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LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES - Impaired Financing Receivables (Details) - USD ($) | 9 Months Ended | 12 Months Ended
--- | --- | ---
Sep. 30, 2024 | Dec. 31, 2023
Impaired Financing Receivables |  |
Recorded Investment with specific reserves | $ 8,000 | $ 129,000
Unpaid Principal Balance with specific reserves | 27,000 | 329,000
Interest Income Recognized with specific reserves | 3,000 | 4,000
Specific Reserves | 19,000 | 200,000
Average Recorded Investment | 48,000 | 547,000
Recorded Investments with no specific reserve | 295,000 | 269,000
Unpaid Principal Balance with no specific reserves | 295,000 | 269,000
Interest Income Recognized with no specific reserve | 19,000 | 11,000
Average Recorded Investment, no specific reserve | 314,000 | 234,000
Real Estate Loan |  |
Impaired Financing Receivables |  |
Recorded Investment with specific reserves | 8,000 | 9,000
Unpaid Principal Balance with specific reserves | 27,000 | 30,000
Interest Income Recognized with specific reserves | 3,000 | 4,000
Specific Reserves | 19,000 | 21,000
Average Recorded Investment | 48,000 | 48,000
Recorded Investments with no specific reserve | 203,000 | 115,000
Unpaid Principal Balance with no specific reserves | 203,000 | 115,000
Interest Income Recognized with no specific reserve | 15,000 | 5,000
Average Recorded Investment, no specific reserve | 229,000 | 130,000
Commercial and Industrial |  |
Impaired Financing Receivables |  |
Recorded Investment with specific reserves |  | 120,000
Unpaid Principal Balance with specific reserves |  | 299,000
Specific Reserves |  | 179,000
Average Recorded Investment |  | 499,000
Consumer Loans |  |
Impaired Financing Receivables |  |
Recorded Investments with no specific reserve | 92,000 | 154,000
Unpaid Principal Balance with no specific reserves | 92,000 | 154,000
Interest Income Recognized with no specific reserve | 4,000 | 6,000
Average Recorded Investment, no specific reserve | 85,000 | 104,000
Single-family Residential | Real Estate Loan |  |
Impaired Financing Receivables |  |
Recorded Investment with specific reserves | 8,000 | 9,000
Unpaid Principal Balance with specific reserves | 27,000 | 30,000
Interest Income Recognized with specific reserves | 3,000 | 4,000
Specific Reserves | 19,000 | 21,000
Average Recorded Investment | 48,000 | 48,000
Recorded Investments with no specific reserve | 74,000 | 115,000
Unpaid Principal Balance with no specific reserves | 74,000 | 115,000
Interest Income Recognized with no specific reserve | 8,000 | 5,000
Average Recorded Investment, no specific reserve | 91,000 | 130,000
Commercial | Real Estate Loan |  |
Impaired Financing Receivables |  |
Recorded Investments with no specific reserve | 129,000 |
Unpaid Principal Balance with no specific reserves | 129,000 |
Interest Income Recognized with no specific reserve | 7,000 |
Average Recorded Investment, no specific reserve | 138,000 |
Commercial and Industrial | Commercial and Industrial |  |
Impaired Financing Receivables |  |
Specific Reserves |  | 179,000
Automobile | Consumer Loans |  |
Impaired Financing Receivables |  |
Recorded Investments with no specific reserve | 92,000 | 154,000
Unpaid Principal Balance with no specific reserves | 92,000 | 154,000
Interest Income Recognized with no specific reserve | 4,000 | 6,000
Average Recorded Investment, no specific reserve | $ 85,000 | $ 104,000

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