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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2018
Jun. 30, 2017
Jun. 30, 2018
Jun. 30, 2017
INTEREST INCOME        
Interest and fees on loans $ 2,958 $ 2,842 $ 5,830 $ 5,616
Interest and dividends on securities 535 507 1,059 1,025
Interest on deposits with banks and federal funds sold 50 31 98 62
Total Interest Income 3,543 3,380 6,987 6,703
INTEREST EXPENSE        
Interest on deposits 325 327 634 659
Interest on short-term borrowings 165 84 308 167
Interest on long-term borrowings   76   152
Total Interest Expense 490 487 942 978
Net Interest Income 3,053 2,893 6,045 5,725
Provision for loan losses (5) (30) 355 165
Net interest income after provision for loan losses 3,058 2,923 5,690 5,560
NONINTEREST INCOME        
Gains on redemption of BOLI policies 101   308  
Income on life insurance 45 51 89 100
Other income   1   3
Total Noninterest Income 386 288 872 567
NONINTEREST EXPENSE        
Salary and benefits 1,649 1,615 3,371 3,036
Occupancy and equipment expenses 274 286 579 584
Legal, accounting and other professional fees 277 197 509 403
Data processing and item processing services 154 143 286 312
FDIC insurance costs 65 63 122 123
Advertising and marketing related expenses 32 42 49 73
Loan collection costs 80 29 121 47
Telephone costs 67 59 124 114
Other expenses 413 376 685 689
Total Noninterest Expenses 3,011 2,810 5,846 5,381
Income before income taxes 433 401 716 746
Income tax expense (benefit) (45) 63 (17) 92
NET INCOME $ 478 $ 338 $ 733 $ 654
Basic and diluted net income per share of common stock (in dollars per share) $ 0.17 $ 0.12 $ 0.26 $ 0.23
Service charges on deposit accounts        
NONINTEREST INCOME        
Service charges, other fees and commissions $ 61 $ 68 $ 128 $ 136
Other fees and commissions        
NONINTEREST INCOME        
Service charges, other fees and commissions $ 179 $ 168 $ 347 $ 328