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LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES - Allowance by Loan Segment (Details) - USD ($)
9 Months Ended 12 Months Ended
Sep. 30, 2025
Dec. 31, 2024
Financing Receivable, Allowance for Credit Losses    
Balance, beginning of year $ 2,839,000 $ 2,157,000
Charge-offs (272,000) (384,000)
Recoveries 129,000 222,000
(Release) provision for credit losses (128,000) 844,000
Balance, end of year 2,568,000 2,839,000
Individually evaluated for impairment:    
Individually evaluated for impairment, Balance in allowance 0 139,000
Individually evaluated for impairment, Related loan balance 2,477,000 799,000
Collectively evaluated for impairment:    
Collectively evaluated for impairment, Balance in allowance 2,568,000 2,700,000
Collectively evaluated for impairment, Related loan balance 212,843,000 204,420,000
Loans Secured by Real Estate    
Individually evaluated for impairment:    
Individually evaluated for impairment, Balance in allowance   139,000
Loans Secured by Real Estate | Construction and Land    
Financing Receivable, Allowance for Credit Losses    
Balance, beginning of year 40,000 31,000
(Release) provision for credit losses (17,000) 9,000
Balance, end of year 23,000 40,000
Collectively evaluated for impairment:    
Collectively evaluated for impairment, Balance in allowance 23,000 40,000
Collectively evaluated for impairment, Related loan balance 4,480,000 8,882,000
Loans Secured by Real Estate | Farmland    
Financing Receivable, Allowance for Credit Losses    
Balance, beginning of year 16,000 18,000
(Release) provision for credit losses (5,000) (2,000)
Balance, end of year 11,000 16,000
Collectively evaluated for impairment:    
Collectively evaluated for impairment, Balance in allowance 11,000 16,000
Collectively evaluated for impairment, Related loan balance 308,000 315,000
Loans Secured by Real Estate | Single-family Residential    
Financing Receivable, Allowance for Credit Losses    
Balance, beginning of year 1,529,000 1,290,000
(Release) provision for credit losses (121,000) 239,000
Balance, end of year 1,408,000 1,529,000
Individually evaluated for impairment:    
Individually evaluated for impairment, Balance in allowance   18,000
Individually evaluated for impairment, Related loan balance 979,000 26,000
Collectively evaluated for impairment:    
Collectively evaluated for impairment, Balance in allowance 1,408,000 1,511,000
Collectively evaluated for impairment, Related loan balance 102,461,000 98,967,000
Loans Secured by Real Estate | Multi-family    
Financing Receivable, Allowance for Credit Losses    
Balance, beginning of year 224,000 96,000
(Release) provision for credit losses (163,000) 128,000
Balance, end of year 61,000 224,000
Collectively evaluated for impairment:    
Collectively evaluated for impairment, Balance in allowance 61,000 224,000
Collectively evaluated for impairment, Related loan balance 4,909,000 5,022,000
Loans Secured by Real Estate | Commercial    
Financing Receivable, Allowance for Credit Losses    
Balance, beginning of year 507,000 190,000
(Release) provision for credit losses (180,000) 317,000
Balance, end of year 327,000 507,000
Individually evaluated for impairment:    
Individually evaluated for impairment, Balance in allowance   121,000
Individually evaluated for impairment, Related loan balance 841,000  
Collectively evaluated for impairment:    
Collectively evaluated for impairment, Balance in allowance 327,000 507,000
Collectively evaluated for impairment, Related loan balance 46,113,000 48,726,000
Commercial and Industrial Loans | Commercial and Industrial    
Financing Receivable, Allowance for Credit Losses    
Balance, beginning of year 272,000 304,000
Charge-offs   (299,000)
(Release) provision for credit losses 198,000 (32,000)
Balance, end of year 470,000 272,000
Individually evaluated for impairment:    
Individually evaluated for impairment, Balance in allowance   121,000
Individually evaluated for impairment, Related loan balance   773,000
Collectively evaluated for impairment:    
Collectively evaluated for impairment, Balance in allowance 470,000 151,000
Collectively evaluated for impairment, Related loan balance 25,679,000 15,932,000
Commercial and Industrial Loans | SBA Guaranty    
Financing Receivable, Allowance for Credit Losses    
Balance, beginning of year 38,000 21,000
Charge-offs   (299,000)
(Release) provision for credit losses (8,000) 316,000
Balance, end of year 30,000 38,000
Individually evaluated for impairment:    
Individually evaluated for impairment, Related loan balance 454,000  
Collectively evaluated for impairment:    
Collectively evaluated for impairment, Balance in allowance 30,000 38,000
Collectively evaluated for impairment, Related loan balance 5,008,000 5,691,000
Consumer Loans    
Financing Receivable, Allowance for Credit Losses    
Charge-offs (272,000) (85,000)
Consumer Loans | Consumer & Credit Cards    
Financing Receivable, Allowance for Credit Losses    
Balance, beginning of year 45,000  
Charge-offs (23,000)  
(Release) provision for credit losses 14,000  
Balance, end of year 36,000 45,000
Collectively evaluated for impairment:    
Collectively evaluated for impairment, Balance in allowance 36,000  
Collectively evaluated for impairment, Related loan balance 2,602,000  
Consumer Loans | Consumer    
Financing Receivable, Allowance for Credit Losses    
Balance, beginning of year 45,000 30,000
Charge-offs (23,000) (18,000)
Recoveries   133,000
(Release) provision for credit losses   (100,000)
Balance, end of year   45,000
Collectively evaluated for impairment:    
Collectively evaluated for impairment, Balance in allowance   45,000
Collectively evaluated for impairment, Related loan balance   2,880,000
Consumer Loans | Automobile    
Financing Receivable, Allowance for Credit Losses    
Balance, beginning of year 168,000 177,000
Charge-offs (249,000) (67,000)
Recoveries 129,000 89,000
(Release) provision for credit losses 154,000 (31,000)
Balance, end of year 202,000 168,000
Individually evaluated for impairment:    
Individually evaluated for impairment, Related loan balance 203,000  
Collectively evaluated for impairment:    
Collectively evaluated for impairment, Balance in allowance 202,000 168,000
Collectively evaluated for impairment, Related loan balance $ 21,283,000 $ 18,005,000