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LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES - Allowance for Credit Losses (Details) - USD ($) | 6 Months Ended | 12 Months Ended
--- | --- | ---
Jun. 30, 2022 | Jun. 30, 2021 | Dec. 31, 2021
Financing Receivable, Allowance For Credit Losses [Line Items] |  |  |
Average loans | $ 204,477,000 | $ 244,416,000 |
Net charge-offs to average loans (annualized) | 0.01% | (0.25%) |
Number of borrowers | 8 | 12 |
Loans charged off | $ 107,000 | $ 124,000 | $ 253,000
Outstanding commitments | 30,200,000 |  | 31,800,000
Unfunded commitments |  |  |
Beginning balance | 371,000 | 33,000 | 33,000
Reduction of unfunded reserve | (17,000) | (13,000) |
Provisions charged to operations | 59,000 |  |
Ending balance | $ 413,000 | 477,000 | $ 371,000
ASU 2016-13 |  |  |
Unfunded commitments |  |  |
Impact of ASC 326 adoption |  | $ 457,000 |

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- Definition Amount of writeoff of financing receivable, charged against allowance for credit loss. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (d) -URI http://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(3) -URI http://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 Reference 3: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 79 -URI http://asc.fasb.org/extlink&oid=124267575&loc=SL82922352-210448 + Details
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