<SEC-DOCUMENT>0001104659-25-066307.txt : 20250708
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<ACCEPTANCE-DATETIME>20250708092552
ACCESSION NUMBER:		0001104659-25-066307
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		13
CONFORMED PERIOD OF REPORT:	20250305
ITEM INFORMATION:		Entry into a Material Definitive Agreement
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20250708
DATE AS OF CHANGE:		20250708

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			GLEN BURNIE BANCORP
		CENTRAL INDEX KEY:			0000890066
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		ORGANIZATION NAME:           	02 Finance
		EIN:				521782444
		STATE OF INCORPORATION:			MD
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-24047
		FILM NUMBER:		251109728

	BUSINESS ADDRESS:	
		STREET 1:		101 CRAIN HWY SE
		CITY:			GLEN BURNIE
		STATE:			MD
		ZIP:			21061
		BUSINESS PHONE:		4107663300

	MAIL ADDRESS:	
		STREET 1:		101 CRAIN HWY SE
		CITY:			GLEN BURNIE
		STATE:			MD
		ZIP:			21061
</SEC-HEADER>
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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>UNITED STATES SECURITIES AND EXCHANGE COMMISSION</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">WASHINGTON, D.C. 20549</p>

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<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">FORM <span id="xdx_907_edei--DocumentType_c20250305__20250305_z0YM3Op9NQE7"><ix:nonNumeric contextRef="AsOf2025-03-05" id="Fact000009" name="dei:DocumentType">8-K</ix:nonNumeric></span></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d)
OF</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>THE SECURITIES EXCHANGE ACT OF 1934</b></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Date of report (Date of earliest event reported):
<b><span id="xdx_902_edei--DocumentPeriodEndDate_c20250305__20250305_z7Y3K91QCTA4"><ix:nonNumeric contextRef="AsOf2025-03-05" format="ixt:datemonthdayyearen" id="Fact000010" name="dei:DocumentPeriodEndDate">March 5, 2025</ix:nonNumeric></span></b></p>

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<p style="font: bold 14pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><span id="xdx_90C_edei--EntityRegistrantName_c20250305__20250305_zQ6gc2nOKxqd"><ix:nonNumeric contextRef="AsOf2025-03-05" id="Fact000011" name="dei:EntityRegistrantName">GLEN BURNIE BANCORP</ix:nonNumeric></span></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">(Exact name of registrant as specified in its charter)</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&#160;</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><span id="xdx_909_edei--EntityAddressAddressLine1_c20250305__20250305_zCW79WiUKun1"><ix:nonNumeric contextRef="AsOf2025-03-05" id="Fact000015" name="dei:EntityAddressAddressLine1">101 Crain Highway</ix:nonNumeric></span>, <span id="xdx_904_edei--EntityAddressAddressLine2_c20250305__20250305_zRoyh4fXjojl"><ix:nonNumeric contextRef="AsOf2025-03-05" id="Fact000016" name="dei:EntityAddressAddressLine2">S.E.</ix:nonNumeric></span>, <span id="xdx_90B_edei--EntityAddressCityOrTown_c20250305__20250305_zSSQry5T3MJj"><ix:nonNumeric contextRef="AsOf2025-03-05" id="Fact000017" name="dei:EntityAddressCityOrTown">Glen Burnie</ix:nonNumeric></span>, <span id="xdx_904_edei--EntityAddressStateOrProvince_c20250305__20250305_zYIK8TeoLqXi"><ix:nonNumeric contextRef="AsOf2025-03-05" format="ixt-sec:stateprovnameen" id="Fact000018" name="dei:EntityAddressStateOrProvince">Maryland</ix:nonNumeric></span> <span id="xdx_90B_edei--EntityAddressPostalZipCode_c20250305__20250305_ztygC7kRzSaj"><ix:nonNumeric contextRef="AsOf2025-03-05" id="Fact000019" name="dei:EntityAddressPostalZipCode">21061</ix:nonNumeric></span></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">(Address of Principal Executive Offices)</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Registrant&#8217;s telephone number, including
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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&#160;</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Inapplicable</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">(Former Name or Former Address if Changed Since
Last Report)</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Check the appropriate box below if the Form 8-K
filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="text-align: center; width: 0.5in"><span style="font-family: Wingdings"><span id="xdx_907_edei--WrittenCommunications_c20250305__20250305_zSTZK2nyHZRi"><ix:nonNumeric contextRef="AsOf2025-03-05" format="ixt:booleanfalse" id="Fact000022" name="dei:WrittenCommunications">&#168;</ix:nonNumeric></span></span></td>
                                                                                                                                                    <td style="text-align: justify"><span style="font-family: Times New Roman, Times, Serif">Written
communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</span></td>
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                                                                                                                                                    <td style="text-align: justify"><span style="font-family: Times New Roman, Times, Serif">Soliciting
material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</span></td>
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<td style="text-align: center"><span style="font-family: Wingdings"><span id="xdx_905_edei--PreCommencementTenderOffer_c20250305__20250305_zCLotetBGf5k"><ix:nonNumeric contextRef="AsOf2025-03-05" format="ixt:booleanfalse" id="Fact000024" name="dei:PreCommencementTenderOffer">&#168;</ix:nonNumeric></span></span></td>
                                                                                                                                                    <td style="text-align: justify"><span style="font-family: Times New Roman, Times, Serif">Pre-commencement
communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</span></td>
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<tr style="vertical-align: top; text-align: justify">
<td style="text-align: center"><span style="font-family: Wingdings"><span id="xdx_90B_edei--PreCommencementIssuerTenderOffer_c20250305__20250305_zlusMpGKvWZg"><ix:nonNumeric contextRef="AsOf2025-03-05" format="ixt:booleanfalse" id="Fact000025" name="dei:PreCommencementIssuerTenderOffer">&#168;</ix:nonNumeric></span></span></td>
                                                                                                                                                    <td style="text-align: justify"><span style="font-family: Times New Roman, Times, Serif">Pre-commencement
communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</span></td>
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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: -0.5in">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Indicate by check mark whether the registrant
is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (&#167;230.405 of this chapter) or Rule 12b-2 of the
Securities Exchange Act of 1934 (&#167;240.12b-2 of this chapter).&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Emerging growth company <span style="font-family: Wingdings"><span style="font-family: Wingdings"><span id="xdx_906_edei--EntityEmergingGrowthCompany_c20250305__20250305_z9m0kiKgbQ8e"><ix:nonNumeric contextRef="AsOf2025-03-05" format="ixt:booleanfalse" id="Fact000026" name="dei:EntityEmergingGrowthCompany">&#168;</ix:nonNumeric></span></span></span></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">If an emerging growth company, indicate by check
mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting
standards provided pursuant to Section 13(a) of the Exchange Act. <span style="font-family: Wingdings"><span style="font-family: Wingdings">&#168;</span></span></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Securities registered pursuant to Section 12(b)
of the Act:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&#160;</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>INFORMATION TO BE INCLUDED IN THE REPORT</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: -1in">&#160;</p>

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<td style="width: 0"/><td style="width: 1in"><b>Item 1.01.</b></td><td><b>Entry into a Material Definitive Agreement.</b></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">On March 5, 2025, The Bank
of Glen Burnie, and Maryland chartered bank (the &#8220;<span style="text-decoration: underline">Bank</span>&#8221;) and wholly-owned subsidiary of Glen Burnie Bancorp (the &#8220;<span style="text-decoration: underline">Company</span>&#8221;)
entered into a Stock Purchase Agreement (collectively, including its exhibits and ancillary agreements, the &#8220;<span style="text-decoration: underline">Agreement</span>&#8221;)
with Eric Tan (the &#8220;<span style="text-decoration: underline">Seller</span>&#8221;), with respect to the sale by the Seller of 100% of the issued and outstanding stock of
VA Wholesale Mortgage Incorporated (&#8220;<span style="text-decoration: underline">VAWM</span>&#8221;), a Virginia corporation which provides residential mortgage banking services
to the general public, for $750,000 cash consideration to the Seller. In addition, the Seller will receive 33% of the net earnings of
VAWM plus an additional 4 basis points (.04%) on closed loan volume of VAWM for a period of three years following the Closing Date. The
sale is expected to close in early August 2025. As a condition of closing, VAWM and the Seller will enter into an employment agreement
pursuant to which the Seller will be employed as president of VAWM and will be responsible for the overall daily management of VAWM.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The Agreement contains customary
representations, warranties and covenants. The closing is subject to the satisfaction or waiver of certain customary closing conditions,
including but not limited to, the receipt of all necessary regulatory approvals.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The foregoing description
of the Agreement and the transactions contemplated thereby does not purport to be complete and is qualified in its entirety by reference
