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LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES - Allowance for Credit Losses (Details)
3 Months Ended
Mar. 31, 2023
USD ($)
borrower
Mar. 31, 2022
USD ($)
borrower
Financing Receivable, Allowance For Credit Losses [Line Items]    
Average loans $ 184,787,000 $ 207,321,000
Net charge-offs to average loans (annualized) (0.09%) (0.02%)
Number of borrowers | borrower 3 5
Loans charged off $ 8,000 $ 64,000
Outstanding commitments 34,600,000 28,100,000
Unfunded commitments    
Beginning balance 477,000 371,000
Reduction of unfunded reserve   (17,000)
Provisions charged to operations 5,000  
Ending balance $ 482,000 $ 354,000