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LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSSES - Allowance for credit losses (Details) | 6 Months Ended | 12 Months Ended
--- | --- | ---
Jun. 30, 2018 USD ($) borrower | Jun. 30, 2017 USD ($) borrower | Dec. 31, 2017 USD ($)
LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSSES |  |  |
Outstanding commitments | $ 33,800,000 | $ 24,000,000 |
Beginning balance | 24,000 | 25,000 | $ 25,000
Reduction of unfunded reserve | (18,000) | (20,000) |
Provisions charged to operations | 37,000 | 17,000 |
Ending balance | 43,000 | 22,000 | 24,000
Loans charged off | 769,000 | 254,000 | $ 566,000
Average loans | $ 281,104,000 | $ 269,533,000 |
Net charge-offs to average loans (annualized) | 0.48% | 0.04% |
Number of borrowers | borrower | 25 | 38 |

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- Definition The Average of Loans and Leases Receivable Net of Deferred Income. + References No definition available. + Details
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- Definition Net Charge Offs to Average Loans and Leases Receivables as a percentage + References No definition available. + Details
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- Definition Represents number of borrowers consumer and indirect loans. + References No definition available. + Details
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- Definition The amount of provisions charged to operations. + References No definition available. + Details
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Balance Type: | credit
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- Definition The amount of reserve for unfunded commitments. + References No definition available. + Details
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- References No definition available. + Details
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- Definition Amount of direct write-downs of financing receivables charged against the allowance. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(3) -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 + Details
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- Definition Minimum amount of other commitment not otherwise specified in the taxonomy. Excludes commitments explicitly modeled in the taxonomy, including but not limited to, long-term and short-term purchase commitments, recorded and unrecorded purchase obligations, supply commitments, registration payment arrangements, leases, debt, product warranties, guarantees, environmental remediation obligations, and pensions. + References No definition available. + Details
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