to the Agreement, a copy of which is filed as Exhibit 10.1 hereto and is hereby incorporated into this report by reference. The Agreement
has been included to provide stockholders and investors with information regarding its terms. It is not intended to provide any other
factual information about the Company or VAWM. Moreover, certain representations and warranties in the Agreement were used for the purpose
of allocating risk between the parties thereto rather than establishing matters as facts. Accordingly, stockholders and investors should
not rely on the representations and warranties in the Agreement as characterizations of the actual state of facts about VAWM.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&#160;</p>

<table cellpadding="0" cellspacing="0" style="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0"/><td style="width: 1in"><b>Item 9.01</b></td><td><b>Financial Statements and Exhibits.</b></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">(d)&#160;&#160;&#160;&#160;&#160;Exhibits</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellspacing="0" cellpadding="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%">
  <tr style="vertical-align: top">
    <td style="width: 16%; font-size: 10pt"><span style="text-decoration: underline">Exhibit No.</span></td>
    <td style="width: 84%; font-size: 10pt"><span style="text-decoration: underline">Description</span></td></tr>
  <tr style="vertical-align: top">
    <td style="font-size: 10pt"><a href="tm2520043d1_ex10-1.htm" style="-sec-extract: exhibit">10.1</a></td>
    <td style="font-size: 10pt; text-align: justify"><a href="tm2520043d1_ex10-1.htm" style="-sec-extract: exhibit">Stock Purchase Agreement by and between The Bank of Glen Burnie and Eric Tan. dated March 5, 2025.</a></td></tr>
  <tr style="vertical-align: top">
    <td style="font-size: 10pt">104</td>
    <td style="font-size: 10pt; text-align: justify">Cover Page Interactive Data File (embedded within the Inline XBRL document).</td></tr>
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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>SIGNATURES</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Pursuant to the requirements
of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto
duly authorized.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; color: #595959"></p>

<p style="margin-top: 0; margin-bottom: 0"></p>

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    <td>&#160;</td>
    <td>&#160;</td>
    <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>GLEN BURNIE BANCORP</b></span></td></tr>
  <tr style="vertical-align: top">
    <td>&#160;</td>
    <td>&#160;</td>
    <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(Registrant)</span></td></tr>
  <tr style="vertical-align: top">
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    <td style="width: 47%">&#160;</td></tr>
  <tr style="vertical-align: top">
    <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Date: July 8, 2025</span></td>
    <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">By:</span></td>
    <td style="border-bottom: Black 1pt solid"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">&#160;/s/ Mark C. Hanna</span></td></tr>
  <tr style="vertical-align: top">
    <td>&#160;</td>
    <td>&#160;</td>
    <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Mark C. Hanna</span></td></tr>
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    <td>&#160;</td>
    <td>&#160;</td>
    <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Chief Executive Officer</span></td></tr>
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<p style="margin-top: 0; margin-bottom: 0">&#160;</p>

<p style="margin-top: 0; margin-bottom: 0"></p>

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<DESCRIPTION>EXHIBIT 10.1
<TEXT>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"><FONT STYLE="font-size: 10pt"><U>EXHIBIT 10.1</U></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 10pt"><B>STOCK PURCHASE
AGREEMENT</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">THIS
STOCK PURCHASE AGREEMENT (&ldquo;Agreement&rdquo;) is made and entered into this 5th day of March, 2025 by and among ERIC TAN (&ldquo;Seller&rdquo;)
and BANK OF GLEN BURNIE, a Maryland chartered bank (&ldquo;Purchaser&rdquo;).</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><FONT STYLE="font-size: 10pt"><B>EXPLANATORY
STATEMENT</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">A.
The Seller is the sole shareholder of VA Wholesale Mortgage Incorporated, a Virginia corporation (the &ldquo;Corporation&rdquo;). The
Corporation provides residential mortgage banking services, including but not limited to lending, brokerage and advisory services to
the general public. The business of the Corporation trades as &ldquo;VA Wholesale Mortgage&rdquo; (&ldquo;Business&rdquo;). The Business
has substantially been operated by the Seller since 2019 so Seller is aware of the day to day operations of the Business and is in a
position to make representations and warranties herein.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">B.
The Seller owns of record and beneficially and in the aggregate One Hundred Percent (100%) of the shares of stock of the Corporation
(such shares shall be hereinafter collectively referred to as the &ldquo;Seller&rsquo;s Shares&rdquo;). The Seller&rsquo;s Shares constitute
all of the issued and outstanding capital stock of the Corporation.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">C.
The Seller desires to sell, assign, transfer and deliver to the Purchaser, and the Purchaser desires to purchase, all, but not less than
all, of the Seller&rsquo;s Shares on the terms and subject to the conditions hereinafter contained.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">NOW
THEREFORE, in consideration of the Explanatory Statement that shall be deemed to be a substantive part of this Agreement, the mutual
covenants, promises, agreements, representations and warranties contained in this Agreement, and other good and valuable consideration,
the receipt and sufficiency of which is hereby acknowledged, the parties hereto do hereby covenant, promise, agree, represent and warrant
as follows:</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">1.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Purchase
and Sale of the Seller&rsquo;s Shares.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">1.1.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Purchase
and Sale. On the terms and subject to the conditions set forth in this Agreement, at the Closing (as hereinafter defined) on the Closing
Date (as hereinafter defined) the Seller shall sell, assign, transfer and deliver to the Purchaser and the Purchaser shall purchase from
the Seller the Seller&rsquo;s Shares.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">1.2.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Purchase
Price of Seller&rsquo;s Shares.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">1.2.1.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
total purchase price (&ldquo;Purchase Price&rdquo;) for the Seller&rsquo;s Shares that shall be paid at the Closing on the Closing Date
by the Purchaser to the Seller shall be Seven Hundred Fifty Thousand Dollars ($750,000) which shall be paid to Seller upon execution
of a promissory note (&ldquo;Note&rdquo;) in the amount of Seven Hundred Fifty Thousand Dollars ($750,000) with a thirty six (36) month
term. A copy of the Note to be executed at Closing is attached hereto as Exhibit 1 and is incorporated herein by reference. The Loan
shall not bear interest and shall be forgiven each month, (1/36<SUP>th</SUP> of the balance shall be forgiven each month during the term
of the Loan, subject to the provisions of the Note, described herein), during the term of the Note. The Purchase Price shall be paid
by wire transfer of immediately available funds to the law firm of Shulman Rogers, or as otherwise directed by Milestone Mergers, LLC..
Shulman Rogers shall distribute payment of the Purchase Price in accordance with this Agreement and any other agreement between Milestone
Mergers, LLC, Seller and Purchaser.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">1.2.2.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
Seller shall deliver to the Purchaser at the Closing on the Closing Date, concurrently with the payment of the Purchase Price, all of
the issued and outstanding shares of the Corporation, being one hundred (100) shares, evidenced by one or more stock certificates issued
to the Seller and representing the Seller&rsquo;s Shares owned of record and beneficially by the Seller, duly endorsed in blank, or accompanied
by assignments separate from certificate duly endorsed in blank.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">1.2.3.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
Corporation shall operate in its customary fashion between the date of this Agreement and Closing.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">1.3.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Post
Closing Payments.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">1.3.1.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;No
payment of any amount pursuant to this Section 1.3. shall be due from Purchaser to Seller, if, at or prior to the time such payment becomes
due, Seller is not in compliance with the terms of the Note and Employment Agreement, both described herein.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">1.3.2.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Purchaser
shall pay Seller a post-closing payment of thirty-three percent (33%) of net earnings of the Corporation plus an additional 4 basis points
(.04%) on closed loan volume of the Corporation for a period of three (3) years from the Closing Date. Payments due under Section 1.3
shall be made to Seller on or about April 1<SUP>st</SUP> of each year, or as soon as possible after calculating the Corporation&rsquo;s
net earnings and closed loan volume.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">1.3.3.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;With
respect to the payments under this Section 1.3. that are due for the years 2025, 2026, and 2027, Purchaser shall deliver to Seller a
statement setting forth Purchaser&rsquo;s calculation of the applicable amounts due (each statement, an &ldquo;Earnout Statement&rdquo;).
