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LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSSES - Allowance for credit losses (Details) | 3 Months Ended | 12 Months Ended
--- | --- | ---
Mar. 31, 2019 USD ($) borrower | Mar. 31, 2019 USD ($) loan | Mar. 31, 2019 USD ($) | Mar. 31, 2019 USD ($) | Mar. 31, 2018 USD ($) borrower | Dec. 31, 2018 USD ($)
LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSSES |  |  |  |  |  |
Average loans |  |  |  | $ 299,506,000 | $ 273,964,000 |
Net charge-offs to average loans (annualized) |  |  | 0.27% |  | 0.07% |
Number of borrowers | 19 | 1 |  |  | 7 |
Loans charged off |  |  |  | 205,000 | $ 102,000 | $ 1,151,000
Outstanding commitments | $ 33,000,000 | $ 33,000,000 | $ 33,000,000 | 33,000,000 | 24,700,000 |
Unfunded commitments |  |  |  |  |  |
Beginning balance |  |  |  | 35,000 | 24,000 | 24,000
Reduction of unfunded reserve |  |  |  | (9,000) | (18,000) |
Provisions charged to operations |  |  |  |  | 6,000 |
Ending balance |  |  |  | $ 26,000 | $ 12,000 | $ 35,000

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- Definition The Average of Loans and Leases Receivable Net of Deferred Income. + References No definition available. + Details
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- Definition Net Charge Offs to Average Loans and Leases Receivables as a percentage + References No definition available. + Details
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- Definition Represents number of borrowers consumer and indirect loans. + References No definition available. + Details
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- Definition The amount of provisions charged to operations. + References No definition available. + Details
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- Definition The amount of reduction of unfunded reserve.. + References No definition available. + Details
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- Definition The amount of reserve for unfunded commitments. + References No definition available. + Details
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Balance Type: | credit
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- References No definition available. + Details
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- Definition Amount of direct write-downs of financing receivables charged against the allowance. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(3) -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 + Details
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- Definition Minimum amount of other commitment not otherwise specified in the taxonomy. Excludes commitments explicitly modeled in the taxonomy, including but not limited to, long-term and short-term purchase commitments, recorded and unrecorded purchase obligations, supply commitments, registration payment arrangements, leases, debt, product warranties, guarantees, environmental remediation obligations, and pensions. + References No definition available. + Details
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