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LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES - Allowance by Loan Segment (Details) - USD ($)
3 Months Ended 12 Months Ended
Mar. 31, 2025
Dec. 31, 2024
Financing Receivable, Allowance for Credit Losses    
Balance, beginning of year $ 2,839,000 $ 2,157,000
Charge-offs (42,000) (384,000)
Recoveries 38,000 222,000
(Release) provision for credit losses (146,000) 844,000
Balance, end of year 2,689,000 2,839,000
Individually evaluated for impairment:    
Individually evaluated for impairment, Balance in allowance 18,000 139,000
Individually evaluated for impairment, Related loan balance 148,000 799,000
Collectively evaluated for impairment:    
Collectively evaluated for impairment, Balance in allowance 2,671,000 2,700,000
Collectively evaluated for impairment, Related loan balance 207,245,000 204,420,000
Real Estate Loan    
Individually evaluated for impairment:    
Individually evaluated for impairment, Balance in allowance 18,000 139,000
Real Estate Loan | Construction and Land    
Financing Receivable, Allowance for Credit Losses    
Balance, beginning of year 40,000 31,000
(Release) provision for credit losses (27,000) 9,000
Balance, end of year 13,000 40,000
Collectively evaluated for impairment:    
Collectively evaluated for impairment, Balance in allowance 13,000 40,000
Collectively evaluated for impairment, Related loan balance 4,941,000 8,882,000
Real Estate Loan | Farmland    
Financing Receivable, Allowance for Credit Losses    
Balance, beginning of year 16,000 18,000
(Release) provision for credit losses (1,000) (2,000)
Balance, end of year 15,000 16,000
Collectively evaluated for impairment:    
Collectively evaluated for impairment, Balance in allowance 15,000 16,000
Collectively evaluated for impairment, Related loan balance 313,000 315,000
Real Estate Loan | Single-family Residential    
Financing Receivable, Allowance for Credit Losses    
Balance, beginning of year 1,529,000 1,290,000
(Release) provision for credit losses (49,000) 239,000
Balance, end of year 1,480,000 1,529,000
Individually evaluated for impairment:    
Individually evaluated for impairment, Balance in allowance 18,000 18,000
Individually evaluated for impairment, Related loan balance 25,000 26,000
Collectively evaluated for impairment:    
Collectively evaluated for impairment, Balance in allowance 1,462,000 1,511,000
Collectively evaluated for impairment, Related loan balance 103,999,000 98,967,000
Real Estate Loan | Multi-family    
Financing Receivable, Allowance for Credit Losses    
Balance, beginning of year 224,000 96,000
(Release) provision for credit losses 1,000 128,000
Balance, end of year 225,000 224,000
Collectively evaluated for impairment:    
Collectively evaluated for impairment, Balance in allowance 225,000 224,000
Collectively evaluated for impairment, Related loan balance 4,983,000 5,022,000
Real Estate Loan | Commercial    
Financing Receivable, Allowance for Credit Losses    
Balance, beginning of year 507,000 190,000
(Release) provision for credit losses (128,000) 317,000
Balance, end of year 379,000 507,000
Individually evaluated for impairment:    
Individually evaluated for impairment, Balance in allowance   121,000
Collectively evaluated for impairment:    
Collectively evaluated for impairment, Balance in allowance 379,000 507,000
Collectively evaluated for impairment, Related loan balance 47,238,000 48,726,000
Commercial and Industrial | Commercial and Industrial    
Financing Receivable, Allowance for Credit Losses    
Balance, beginning of year 272,000 304,000
Charge-offs   (299,000)
(Release) provision for credit losses 63,000 (32,000)
Balance, end of year 335,000 272,000
Individually evaluated for impairment:    
Individually evaluated for impairment, Balance in allowance   121,000
Individually evaluated for impairment, Related loan balance 123,000 773,000
Collectively evaluated for impairment:    
Collectively evaluated for impairment, Balance in allowance 335,000 151,000
Collectively evaluated for impairment, Related loan balance 18,032,000 15,932,000
Commercial and Industrial | SBA guaranty    
Financing Receivable, Allowance for Credit Losses    
Balance, beginning of year 38,000 21,000
Charge-offs   (299,000)
(Release) provision for credit losses (7,000) 316,000
Balance, end of year 31,000 38,000
Collectively evaluated for impairment:    
Collectively evaluated for impairment, Balance in allowance 31,000 38,000
Collectively evaluated for impairment, Related loan balance 5,615,000 5,691,000
Consumer Loans    
Financing Receivable, Allowance for Credit Losses    
Charge-offs (42,000) (85,000)
Consumer Loans | Consumer    
Financing Receivable, Allowance for Credit Losses    
Balance, beginning of year 45,000 30,000
Charge-offs   (18,000)
Recoveries   133,000
(Release) provision for credit losses (14,000) (100,000)
Balance, end of year 31,000 45,000
Collectively evaluated for impairment:    
Collectively evaluated for impairment, Balance in allowance 31,000 45,000
Collectively evaluated for impairment, Related loan balance 2,370,000 2,880,000
Consumer Loans | Automobile    
Financing Receivable, Allowance for Credit Losses    
Balance, beginning of year 168,000 177,000
Charge-offs (42,000) (67,000)
Recoveries 38,000 89,000
(Release) provision for credit losses 16,000 (31,000)
Balance, end of year 180,000 168,000
Collectively evaluated for impairment:    
Collectively evaluated for impairment, Balance in allowance 180,000 168,000
Collectively evaluated for impairment, Related loan balance $ 19,754,000 $ 18,005,000