Each Earnout Statement shall be delivered as promptly as practicable after the Corporation finalizes its financial results for the relevant
calendar year, or portion of calendar year-end period. Notwithstanding anything else contained herein to the contrary, net earnings for
2025 shall be calculated from the date of Closing through the end of calendar year 2025.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 2in"><FONT STYLE="font-size: 10pt">1.3.3.1.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Seller
shall review each Earnout Statement within thirty (30) days following receipt thereof. During such time, Seller shall have the opportunity
to ask questions of and request additional information from Purchaser relating to the Earnout Statement as may be reasonably necessary
to permit Seller to review and verify the accuracy of the same and Purchaser shall promptly respond to Seller's inquiries, if any. In
the event that Seller agrees with Purchaer&rsquo;s calculation of the applicable payment or payments, as the case may be, as set forth
on any Earnout Statement (or fails to object within the time period specified below), then the 2025, 2026 and 2027 Earnout Payment, as
the case may be, shall be as determined pursuant to the applicable Earnout Statement. If Seller disagrees with Purchaser&rsquo;s calculation
of any such amount as set forth on the Earnout Statement, then Seller shall deliver written notice of such objections to Purchaser before
the expiration of such thirty (30) day review period. Purchaser and Seller shall in good faith attempt to agree upon the applicable payment
or payments within ten days after the receipt by Purchaser of Seller's objection notice delivered pursuant hereto (the &ldquo;Negotiation
Period&rdquo;).</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">If
Purchaser and Seller agree upon the applicable payment or payments within the Negotiation Period, then the 2025, 2026 and 2027 Earnout
Payment, as applicable, shall be equal to the amount agreed upon by them. If Purchaser and Seller are unable to agree upon the applicable
payment or payments within the Negotiation Period, then the applicable Earnout Statement and this Agreement shall be reviewed by Purchaser&rsquo;s
independent auditor (the &ldquo;Auditor&rdquo;) to promptly, and within thirty (30) days after such engagement, provide a report that
sets forth the amounts of the disputed items and calculating the applicable 2025, 2026 and 2027 Earnout Payment. In making such calculation,
the Auditor shall make a determination only of the remaining disputed items not resolved by the parties and in the case of all other
amounts shall use the amounts which are agreed upon by the parties (except to the extent the resolution of the disputed items directly
affects such other items). The Auditor's report and conclusions with respect to such matters shall be final and binding on the parties
hereto. The cost of the Auditor's review and report shall be borne by the party or parties against whom such disagreement is in large
part resolved. If the Auditor's report does not substantially favor any of the parties, such costs shall be borne equally by Seller,
on the one hand, and Purchaser, on the other hand. In all events, the Auditor shall determine the assessment of such costs.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">2.
 &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Closing.&#8239;The closing of the purchase and sale
of the Seller&rsquo;s Shares provided for by this Agreement (such closing shall be hereinafter referred to throughout this Agreement
as the &ldquo;Closing&rdquo;) shall take place at a location selected by Purchaser, on or before March 28, 2025, unless this Agreement
is otherwise terminated by mutual agreement of the parties or as may otherwise be terminated. The date of the Closing is referred to
throughout this Agreement as the &ldquo;Closing Date&rdquo;.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">3.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Representations
and Warranties.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">3.1.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Representations
and Warranties of the Seller. The Seller represents and warrants to the Purchaser that as of the date hereof and as of Closing:</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">3.1.1.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Ownership
of the Seller&rsquo;s Shares. The Seller is the sole and exclusive record and beneficial owner of that number of the Seller&rsquo;s Shares
as is set forth in Section 1.2.2. of this Agreement. The Seller possesses good and merchantable title to the Seller&rsquo;s Shares, and
owns the Seller&rsquo;s Shares free and clear of any and all security interests, agreements, restrictions, claims, liens, pledges and
encumbrances of any nature or kind. The Seller has the absolute and unconditional right to sell, assign, transfer and deliver the Seller&rsquo;s
Shares to the Purchaser in accordance with the terms of this Agreement. There are no outstanding pre-emptive rights, stock options or
any agreements whatsoever with respect to the issuance of additional stock by the Corporation.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">3.1.2.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Due
Organization; Good Standing; Authority of the Corporation. The Corporation is a corporation duly organized, validly existing as a stock
corporation, and in good standing under the laws of the Commonwealth of Virginia and neither the Corporation nor Seller are in bankruptcy
proceedings. The Seller has full right, power, and authority to own its property and assets, and to carry on the Business. A complete
and correct copy of the Corporation&rsquo;s articles of incorporation, as amended to the date of this Agreement, (such articles of incorporation
shall be hereinafter referred to as the &ldquo;Charter&rdquo;) certified by the Commonwealth of Virginia State Corporation Commission
(such department shall be hereinafter referred to as the &ldquo;Commission&rdquo;) and by-laws, as amended to the date of this Agreement,
(such by-laws shall be hereinafter referred to as the &ldquo;By-Laws&rdquo;), is attached to this Agreement as Exhibits 2 and 3, respectively,
and is incorporated by reference herein. The Charter and the By-Laws are in full force and effect, and the Corporation is not in breach
or violation of any of the provisions thereof. The minute book of the Corporation containing the minutes of the meetings of the stockholders
of the Corporation and the board of directors of the Corporation, which will be made available to the Purchaser for examination, is complete,
correct and accurately reflects all proceedings of the stockholders of the Corporation and the board of directors of the Corporation.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">3.1.3.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Validity
of Agreement. The Seller has the legal capacity and authority to enter into this Agreement. This Agreement is a valid and legally binding
obligation of the Seller and is fully enforceable against the Seller in accordance with its terms, except as such enforceability may
be limited by general principles of equity, bankruptcy, insolvency, moratorium and similar laws relating to creditors rights generally.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">3.1.4.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Capitalization;
Stock; Related Matters. The Corporation&rsquo;s authorized capital stock consists of _______________ (____) shares of stock, with no
par value, of which One Hundred (100) shares, namely, the Seller&rsquo;s Shares, are issued and outstanding and owned of record and beneficially
by Seller. The Seller&rsquo;s Shares have been duly, legally and validly issued, and are fully paid and non-assessable. Delivery of the
Seller&rsquo;s Shares by the Seller to the Purchaser at the Closing on the Closing Date pursuant to this Agreement will transfer to the
Purchaser full and entire legal and equitable title to One Hundred Percent (100%) of the issued and outstanding capital stock of the
Corporation.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">3.1.5.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Conduct
of the Business in Compliance with Regulatory and Contractual Requirements. The Seller has conducted and is conducting the Business in
compliance with all applicable Laws of all governments and governmental agencies and Governmental Authorities. Neither the assets owned,
leased, operated or occupied by the Corporation, nor the use, operation or maintenance thereof, (i) violates any laws of any government
or governmental agency, or (ii) violates any restrictive or similar covenant, agreement, commitment, understanding or arrangement.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">3.1.6.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Licenses;
Permits; Related Approvals. The Corporation possesses all licenses, permits, consents, approvals, authorizations, qualifications, and
orders (such licenses, permits and related approvals shall be hereinafter collectively referred to as &ldquo;Permits&rdquo;) of all governments,
governmental agencies and Governmental Authorities lawfully required to enable the Corporation to conduct the Business. All of the Permits
are in full force and effect, and no suspension, modification or cancellation of any of the Permits are pending or threatened. A list
of the Permits is attached hereto as Exhibit 4 and incorporated by reference herein.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">3.1.7.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Legal
Proceedings. There is no action, suit, proceeding, claim, arbitration, or investigation by any government, governmental agency, Governmental
Authority or other person (I) pending to which the Seller or the Corporation are a party, (ii) threatened against or relating to the
Seller or the Corporation or any of the Seller&rsquo;s or the Corporation&rsquo;s assets or Business, (iii) challenging the Seller&rsquo;s
or the Corporation&rsquo;s right to execute, acknowledge, seal, deliver, perform under or consummate the transactions contemplated by
this Agreement, (iv) asserting any right with respect to any of the Seller&rsquo;s Shares, or (v) threatened against or relating to the
Corporation&rsquo;s origination or sale of any loans and there is no basis for any such action, suit, proceeding, claim, arbitration
or investigation.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">3.1.8.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Liabilities.
Except as disclosed in this Agreement, the Corporation has no liabilities or obligations of any nature or kind due to any bank, or any
other creditor, whether accrued, absolute, contingent, or otherwise, except as listed on Exhibit 5 attached hereto and incorporated herein
by reference.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">3.1.9.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Tax
Matters. The Seller has duly and timely filed all Tax Returns, information returns, and reports required to be filed by the Corporation.
Except for accruals for payroll taxes payable, income taxes payable, and deferred taxes as set forth in the Corporation&rsquo;s financial
statements, Seller has caused the Corporation to have paid in full all Taxes (including Taxes withheld from employees' salaries and other
withholding taxes and obligations), interest, penalties, assessments and deficiencies owed by the Corporation to all taxing authorities.
