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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Cash flows from operating activities:    
Net income $ 153 $ 3
Adjustments to reconcile net income to net cash (used in) provided by operating activities:    
Depreciation and amortization of premises and equipment   104
Depreciation and amortization of premises and equipment (adjustment) (247)  
Amortization, and accretion of investment securities available for sale 29 43
(Release of) provision for credit losses (146) 169
Increase in cash surrender value of bank owned life insurance (43) (43)
Decrease in ground rents 5 3
Decrease (increase) in accrued interest receivable 102 (89)
Net decrease (increase) in other assets 130 (208)
Net (decrease) increase in accrued expenses and other liabilities (394) 137
Net cash (used in) provided by operating activities (411) 119
Cash flows from investing activities:    
Redemptions and maturities of investment securities available for sale 2,967 9,357
Net sale of Federal Home Loan Bank stock 470 971
Net increase in loans (2,177) (1,933)
Disposals (purchases) of premises and equipment 295 (34)
Net cash provided by investing activities 1,555 8,361
Cash flows from financing activities:    
Net increase in deposits 8,068 9,165
(Decrease) increase in short term borrowings (10,000) 10,000
Cash dividends paid   (287)
Common stock dividends reinvested   29
Net cash (used in) provided by financing activities (1,932) 18,907
Net (decrease) increase in cash and cash equivalents (788) 27,387
Cash and cash equivalents at beginning of period 24,464 15,241
Cash and cash equivalents at end of period 23,676 42,628
Supplemental Disclosures of Cash Flow Information:    
Interest paid on deposits and borrowings 1,129 885
Net decrease (increase) in unrealized depreciation on available for sale securities $ 1,671 $ (1,299)