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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2018
Dec. 31, 2017
Cash flows from operating activities:    
Net income $ 1,583 $ 911
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation, amortization, and accretion of premises and equipment 1,069 925
Provision for loan losses 856 336
Deferred income taxes, net 1,265 442
Gain on life insurance (308)  
Gain on disposals of assets, net   (1)
Increase in cash surrender value of bank owned life insurance (172) (199)
Gain on sale of other real estate owned (15)  
Loss on write-down of MDF stock 25  
Reclassification adjustment for stranded income tax effects in accumulated other comprehensive income   104
Net (increase) decrease in other assets (538) 1,365
Net increase (decrease) in accrued expenses and other liabilities 371 (211)
Net cash provided by operating activities 4,136 3,672
Cash flows from investing activities:    
Redemptions and maturities of investment securities available for sale 11,549 19,104
Purchases of investment securities available for sale (5,440) (13,826)
Net redemption of Federal Home Loan Bank stock (1,273) (2)
Net increase in loans (29,117) (6,785)
Proceeds from sale of real estate acquired through foreclosure 128  
Proceeds from redemption of life insurance policy 1,334  
Purchases of premises and equipment (209) (205)
Net cash used in investing activities (23,028) (1,714)
Cash flows from financing activities:    
Net (decrease) increase in deposits (11,784) 991
Increase in short term borrowings 35,000 20,000
Decrease in long term borrowings   (20,000)
Cash dividends paid (1,122) (1,117)
Common stock dividends reinvested 147 151
Net cash provided by financing activities 22,241 25
Net increase in cash and cash equivalents 3,349 1,983
Cash and cash equivalents at beginning of year 12,605 10,622
Cash and cash equivalents at end of year 15,954 12,605
Supplemental Disclosures of Cash Flow Information:    
Interest paid on deposits and borrowings 2,051 1,870
Income taxes paid (refunded) (851)  
Accrued taxes receivable   152
Net (increase) decrease in unrealized depreciation on available for sale securities (1,072) 418
Decrease in unrealized depreciation on Swaps 246 $ 49
Noncash Investing Activities:    
Transfer of loans to real estate acquired through foreclosure $ 705