All claims by the IRS or any state taxing authorities for Taxes due and payable by the Corporation have been paid by the Corporation.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">3.1.10.&#8239;&#8239;&#8239;&#8239;&#8239;Condition
of Personal Property. Attached hereto as Exhibit 6 and incorporated by reference herein is a true, correct and complete list of substantially
all personal property, owned by the Corporation or used by the Corporation in the conduct of Business, including, but not limited to,
all equipment, furniture, machinery and fixtures, (such personal property shall be hereinafter collectively referred to as the &ldquo;Personal
Property&rdquo;). The Corporation has sole and exclusive, good and merchantable title to all of the Personal Property owned by it, free
and clear of all pledges, claims, liens, restrictions, security interests, charges and other encumbrances. All of the Personal Property
is in working condition, fit for its intended purposes, and is adequate for the continuation of the Business.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">3.1.11.&#8239;&#8239;&#8239;&#8239;&#8239;Contracts
and Leases. Attached hereto as Exhibit 7 and incorporated by reference herein is a true, correct and complete list and copy of all material
contracts (including any agreements with insurance providers) insurance policies (both current and those that were in effect over the
last three (3) years) and leases (the &ldquo;Leases&rdquo;) arising out of or related to the Business under which the Corporation is
liable (such contracts and Leases shall be hereinafter collectively referred to as the &ldquo;Contracts&rdquo;). Each of the Contracts
is in full force and effect, is valid and binding upon each of the parties thereto and is fully enforceable by the Corporation against
the other party thereto in accordance with its terms. The Corporation does not have any notice of, or any reason to believe that there
is or has been any actual, threatened or contemplated, termination or modification of any of the Contracts. No party to any of the Contracts
is in breach of or in default thereunder, nor has any event occurred which, with the lapse of time, notice or election, may become a
breach or default by the Corporation or any other party to or under any of the Contracts except as may otherwise be noted in the attached
Exhibit 7. The execution, acknowledgment, sealing, delivery and performance of this Agreement by the Seller and the Corporation and the
consummation of the transactions contemplated by this Agreement (I) will not result in the breach or termination of or constitute a default
under any Contract, (ii) does not require the consent of any party to a Contract, except as may be required under the Leases, or any
other person for whose benefit a Contract was executed, and (iii) will not give any such party or person the right to terminate any Contract.
All payments required to be made pursuant to the Contracts by parties to the Contracts, and other persons for whose benefit Contracts
were executed, have been paid in full through the Closing Date. The Contracts are in compliance with all applicable laws of all governments
and governmental agencies.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">3.1.12.&#8239;&#8239;&#8239;&#8239;&#8239;Employee
Relations and Employment Agreements.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 2in"><FONT STYLE="font-size: 10pt">3.1.12.1.&#8239;&#8239;&#8239;&#8239;&#8239;The
Corporation has not entered into any employment agreement and all employees can be terminated at will.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 2in"><FONT STYLE="font-size: 10pt">3.1.12.2.&#8239;&#8239;&#8239;&#8239;&#8239;The
Corporation has paid all wages due (including all required taxes, insurance, and withholding thereon) through the Closing Date.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 2in"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">3.1.13.&#8239;&#8239;&#8239;&#8239;&#8239;No
substances which are considered to be pollutants or hazardous materials or hazardous waste under federal or state Laws have been disposed
of on any premises within which the Business operates or have been produced, stored, used or handled by the Business, or transported
to or from any premises within which the Business is conducted in a manner which violated any Laws.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">3.1.14.&#8239;&#8239;&#8239;&#8239;&#8239;The
Seller and the Corporation covenant, promise and agree that from the date hereof and until the Closing, under the day-to-day management
of Seller of the Corporation&rsquo;s Business::</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 2in"><FONT STYLE="font-size: 10pt">3.1.14.1.&#8239;&#8239;&#8239;&#8239;&#8239;To
continue to operate the Business diligently; and not take any action, omit to take any action, or engage in any transaction other than
in acts or transactions in the ordinary course of Business as the Business has been operated historically.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 2in"><FONT STYLE="font-size: 10pt">3.1.14.2.
 &#8239;&#8239;&#8239;&#8239;To preserve the Business and preserve the relationship of the Business with suppliers, customers and others.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 2in"><FONT STYLE="font-size: 10pt">3.1.14.3.
 &#8239;&#8239;&#8239;&#8239;To maintain and continue normal and usual maintenance and repair of the equipment and the leasehold improvements.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 2in"><FONT STYLE="font-size: 10pt">3.1.14.4.
 &#8239;&#8239;&#8239;&#8239;To cooperate with the Purchaser to achieve an orderly transition of the Business to the Purchaser.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 2in"><FONT STYLE="font-size: 10pt">3.1.14.5.
 &#8239;&#8239;&#8239;&#8239;To pay or provide for payment of all sales, use, personal property, social security, withholding, payroll,
unemployment compensation, income and other taxes, assessments, fees and public charges due and payable by the Corporation in respect
to its Business and the assets through the Closing Date and any portion thereof applicable to any period prior to the Closing Date.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 2in"><FONT STYLE="font-size: 10pt">3.1.14.6.&#8239;&#8239;&#8239;
To pay all wages, bonuses, commissions and other employment benefits and sums (and all required Taxes, insurance and withholding thereon)
including all accrued vacation, accrued sick leave, accrued benefits and accrued payments (and pro rata accruals for a portion of a year)
due to the Corporation&rsquo;s employees through the Closing Date.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 2in"><FONT STYLE="font-size: 10pt">3.1.14.7.
 &#8239;&#8239;&#8239;&#8239;To maintain in effect all insurance policies and other employee benefits covering any employee claims which
may be incurred through the Closing Date.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 2in"><FONT STYLE="font-size: 10pt">3.1.14.8.
 &#8239;&#8239;&#8239;&#8239;To fully perform and comply with all covenants, promises and agreements hereunder which are required to be
performed or complied with by the Seller and the Corporation prior to or at the Closing, and exert their best efforts to completely satisfy
and fulfill all conditions precedent to the Purchaser's obligations to close hereunder at the Closing on the Closing Date.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 2in"><FONT STYLE="font-size: 10pt">3.1.14.9.
 &#8239;&#8239;&#8239;&#8239;To exert its best efforts to prevent the occurrence of any event which could result in any of its representations
contained in this Agreement not being true, correct and complete at or as of the time immediately after the occurrence of such event,
and the Seller shall promptly notify the Purchaser of the occurrence of any event or the discovery of any fact which would cause any
of their covenants, promises and agreements to be breached or violated or any of their representations to become not true, correct and
complete or which could interfere with or prevent the consummation of the transactions contemplated hereby.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">3.1.15.&#8239;&#8239;&#8239;&#8239;&#8239;The
Corporation has no subsidiaries and is not a partner, member, joint venturer, or participant with any other individual or entity in any
other business.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">3.2.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Financial
Statements; Internal Controls; Books and Records</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">3.2.1.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Without
limitation of the foregoing, the allowances for loan losses and any reserves for representations and warranties reflected in the consolidated
balance sheets included in the Corporation&rsquo;s financial statements given to Purchaser were calculated in accordance with GAAP. All
such allowances and reserves were, as of such dates, adequate to absorb all reasonably anticipated losses in the loan portfolio of the
Corporation, and recourse obligations in respect of any sold loan in light of the size and characteristics of such portfolios, economic
conditions, borrower capacity and other pertinent factors, and no facts have subsequently come to the knowledge of Seller which would
cause the Corporation to restate in any material way the amount of the allowance for loan losses or reserve for representations and warranties
as of any such date. For the purposes of this Section, recourse obligations in respect of any Corporation sold loan shall include, but
not be limited to, losses due to (x) puts for repurchase by the Corporation related to any Corporation sold loan and (y) claims for indemnification
related to any Corporation sold loan.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">3.2.2.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
Corporation maintains a system of internal accounting controls sufficient to provide reasonable assurance that (i) transactions are executed
in accordance with management's general or specific authorizations, (ii) the transactions of the Corporation are recorded as necessary
to permit preparation of the financial statements of the Corporation and to maintain asset accountability, (iii) access to assets is
permitted only in accordance with management's general or specific authorization, and (iv) the recorded accountability for assets is
compared with the existing assets at reasonable intervals and appropriate action is taken with respect to any differences.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">3.2.3.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
books of account and other similar financial books and records of the Corporation have been maintained, in all material respects, in
accordance with good business practice in the industry in which it operates, are complete and correct in all material respects and there
have been no material transactions that are required by either applicable regulatory requirements or by good business practice in the
industry in which it operates to be set forth therein and which have not been so set forth. Copies of all such books and records have
been made available to Purchaser.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">3.3.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Loans,
Lending Authority; Sold Loans.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">3.3.1.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Each
loan of the Corporation for purposes of this Agreement (&ldquo;Loan&rdquo;): (i) is evidenced by notes, agreements or other evidences
of indebtedness which are true, genuine and what they purport to be; (ii) to the extent secured, has been secured by valid liens or security
interests which have been perfected; and (iii) represents the legal, valid and binding obligation of the borrowers named therein, enforceable
in accordance with its terms (including the validity, perfection and enforceability of any Lien, security interest or other encumbrance
relating to such Loan), except as such enforcement may be limited by applicable bankruptcy, insolvency, reorganization, moratorium or
similar laws relating to or affecting the enforcement of creditors' rights generally, and subject to general principles of equity which
may limit the enforcement of certain remedies.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">3.3.2.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
Corporation, to the extent required for the conduct of its mortgage lending business as conducted on the date of this Agreement, is not
