5111-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7A -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953401-111524 + Details
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- Definition Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.3,4) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 + Details
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- Definition Tabular disclosure of nonaccrual and past due financing receivables (such as loans and trade receivables), including: (a) the recorded investment in loans and trade receivables, if applicable, on nonaccrual status as of each balance sheet date (b) the recorded investment in loans and trade receivables, if applicable, past due 90 days or more and still accruing. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=84173941&loc=d3e5111-111524 + Details
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- Definition Tabular disclosure of related party transactions. Examples of related party transactions include, but are not limited to, transactions between (a) a parent company and its subsidiary; (b) subsidiaries of a common parent; (c) and entity and its principal owners and (d) affiliates. + References No definition available. + Details
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