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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
 9 Months Ended
Sep. 30, 2023
Sep. 30, 2022
Cash flows from operating activities:    
Net income $ 1,262 $ 915
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation, amortization, and accretion of premises and equipment 120 318
Amortization, and accretion of investment securities available for sale (23) 528
Provision (release) for credit losses (7) (178)
Increase in cash surrender value of bank owned life insurance (121) (116)
Loss on write-down of Maryland Financial Bank stock   2
Decrease (increase) in accrued interest receivable (214) (167)
Net decrease (increase) in other assets (224) (166)
Net decrease in accrued expenses and other liabilities 35 (153)
Net cash provided by operating activities 828 983
Cash flows from investing activities:    
Redemptions and maturities of investment securities available for sale 6,530 11,624
Sales of available for sale debt securities   1
Purchases of investment securities available for sale (9,747) (31,540)
Net purchase of Federal Home Loan Bank stock (758) (11)
Net decrease in loans 11,583 16,295
Purchases of premises and equipment (128) (231)
Net cash provided by investing activities 7,480 (3,862)
Cash flows from financing activities:    
Increase in short term borrowings 25,000 10,000
Decrease in long term borrowings   (10,000)
Cash dividends paid (861) (857)
Common stock dividends reinvested 90 85
Net cash (used in) provided by financing activities (23,878) (5,133)
Net increase (decrease) in deposits (48,107) (4,361)
Net (decrease) increase in cash and cash equivalents (15,570) (8,012)
Cash and cash equivalents at beginning of period 30,092 62,181
Cash and cash equivalents at end of period 14,522 54,169
Supplemental Disclosures of Cash Flow Information:    
Interest paid on deposits and borrowings 589 684
Net income taxes paid 436  
Net decrease (increase) in unrealized depreciation on available for sale securities $ (4,668) (30,335)
Net decrease in unrealized depreciation on swaps   $ 646