suspended (i) by the Federal National Mortgage Association (the &ldquo;FNMA&rdquo;) and by the Federal Home Loan Mortgage Corporation
(the &ldquo;FHLMC&rdquo;) as an approved seller/servicer of first lien residential mortgages; (ii) by the Federal Housing Administration
(the &ldquo;FHA&rdquo;) as an approved non-supervised mortgagee for FHA loans, (iii) by the U.S. Department of Veterans Affairs (the
 &ldquo;VA&rdquo;) as an approved lender for VA loans, (iv) by the Rural Housing Service of the U.S. Department of Agriculture (the &ldquo;RHS&rdquo;)
as an approved lender for RHS loans, (v) by the Maryland Department of Housing and Community Development (the &ldquo;MDHCD&rdquo;) as
an approved lender for MDHCD loans and (vi)by the relevant housing development authority for each other jurisdiction in which it makes
or offers housing development loans. The Corporation is not aware of any intention of any entity to terminate or restrict the approvals
described in the preceding sentence.</FONT></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">3.3.3.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Each
Loan was made in material compliance with the provisions of applicable law and regulation, including but not limited to the Real Estate
Settlement Procedures Act, the Truth in Lending Act, the Equal Credit Opportunity Act, the Fair Credit Reporting Act, the Fair Debt Collection
Practices Act, the Home Mortgage Disclosure Act, the Homeowners Protection Act and the regulations promulgated thereunder, and any other
applicable federal and state fair lending laws and regulations.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">3.3.4.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;No
default (including any event or circumstance which with the passage of time or the giving of notice or both would constitute a default)
in respect of any material provision (including any default in payment) of any Loan exists, and the Corporation is not aware of any borrower's
inability to repay any of such Loan when due, whether or not such borrower is currently in default, except as reflected on the Corporation's
classified asset schedule.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">3.3.5.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
Corporation is not a party to any oral loan or oral extension of credit and is not a lender under a loan or other extension of credit
that is not secured by a lien on or other security interest in real estate.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">3.3.6.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Except
as set forth on Schedule 3.3(f) of the Disclosure Schedules, the Corporation has no liability or obligation, and no events have occurred
and no threats have been made which would require the Corporation to repurchase or reacquire any Loan, or purchase collateral in respect
of any Loan, which was held for sale and which has previously been sold in the ordinary course of Corporation's mortgage origination/brokerage
business (whether or not such loan has subsequently been reacquired by the Corporation) (the &ldquo;Corporation Sold Loans&rdquo;), or
to make any payment on any Corporation Sold Loan, or to make any payment to, reimburse, indemnify or hold harmless, or otherwise assume
liability with respect to any loss, liability or expense incurred by, the purchaser (or subsequent purchaser or acquiror) of any Corporation
Sold Loan in respect of such Corporation Sold Loan, or is otherwise subject to any liability or recourse in respect of any Corporation
Sold Loan. The Corporation has no liability to any borrower as a result of the manner in which a Corporation Sold Loan was originated.
Schedule ___<U></U>of the Disclosure Schedules sets forth detail with respect to any exceptions hereto, including but not limited to the
nature and extent of the liability, any limits (in time or dollar amount) on such liability, the basis of such liability, the instrument
under which such potential liability arises, the nature and amount of the Corporation Sold Loans resulting in such liability and the
identity of the party to whom the Corporation may have such liability.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">3.3.7.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;No
Corporation Sold Loan was originated in violation of the representations and warranties of the Corporation contained or incorporated
by reference in any contract or agreement pursuant to which such the Corporation Sold Loan was sold or assigned, including but not limited
to any representation or warranty regarding the absence of fraud, misstatement of a material fact, omission of a material fact or a fact
necessary to make the information provided not misleading, regarding the Corporation Sold Loan, the loan collateral, the borrower, or
the credit-worthiness of borrower, and any representation or warranty of the Corporation regarding the absence of any fact, circumstance
or condition which would cause, or would reasonably be expected to cause, the purchaser of the Corporation Sold Loan, any subsequent
purchaser, securitizer or guarantor of such Corporation Sold Loan (including but not limited to the FNMA, the FHLMC, the Government National
Mortgage Association, the FHA, or the VA) to regard such Corporation Sold Loan as unacceptable as an investment, ineligible for insurance,
or which would otherwise cause them to consider the value or marketability of such Corporation Sold Loan to be materially adversely affected.</FONT></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">3.4.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Absence
of Undisclosed Liabilities. The Corporation does not have any liabilities, except for liabilities (i) reflected or reserved against in
the Corporation&rsquo;s financial statements, (ii) that have been incurred since November 30, 2024 and are disclosed in Schedule 3.4
of the Disclosure Schedules, or (iii) contractual obligations not involving any breach or default on the part of the Corporation.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">3.5.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Conduct
of Business. Since December 31, 2019, (i) the Corporation has conducted its businesses only in the ordinary course consistent with past
practice and (ii) there has been no change, development or effect or combination of changes, developments or effects that, individually
or in the aggregate, have had or resulted or could reasonably be expected to have or result in a Material Adverse Effect of the Corporation.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">3.6.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Taxes.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">3.6.1.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
Corporation has timely filed all Tax Returns that are required to be filed by it, and all such Tax Returns are true, complete, and correct
in all material respects. All Taxes due and owing by the Corporation and the Seller (whether or not shown on any Tax Return) have been
timely paid. For each taxable year or period (&ldquo;Tax Period&rdquo;) of the Corporation ended on or after December 31, 2019, Seller
has made available to Purchaser correct and complete copies of all such Tax Returns, examination reports and statements of deficiencies
assessed against or agreed to by the Corporation.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">3.6.2.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;No
Taxing Authority is now asserting or, to the Knowledge of Seller (upon due inquiry of any Corporation employee responsible for Tax matters),
threatening to assert against the Corporation or the Seller any deficiency or claim for additional Taxes. Except as set forth in Schedule
3.6(b) of the Disclosure Schedules, there are no current audits of any Tax Return filed by the Corporation or the Seller, and neither
the Corporation nor the Seller has received from any Taxing Authority (including a Taxing Authority in a jurisdiction where the Corporation
does not file Tax Returns) any (i) notice indicating an intent to open an audit or other review, (ii) request for information related
to Tax matters, or (iii) notice of deficiency or proposed adjustment for any amount of Tax proposed, asserted, or assessed by any Taxing
Authority against the Corporation. No extension of time with respect to any date on which a Tax Return was or is to be filed by the Corporation
or the Seller is in force. No waiver or agreement by the Corporation is in force for the extension of time for the assessment or payment
of any Taxes.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">3.6.3.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
Corporation has withheld and paid all Taxes required to have been withheld and paid in connection with any amounts paid or owing to any
employee, independent contractor, creditor, customer, member, or other third party, and complied with all information reporting and backup
withholding provisions of applicable Law.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">3.6.4.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;No
claim has ever been made by any Taxing Authority in any jurisdiction where the Corporation does not file Tax Returns that the Corporation
is, or may be, subject to taxation by that jurisdiction. The Corporation is not a partner or owner in any entity or arrangement that
is or could be classified as a partnership for U.S. federal income Tax purposes.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">3.6.5.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;There
are no Liens on any of the assets of the Corporation that arose in connection with any failure (or alleged failure) to pay any Taxes.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">3.6.6.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
Tax Periods of the Corporation for all U.S. federal, foreign, state and local income Taxes end on December 31 of each year.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">3.6.7.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
Corporation is not a party to, or otherwise bound by or subject to, any Tax sharing, allocation or indemnification or similar agreement,
provision or arrangement (whether or not written) pursuant to which it will have any obligation to make any payments to any Person after
the Closing Date.</FONT></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">3.6.8.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
amount of the Corporation's liability for unpaid Taxes for all periods ending on or before the date of the most recent balance sheet
included in the Corporation&rsquo;s financial statements does not, in the aggregate, exceed the amount of accruals for Taxes (excluding
reserves for deferred Taxes) reflected on the most recent balance sheet included in Corporation&rsquo;s financial statements. The amount
of the Corporation's liability for unpaid Taxes for all periods following the date of the most recent balance sheet included in the Corporation&rsquo;s
financial statements shall not, in the aggregate, exceed the amount of accruals for Taxes (excluding reserves for deferred Taxes) as
adjusted for the passage of time in accordance with the past custom and practice of the Corporation (and which accruals shall not exceed
comparable amounts incurred in similar periods in prior years).</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">3.6.9.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Each
of the Corporation and the Seller is in full compliance with all terms and conditions of any Tax exemptions, Tax holiday or other Tax
reduction agreement or order of any Taxing Authority and the consummation of this Agreement will not have any material adverse effect
on the continued validity and effectiveness of any such Tax exemptions, Tax holiday or other Tax reduction agreement or order.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">3.6.10.&#8239;&#8239;&#8239;&#8239;&#8239;No
private letter rulings, technical advice memoranda or similar agreement or rulings have been requested, entered into or issued by any
Taxing Authority with respect to the Corporation. No power of attorney is currently in effect with respect to any Taxes or Tax Returns
of the Corporation.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">3.6.11.&#8239;&#8239;&#8239;&#8239;&#8239;The
Corporation will not be required to include any item of income in, or exclude any item or deduction from, taxable income for any Tax
Period or portion thereof ending after the Closing Date as a result of: (i) any change in a method of accounting under Section 481 of
