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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
6 Months Ended
Jun. 30, 2018
Jun. 30, 2017
Cash flows from operating activities:    
Net income $ 733 $ 654
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation, amortization, and accretion of premises and equipment 579 518
Provision for loan losses 355 165
Gain on life insurance (308)  
Gain on disposals of assets, net   (1)
Decrease (increase) in cash surrender value of bank owned life insurance 935 (100)
Reclassification adjustment for stranded income tax effects in accumulated other comprehensive income    
Decrease in ground rents 3 7
Decrease (increase) in accrued interest receivable (9) 42
Net (increase) decrease in other assets (232) 730
Net decrease in accrued expenses and other liabilities (51) (269)
Net cash provided by operating activities 2,005 1,746
Cash flows from investing activities:    
Redemptions and maturities of investment securities available for sale 5,557 9,209
Purchases of investment securities available for sale (5,440) (4,659)
Net purchase of Federal Home Loan Bank stock (211) (210)
Net increase in loans (18,457) (6,012)
Purchases of premises and equipment (61) (119)
Net cash provided by investing activities (18,612) (1,791)
Cash flows from financing activities:    
Net increase (decrease) in deposits 7,569 2,244
Increase in short term borrowings 5,000 15,000
Decrease in long term borrowings   (10,000)
Cash dividends paid (560) (559)
Common stock dividends reinvested 75 76
Net cash provided by financing activities 12,084 6,761
Net increase (decrease) in cash and cash equivalents (4,523) 6,716
Cash and cash equivalents at beginning of year 12,605 10,622
Cash and cash equivalents at end of year 8,082 17,338
Supplemental Disclosures of Cash Flow Information:    
Interest paid on deposits and borrowings 908 1,122
Net income taxes refunded (573)  
Net income taxes paid   49
Net (increase) decrease in unrealized depreciation on available for sale securities (1,576) $ 905
Net Increase Decrease In Unrealized Depreciation On Swaps $ 546