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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
 9 Months Ended
Sep. 30, 2019
Sep. 30, 2018
Cash flows from operating activities:    
Net income $ 1,059,823 $ 1,172,199
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation, amortization, and accretion of premises and equipment 757,000 828,000
Provision for loan losses 65,000 601,000
Gain on life insurance   (308,000)
Gain on disposals of assets, net   (15,000)
(Decrease) increase in cash surrender value of bank owned life insurance (122,000) (130,000)
Loss on write-down of MDF stock 1,000  
Increase in ground rents   8,000
Decrease (increase) in accrued interest receivable 223,000 (100,000)
Net decrease in other assets 157,000 2,010,000
Net increase in accrued expenses and other liabilities 16,000 5,000
Net cash provided by operating activities 2,157,000 4,071,000
Cash flows from investing activities:    
Redemptions and maturities of investment securities available for sale 7,322,000 8,048,000
Purchases of investment securities available for sale (9,641,000) (5,440,000)
Net sales (purchase) of Federal Home Loan Bank stock 1,254,000 (841,000)
Net decrease (increase) in loans 14,932,000 (24,810,000)
Proceeds from sale of real estate acquired through foreclosure   114,000
Purchases of premises and equipment (249,000) (138,000)
Net cash provided by (used in) investing activities 34,388,000 (23,067,000)
Cash flows from financing activities:    
Net increase in deposits 2,814,000 2,611,000
(Decrease) increase in short term borrowings (35,000,000) 20,000,000
Cash dividends paid (846,000) (841,000)
Common stock dividends reinvested 104,000 111,000
Net cash (used in) provided by financing activities (32,928,000) 21,881,000
Net (increase) in cash and cash equivalents 3,617,000 2,885,000
Cash and cash equivalents at beginning of year 15,954,000 12,605,000
Cash and cash equivalents at end of year 19,571,000 15,490,000
Supplemental Disclosures of Cash Flow Information:    
Interest paid on deposits and borrowings 1,498,000 1,455,000
Net income taxes paid (refunded)   (509,000)
Income taxes refunded 120,000  
Net decrease (increase) in unrealized depreciation on available for sale securities 2,132,000 (2,237,000)
Net (increase) decrease in unrealized appreciation on swaps $ (754,000) 664,000
Noncash Investing Activities:    
Transfer of loans to real estate acquired through foreclosure   $ 705,000