the Code (or any comparable provision of state, local or foreign Tax Laws), or use of an improper method of accounting, for a Tax Period
ending on or prior to the Closing Date; (ii) an installment sale or open transaction occurring on or prior to the Closing Date; (iii)
a prepaid amount received on or before the Closing Date; (iv) any closing agreement under Section 7121 of the Code, or similar provision
of state, local or foreign Law; or (v) any election under Section 108(i) of the Code.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">3.6.12.&#8239;&#8239;&#8239;&#8239;&#8239;The
Corporation is not, and has not been, a party to, or a promoter of, a &ldquo;reportable transaction&rdquo; within the meaning of Section
6707A(c)(l) of the Code and Treasury Regulations Section 1.601 l-4(b ).</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">3.6.13.&#8239;&#8239;&#8239;&#8239;&#8239;The
Corporation is not, and has not been, a United States real property holding corporation (as defined in Section 897(c)(2) of the Code)
during the applicable period specified in Section 897(c)(1)(a) of the Code. The Corporation has not had a permanent establishment (within
the meaning of an applicable Tax treaty) or otherwise had an office or fixed place of business in a jurisdiction other than the jurisdiction
in which it is organized.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">3.6.14.&#8239;&#8239;&#8239;&#8239;&#8239;The
Corporation has not been a &ldquo;distributing corporation&rdquo; or a &ldquo;controlled corporation&rdquo; in a transaction intending
to be governed by Section 355 or Section 361 of the Code.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">3.6.15.&#8239;&#8239;&#8239;&#8239;&#8239;The
Corporation has not been included in any &ldquo;consolidated,&rdquo; &ldquo;unitary,&rdquo; or &ldquo;combined&rdquo; Tax Return provided
for under the Laws of the United States, any state thereof, or any non-U.S. jurisdiction. The Corporation has no liability for Taxes
of any Person under Treasury Regulations Section 1.1502-6 (or any corresponding provision of state, local or foreign Law), as transferee
or successor, by contract or otherwise.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">3.6.16.&#8239;&#8239;&#8239;&#8239;&#8239;The
Corporation has validly elected to be treated as an S corporation within the meaning of Sections 1361 and 1362 of the Code (and any comparable
provision of state and local Tax law in jurisdictions in which such election was available) at all times during its existence and the
Corporation will be treated as an S corporation up to and including the Closing Date. The Corporation has no potential liability for
any Tax under Section 1374 of the Code. The Corporation has not (i) acquired assets from another corporation in a transaction in which
the Corporation's Tax basis for the acquired assets was determined, in whole or in part, by reference to the Tax basis of the acquired
assets (or any other property) in the hands of the transferor or (ii) acquired the stock of any corporation that is a qualified subchapter
S subsidiary.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">3.7.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Employee
Benefits.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">3.7.1.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Schedule
3.9(a) of the Disclosure Schedules sets forth all benefit or compensation plans, programs, practices (e.g., payroll practices), employment
agreements or letters, offer letters and other contracts, policies or arrangements covering any current or former officer, employee,
director, or consultant of the Corporation, or any of their beneficiaries, or with respect to which the Corporation has any liability
for such individuals, including, but not limited to, &ldquo;employee benefit plans&rdquo; within the meaning of Section 3(3) of ERISA,
deferred compensation, severance, change in control, equity compensation, incentive and bonus plans (each, a &ldquo;Benefit Plan&rdquo;).
Seller has furnished or made available to Purchaser true and complete copies of the legal governing document and related summary or,
if none, a statement that there is no written document and a summary of the terms, and the most recent annual report (Form 5500), financial
statement, actuarial valuation and favorable determination letter, if any, with respect to each Benefit Plan.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">3.7.2.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Each
Benefit Plan has been operated and maintained in all material respects in accordance with its terms and with ERISA, the Code and other
applicable Laws and all Tax liabilities and penalties related to each Benefit Plan have been satisfied.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">3.7.3.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;There
has been no amendment to, announcement by the Corporation relating to, or change in employee participation or coverage under, the Benefit
Plans which would materially increase the expense of maintaining such plan above the level of the expense incurred therefor by the Corporation
for the fiscal year ended December 31, 2024. Neither the execution of this Agreement nor the consummation of the transactions contemplated
hereby will, under the terms of the Benefit Plans, (i) entitle any employees of the Corporation to severance pay or any increase in severance
pay upon any termination of employment after the date hereof, (ii) accelerate the time of payment or vesting or result in any payment
or funding (through a grantor trust or otherwise) of compensation or benefits under, increase the amount payable or result in any other
material obligation pursuant to, the Benefit Plans, (iii) limit or restrict the right of the Corporation or, after the consummation of
the transactions contemplated hereby, Purchaser to merge, amend or terminate the Benefit Plans, or (iv) result in payments under the
Benefit Plans which would not be deductible under Section 162(m) or Section 280G of the Code.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">3.7.4.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Each
of the full-time, part-time, temporary and leased employees of the Corporation (each, a &ldquo;Corporation Employee&rdquo;) is employed
by the Corporation, and all Corporation Employees and consultants, representatives, agents or independent contractors who provide material
services to the Corporation or its Affiliates, if any (&ldquo;Other Service Providers&rdquo;), are listed on Schedule 3.9(d) of the Disclosure
Schedules. No individual performs material services for the Corporation other than those listed as a Corporation Employee on Schedule
3.9(d). The Corporation has disclosed to Purchaser, with respect to each Corporation Employee or Other Service Provider (including any
Corporation Employee who is on a leave of absence or on layoff status): (i) the name and title of the Corporation Employee or Other Service
Provider, (ii) each Corporation Employee's or Other Service Provider's current salary (wage) level, last annual bonus paid, current annual
bonus target, and current paid time off accrual rate, if applicable, or a description of other compensation arrangements, (iii) and a
brief description of the fringe benefits available to such Corporation Employee or Other Service Provider.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">3.7.5.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
Corporation (i) has paid in full to, or accrued on behalf of, all Corporation Employees and officers, directors, consultants, registered
representatives, agents or independent contractors who provide services to the Corporation all wages, salaries, commissions, bonuses,
fees and other direct compensation for all labor or services performed by them, and all vacation pay, sick pay, severance pay, overtime
pay and other amounts for which the Corporation was obligated under applicable law or its existing agreements, benefit plans, policies
or practices, and (ii) is in material compliance with all applicable federal, state and local laws, statutes, rules and regulations with
regard to employment and employment practices, terms and conditions, wages and hours and other compensation matters, and no person has
made any written claim that the Corporation is liable in any amount for any arrearage in wages or employment Taxes or for any penalties
for failure to comply with any of the foregoing.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">3.7.6.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;All
contributions, premiums or payments required to be made pursuant to the terms of each of the Benefit Plans have been timely made. All
such contributions were fully deductible and not subject to excise taxes under the Code.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">3.7.7.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;There
are no restrictions on the rights of the Corporation to amend or terminate unilaterally any Benefit Plan without incurring any liability
thereunder (other than normal administrative expenses). Termination or liquidation of any Benefit Plan or any of the investments or insurance
contracts relating to any Benefit Plan will not result in any material sales charge, surrender fee, interest rate adjustment or similar
expense.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">3.7.8.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
Corporation does not sponsor or maintain, and is not liable with respect to, any employee benefit plan that is or was (i) subject to
Section 302 or Title IV of ERISA or Section 412 of the Code, (ii) a multiemployer plan as defined in Section 414(t) of the Code or Sections
3(37) or 4001(a)(31) of ERISA, (iii) a multiple employer plan within the meaning of Section 413(c) of the Code or Sections 4063, 4064
or 4066 of ERISA, or (iv) a multiemployer welfare arrangement within the meaning of Section 3(40) of ERISA.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">3.7.9.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;No
fiduciary of any Benefit Plan maintained by the Corporation has any liability for any breach of fiduciary duty or any other failure to
act or comply in connection with the administration or investments of the assets of any such Benefit Plan.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">3.7.10.&#8239;&#8239;&#8239;&#8239;&#8239;Each
Benefit Plan that is a &ldquo;group health plan&rdquo; (as defined in Code &sect; 5000(b )(1) and ERISA &sect; 733(a)) has been administered
in compliance in all material respects with the Patient Protection and Affordable Care Act, Pub. L. No. 111-148 (&ldquo;PP ACA&rdquo;),
the Health Care and Education Reconciliation Act of 2010, Pub. L. No. 111-152 (&ldquo;HCERA&rdquo;), and all regulations and guidance
issued thereunder (collectively, with PPACA and HCERA, the &ldquo;Healthcare Reform Laws&rdquo;), ERISA &sect; 601 et. seq. Code &sect;
4980B (&ldquo;COBRA&rdquo;) and any analogous state law, and, to Seller's Knowledge, no event has occurred, and no condition or circumstance
exists, that could reasonably be expected to subject the Corporation or such Benefit Plan to material penalties or excise Taxes under
Code &sect;&sect; 4980B, 4980D, 4980H or 49801, or any other provision of the Healthcare Reform Laws, COBRA or analogous state law.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">3.8.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Labor
Matters. The Corporation is in compliance in all respects with all applicable Laws relating to employment and employment practices, including,
without limitation, all Laws respecting terms and conditions of employment, health and safety, wages and hours, child labor, immigration,
employment discrimination, worker classification, disability rights or benefits, equal opportunity, plant closures and layoffs, affirmative
action, workers compensation, labor relations, employee leave issues and unemployment insurance. The Corporation is not a party to any
collective bargaining agreement or other labor union contract applicable to any employees of the Corporation, and to the Knowledge of
Seller there are no activities or proceedings of any labor union to organize any employees of the Corporation. There are no pending or,
to the Knowledge of Seller, threatened, claims by or disputes of employees against the Corporation (other than routine benefit claims
made in the ordinary course), or by the Corporation against any employee.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">3.9.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
