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LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSSES - Impaired financing receivables (Details) - USD ($) | 6 Months Ended | 12 Months Ended
--- | --- | ---
Jun. 30, 2020 | Dec. 31, 2019
Financing Receivable, Impaired [Line Items] |  |
Recorded Investment with specific reserves | $ 40,000 | $ 26,000
Unpaid Principal Balance with specific reserves | 40,000 | 41,000
Interest Income Recognized with specific reserves | 1,000 | 2,000
Specific Reserve with specific reserves | 11,000 | 15,000
Recorded Investment | 50,000 | 50,000
Recorded Investment with no specific reserve | 4,398,000 | 4,627,000
Unpaid Principal Balance with no specific reserve | 4,536,000 | 5,396,000
Interest Income Recognized with no specific reserve | 69,000 | 109,000
Specific Reserve | 11,000 |
Average Recorded Investment with no specific reserve | 5,824,000 | 5,895,000
Consumer |  |
Financing Receivable, Impaired [Line Items] |  |
Recorded Investment with specific reserves | 40,000 | 26,000
Unpaid Principal Balance with specific reserves | 40,000 | 41,000
Interest Income Recognized with specific reserves | 1,000 | 2,000
Specific Reserve with specific reserves | 11,000 | 15,000
Recorded Investment | 50,000 | 50,000
Recorded Investment with no specific reserve | 45,000 | 96,000
Unpaid Principal Balance with no specific reserve | 45,000 | 96,000
Interest Income Recognized with no specific reserve | 2,000 | 8,000
Average Recorded Investment with no specific reserve | 67,000 | 122,000
Indirect |  |
Financing Receivable, Impaired [Line Items] |  |
Interest Income Recognized with specific reserves |  | 6,000
Recorded Investment with no specific reserve | 153,000 | 123,000
Unpaid Principal Balance with no specific reserve | 153,000 | 123,000
Interest Income Recognized with no specific reserve | 4,000 |
Specific Reserve | 11,000 |
Average Recorded Investment with no specific reserve | 194,000 |
Commercial Real Estate |  |
Financing Receivable, Impaired [Line Items] |  |
Recorded Investment with no specific reserve | 3,570,000 | 3,680,000
Unpaid Principal Balance with no specific reserve | 3,570,000 | 3,680,000
Interest Income Recognized with no specific reserve | 61,000 | 81,000
Average Recorded Investment with no specific reserve | 3,737,000 | 3,845,000
Residential Real estate |  |
Financing Receivable, Impaired [Line Items] |  |
Recorded Investment with no specific reserve | 630,000 | 728,000
Unpaid Principal Balance with no specific reserve | 768,000 | 1,497,000
Interest Income Recognized with no specific reserve | 2,000 | 14,000
Average Recorded Investment with no specific reserve | $ 1,826,000 | $ 1,928,000

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- Definition Amount of valuation allowance for financing receivables that are expected to be uncollectible that were individually evaluated for impairment. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (g) -URI http://asc.fasb.org/extlink&oid=118936363&loc=SL6953423-111524 + Details
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