XML 41 R31.htm IDEA: XBRL DOCUMENT v3.25.3
LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES - Major Categories of Loans (Details) - USD ($)
$ in Thousands
Sep. 30, 2025
Dec. 31, 2024
Dec. 31, 2023
Loans and Allowance for Credit Losses - Loans      
Loans, net of deferred fees and costs $ 215,320 $ 205,219  
Less: Allowance for credit losses (2,568) (2,839) $ (2,157)
Loans, net $ 212,752 $ 202,380  
Loans, Percentage 100.00% 100.00%  
Loans Secured by Real Estate      
Loans and Allowance for Credit Losses - Loans      
Loans, net of deferred fees and costs $ 160,091 $ 161,938  
Loans Secured by Real Estate | Construction and land      
Loans and Allowance for Credit Losses - Loans      
Loans, net of deferred fees and costs 4,480 8,882  
Less: Allowance for credit losses $ (23) $ (40) (31)
Loans, Percentage 2.00% 4.00%  
Loans Secured by Real Estate | Farmland      
Loans and Allowance for Credit Losses - Loans      
Loans, net of deferred fees and costs $ 308 $ 315  
Less: Allowance for credit losses (11) (16) (18)
Loans Secured by Real Estate | Single-family residential      
Loans and Allowance for Credit Losses - Loans      
Loans, net of deferred fees and costs 103,440 98,993  
Less: Allowance for credit losses $ (1,408) $ (1,529) (1,290)
Loans, Percentage 48.00% 49.00%  
Loans Secured by Real Estate | Multi-family      
Loans and Allowance for Credit Losses - Loans      
Loans, net of deferred fees and costs $ 4,909 $ 5,022  
Less: Allowance for credit losses $ (61) $ (224) (96)
Loans, Percentage 2.00% 2.00%  
Loans Secured by Real Estate | Commercial      
Loans and Allowance for Credit Losses - Loans      
Loans, net of deferred fees and costs $ 46,954 $ 48,726  
Less: Allowance for credit losses $ (327) $ (507) (190)
Loans, Percentage 22.00% 24.00%  
Commercial and Industrial      
Loans and Allowance for Credit Losses - Loans      
Loans, net of deferred fees and costs $ 31,141 $ 22,396  
Commercial and Industrial | Commercial and industrial      
Loans and Allowance for Credit Losses - Loans      
Loans, net of deferred fees and costs 25,679 16,705  
Less: Allowance for credit losses $ (470) $ (272) (304)
Loans, Percentage 12.00% 8.00%  
Commercial and Industrial | SBA guaranty      
Loans and Allowance for Credit Losses - Loans      
Loans, net of deferred fees and costs $ 5,462 $ 5,691  
Less: Allowance for credit losses $ (30) $ (38) (21)
Loans, Percentage 3.00% 3.00%  
Consumer Loans      
Loans and Allowance for Credit Losses - Loans      
Loans, net of deferred fees and costs $ 24,088 $ 20,885  
Consumer Loans | Consumer credit cards      
Loans and Allowance for Credit Losses - Loans      
Loans, net of deferred fees and costs 31    
Consumer Loans | Consumer      
Loans and Allowance for Credit Losses - Loans      
Loans, net of deferred fees and costs $ 2,571 2,880  
Less: Allowance for credit losses   $ (45) (30)
Loans, Percentage 1.00% 1.00%  
Consumer Loans | Automobile      
Loans and Allowance for Credit Losses - Loans      
Loans, net of deferred fees and costs $ 21,486 $ 18,005  
Less: Allowance for credit losses $ (202) $ (168) $ (177)
Loans, Percentage 10.00% 9.00%