Insurance. All policies of insurance maintained by the Corporation, including the identity of the carrier, type of coverage, policy limits,
expiration, and claims made within the past three years, are set forth in Schedule 3 .15 of the Disclosure Schedules. All such policies
are in full force and effect and no written notices, or to the Knowledge of Seller oral notices, of cancellation have been received in
connection therewith. Such policies are in accordance with customary and reasonable practice in the mortgage banking industry in respect
of amounts, types and risks insured, for the business in which the Corporation is engaged, and, except as would cause a Material Adverse
Effect on the Corporation, or on the ability of the Corporation to consummate the transactions contemplated hereby, are sufficient for
compliance with all legal requirements and all agreements to which the Corporation is a party. The Corporation is not in default with
respect to any such policy.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">3.10.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Accuracy
of Information. No representation or warranty contained in this Agreement contains any untrue statement of a material fact or omits a
material fact necessary in order to make the statements contained herein or therein not misleading in light of the circumstances in which
such statements were made. None of the information supplied by or to be supplied by and relating to the Corporation prior to Closing
for inclusion in any documents to be filed prior to Closing with any regulatory agency in connection with the transactions contemplated
hereby will, at the respective times such information is supplied or such documents are filed or mailed, be false or misleading with
respect to any material fact, or omit to state any material fact necessary in order to make the statements therein, in light of the circumstances
in which they are made, not misleading. Any documents which the Corporation files prior to Closing with any regulatory agency in connection
with the transactions contemplated hereby will comply as to form in all material respects with the provisions of applicable Law.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">3.11.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Derivative
Instruments. The Corporation is not a party to any interest rate swaps, caps, floors, option agreements, futures and forward contracts
and other similar derivative instruments or risk management arrangements, whether entered into for the account of the Corporation or
for the account of one or more of its customers.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">3.12.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;No
Illegal or Improper Transactions. To the Knowledge of Seller, since January 1, 2019, neither the Corporation, Seller, nor any officer,
director, employee, registered representative, agent or Affiliate of the Corporation on behalf thereof has offered, paid or agreed to
pay to any Person (including any governmental official), or solicited, received or agreed to receive from any such Person, directly or
indirectly, any money or anything of value for the purpose or with the intent of (a) obtaining or maintaining business for the Corporation;
(b) facilitating the purchase or sale of any product or service; or (c) avoiding the imposition of any fine or penalty, in each case
with respect to items (a), (b) and/or (c), in any manner which is in violation of any applicable ordinance, regulation or Law. To the
Knowledge of Seller, neither Seller nor any officer, director, employee, representative, agent or Affiliate of the Corporation has provided
or is providing information to any law enforcement agency regarding the commission or possible commission of any crime, or the violation
or possible violation of any applicable law by the Corporation.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">3.13.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Restrictions
on Business Activities. There is no agreement, commitment, judgment, injunction, order or decree binding specifically upon the Corporation
or its assets or to which the Corporation is a party which has or could reasonably be expected to have the effect of prohibiting or materially
impairing the business practices of the Corporation as currently conducted or any acquisition of property by the Corporation that would
otherwise be permitted by applicable Law.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">3.14.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
Representations and Warranties of the Purchaser. The Purchaser represents and warrants to the Seller that:</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">3.14.1.&#8239;&#8239;&#8239;
Authorization and Validity of Documents. The execution, acknowledgment, sealing, delivery, and performance of this Agreement by the Purchaser,
and the consummation by the Purchaser of the transactions contemplated hereby, have been duly and validly authorized by the Purchaser.
This Agreement has been duly executed, acknowledged, sealed and delivered by the Purchaser and is a legal, valid, and binding obligation
of the Purchaser, enforceable against the Purchaser in accordance with its terms, except as such enforceability may be limited by general
principles of equity, bankruptcy, insolvency, moratorium and similar laws relating to creditors rights generally.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">4.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
Brokerage. The parties hereto each warrant to the other they have not used the services of any business or real estate broker or agent
in connection with this transaction, except services provided by Milestone Mergers, LLC, which shall have earned a fee described in a
separate Fee agreement with each of the parties. If Closing takes place hereunder such fee is payable by each party as describe in the
Fee Agreements with Milestone Mergers, LLC. . Except for any fee earned by Milestone Mergers, LLC, each party agrees to defend, indemnify
and hold the other party harmless for any claim for commissions or fees arising by reason of the indemnifying party&rsquo;s breach of
this warranty. The provisions of this Section shall survive Closing.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">5.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
Indemnification.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">5.1.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
Seller shall defend, indemnify and hold harmless the Purchaser, its legal representatives, successors and assigns, from and against any
and all claims, threats, liabilities, taxes, interest, fines, penalties, suits, actions, proceedings, demands, damages, losses, costs
and expenses (including attorneys' and experts' fees and court costs) of every kind and nature arising out of, resulting from, or in
connection with:</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">5.1.1.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Any
misrepresentation or breach by the Seller of any representation or warranty contained in this Agreement.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">5.1.2.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Any
non-fulfillment, failure to comply or breach by the Seller of or with any covenant, promise or agreement of the Seller contained in this
Agreement.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">5.1.3.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;An
early payment default, early payoff or buyback incurred by the Corporation during the first thirty-six (36) months after Closing with
respect to Loans closed by the Corporation prior to Closing.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">5.2.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Procedures.
Whenever any claim shall arise for indemnification under this Agreement, the party seeking indemnification (the &ldquo;Indemnified Party&rdquo;)
shall promptly provide written notice of such claim to the party against whom indemnity is sought (the &ldquo;Indemnifying Party&rdquo;).
In connection with any claim giving rise to indemnity hereunder or arising out of any action by a person or entity who is not a party
to this Agreement, the Indemnifying Party, at its sole cost and expense and upon written notice to the Indemnified Party, may assume
the defense of any such action with counsel reasonably satisfactory to the Indemnified Party. The Indemnified Party shall be entitled
to participate in the defense of any such action, with its counsel and at its own cost and expense. If the Indemnifying Party does not
assume the defense of any such action, the Indemnified Party may, but shall not be obligated to, defend such action in such manner as
it may deem appropriate, including, but not limited to, settling such action, after giving notice of it to the Indemnifying Party, on
such terms as the Indemnified Party may deem appropriate and no action taken by the Indemnified Party in accordance with such defense
and settlement shall relieve the Indemnifying Party of its indemnification obligations herein provided with respect to any damages resulting
therefrom. The Indemnifying Party shall not settle any action without the Indemnified Party's prior written consent (which consent shall
not be unreasonably withheld or delayed).</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">5.3.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;No
Contribution or Similar Rights. If any claim is made against, or any payment becomes due from, Seller under this Agreement, Seller will
have no right against the Corporation or any member, director, officer or employee thereof (in their capacity as such), whether by reason
of contribution, indemnification, subrogation or otherwise, in respect of any such claim or payment, and shall not take any action against
the Corporation or any such person with respect thereto.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">5.4.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Right
of Offset. In the event Purchaser (acting in its capacity as an Indemnified Party pursuant to this Agreement) gives notice of a claim
for indemnification to Seller pursuant to and subject to the terms, conditions and limitations of this Agreement, Purchaser may withhold
from any future Post-Closing Payment to Seller an amount equal to Purchaser's claimed indemnity. In the event Purchaser becomes entitled
to payment for a claim for indemnification pursuant to and subject to the terms, conditions and limitations of this Agreement, and provided
that such claim has been (i) fully and finally adjudicated by a court of competent jurisdiction or (ii) resolved by written agreement
among Purchaser and Seller (including through arbitration), Purchaser may offset the amount of such payment against such Post-Closing
Payment and retain any amount withheld pursuant to this Section. In the event that Purchaser is not entitled to payment for such a claim
for indemnification as determined by such final adjudication or written agreement, Purchaser shall promptly forward any amount withheld
pursuant to this Section to Seller.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">5.3.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Indemnification
by Purchaser. The Purchaser shall defend, indemnify and hold harmless the Seller and his respective heirs, personal and legal representatives,
guardians, successors and assigns, from and against any and all claims, threats, liabilities, taxes, interest, fines, penalties, suits,
actions, proceedings, demands, damages, losses, costs and expenses (including attorneys' and experts' fees and court costs) of every
kind and nature arising out of, resulting from, or in connection with:</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">5.3.1.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Any
misrepresentation, omission or breach by the Purchaser of any representation or warranty contained in this Agreement.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">5.3.2.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Any
non-fulfillment, failure to comply or breach by the Purchaser of or with any covenant, promise or agreement of the Purchaser contained
in this Agreement.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">5.4.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Financial
Records. All business/financial records and tax returns of the Corporation for the period of time prior to Closing shall be delivered
to Purchaser at or prior to Closing, and shall be retained by Purchaser for a period of time not less than four (4) years from Closing.
