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INVESTMENT SECURITIES - Amortized Cost and Market Value of Securities Available for Sale (Details) - USD ($)
Mar. 31, 2025
Dec. 31, 2024
INVESTMENT SECURITIES    
Amortized Cost $ 131,169,000 $ 134,166,000
Gross Unrealized Gains 19,000 26,000
Gross Unrealized Losses (24,565,000) (26,243,000)
Fair Value 106,623,000 107,949,000
Trading securities 0 0
Held to maturity 0 0
Collateralized mortgage obligations    
INVESTMENT SECURITIES    
Amortized Cost 14,147,000 14,439,000
Gross Unrealized Gains 15,000 21,000
Gross Unrealized Losses (2,210,000) (2,402,000)
Fair Value 11,952,000 12,058,000
Agency mortgage-backed securities    
INVESTMENT SECURITIES    
Amortized Cost 42,587,000 44,252,000
Gross Unrealized Losses (4,856,000) (5,651,000)
Fair Value 37,731,000 38,601,000
Municipal securities    
INVESTMENT SECURITIES    
Amortized Cost 41,586,000 42,607,000
Gross Unrealized Gains 4,000 5,000
Gross Unrealized Losses (10,309,000) (10,201,000)
Fair Value 31,281,000 32,411,000
U.S. Government agency securities    
INVESTMENT SECURITIES    
Amortized Cost 31,349,000 31,368,000
Gross Unrealized Losses (7,031,000) (7,830,000)
Fair Value 24,318,000 23,538,000
Corporate securities    
INVESTMENT SECURITIES    
Amortized Cost 1,500,000 1,500,000
Gross Unrealized Losses (159,000) (159,000)
Fair Value $ 1,341,000 $ 1,341,000