The Seller shall have the right to review and/or copy any of these records for the purpose of defending any challenge to their prior
determination of any liability, including taxes, existing or alleged to be existing, as of Closing.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">6.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Seller&rsquo;s
Condition to Close. The Seller&rsquo;s obligation to close the transactions contemplated hereby at the Closing shall be subject to the
complete satisfaction and fulfillment of all of the following conditions precedent, any or all of which may be waived in whole or in
part by the Seller (but no such waiver of any covenant, promise, agreement, representation or warranty made by the Seller in this Agreement):</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">6.1.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;All
representations and warranties of the Purchaser in this Agreement shall be true, correct and complete at and as of the Closing on the
Closing Date.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">6.2.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;All
covenants, promises and agreements made by the Purchaser in this Agreement and all other actions required to be performed or complied
with by the Purchaser under this Agreement prior to or at the Closing shall have been fully performed or complied with by the Purchaser.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">7.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Purchaser&rsquo;s
Condition to Close. The Purchaser&rsquo;s obligation to close the transactions contemplated hereby at the Closing shall be subject to
the complete satisfaction and fulfillment of all of the following conditions precedent, any or all of which may be waived in whole or
in part by the Purchaser (but no such waiver of any covenant, promise, agreement, representation or warranty made by the Seller in this
Agreement):</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">7.1.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;All
representations and warranties made by the Seller in this Agreement shall be true, correct and complete at and as of the Closing on the
Closing Date.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">7.2.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;All
covenants, promises and agreements made by the Seller in this Agreement and all other actions required to be performed or complied with
by the Seller under this Agreement prior to or at the Closing shall have been fully performed or complied with by the Seller.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">7.3.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;To
the extent applicable, each landlord under the Leases, and each contracting party under Contracts shall have consented to the transactions
contemplated by this Agreement.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">7.4.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Seller
shall have executed an Employment Agreement at Closing in the form of the Employment Agreement attached hereto and incorporated herein
by reference as Exhibit 8.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">7.5.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;In
the event Purchaser is required to obtain any regulatory approval for this contemplated purchase of Seller&rsquo;s Shares then the obligation
of the Purchaser to finalize Closing hereunder shall be conditioned upon obtaining any such regulatory approval. If any regulatory approval
that is required is not obtained by the Closing Date, then Purchaser shall have the right to terminate this Agreement with no further
obligation, after providing written notice to the Seller.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">8.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Covenants</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">8.1.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Conduct
of the Corporation</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;From
the date of this Agreement until the Closing, except as expressly provided in this Agreement or as otherwise consented to in writing
in advance by Purchaser in its sole discretion, the Corporation shall, and Seller shall cause the Corporation to, conduct its business
only in the ordinary course of business consistent with past practices, and to use all commercially reasonable efforts to:</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">(i)
preserve intact the Corporation's assets and current relationships and goodwill with employees, registered representatives, investment
adviser representatives, agents, independent contractors, product sponsors, clearing firms, customers, suppliers and other third parties,
as applicable;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">(ii)
make all filings, pay all fees and take all other actions necessary to operate the Business of the Corporation as currently operated;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">(iii)
maintain in full force and effect until the Closing substantially the same levels of coverage of errors and omissions and other insurance
with respect to the Corporation's assets, operations and activities as are in effect as of the date of this Agreement;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">(iv)
comply in all respects with all Laws applicable to the Corporation, and maintain and comply with all Permits and licenses of the Corporation;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">(v)
maintain the Corporation's books and records in accordance with past practice and in a manner that fairly presents the Corporation's
financial condition and results of operations; and</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">(vi)
upon the reasonable request of Purchaser, report periodically to Purchaser concerning the status of the Business, operations, finances
and prospects of the Corporation.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;From
the date of this Agreement until the Closing, except as expressly provided in this Agreement or as otherwise consented to in writing
in advance by Purchaser, the Corporation shall not, and Seller shall cause the Corporation to not:</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">(i)&#8239;amend
or modify the Corporation's Organizational Documents;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">(ii)&#8239;issue
or otherwise encumber any equity interests of the Corporation, declare or pay any dividends or distributions on any of Seller&rsquo;s
Shares, or purchase, redeem or otherwise acquire or dispose of any other equity interests of the Corporation;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">(iii)
incur any indebtedness, make any investment in, or make any loan (other than in the ordinary course of business), advance or capital
contribution to, any Person, or make any capital expenditure; sell, lease or otherwise dispose of, or extend or exercise any option to
sell, lease or otherwise dispose of, any material assets, or mortgage or pledge any assets of the Corporation or create any Lien thereupon;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">(v)
engage in any material transaction not in the ordinary course of business consistent with past practice;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">(vi)
enter into any new line of business, or change its lending, investment, asset/liability management, risk management, or other material
operating policies and procedures in any material manner;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">(vii)
make any capital expenditures individually in excess of $10,000;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">(viii)
take a deed or title to any commercial real estate or residential real estate;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">(ix)
make any change in any method of accounting, pension or accounting practice, policy, principle or procedure, except as required by any
changes in applicable Law;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">(x)&#8239;cancel,
amend or waive any claims or rights of substantial value;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">(xi)&#8239;commence,
compromise or settle any legal proceeding of any type;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">(xii)&#8239;grant,
pay, or provide to any director, officer, registered representative, agent, independent contractor or employee of the Corporation any
severance or termination payments or benefits or any increase in or enhancement to wages, commissions, bonus, severance, profit sharing,
retirement, deferred compensation, or other compensation or benefits;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">(xiii)&#8239;make
any loan, or otherwise extend credit to, any employee of the Corporation;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">(xiv)&#8239;amend
any Benefit Plan except as required to comply with applicable Law or establish or enter into any new compensation or benefit plan or
arrangement.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">(xv)
knowingly take any action which would: (i) adversely affect the parties' ability to obtain any necessary approvals of governmental authorities
or third parties required for the transactions contemplated hereby; or (ii) adversely affect the parties' ability to perform the covenants
and agreements under the Agreement;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">(xvi)
make or change any Tax election, change an annual Tax accounting period, adopt or change any Tax accounting method, file any amended
Tax Return, enter into any closing agreement, settle any Tax claim or assessment relating to the Corporation, surrender any right to
claim a refund of Taxes, consent to any extension or waiver of the limitation period applicable to any Tax claim or assessment relating
to the Corporation, or take any other similar action relating to the filing of any Tax Return or the payment of any Tax; or</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">(xvii)
take, offer, propose or authorize any of, or commit or agree to take any of, the foregoing.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">8.2.
 &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Filings; Other Actions. The Purchaser and Seller shall, and Seller shall
cause the Corporation to, cooperate with each other and use all commercially reasonable best efforts to take or cause to be taken all
actions, and do or cause to be done all things, necessary, proper or advisable under this Agreement and applicable Law to consummate
the transactions contemplated by this Agreement as soon as practicable, including preparing and submitting as promptly as practicable
all documentation to effect all necessary notices, reports, submissions and other filings and to obtain as promptly as practicable all
consents and Permits necessary or advisable to be obtained from any third party or any Governmental Authority in order to consummate
the transactions contemplated by this Agreement.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">8.3.
 &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Access and Information. Subject to applicable Laws relating to the exchange of
information, prior to the Closing, the Corporation shall, and Seller shall cause the Corporation to, (i) provide to Purchaser a copy
of each report, schedule and other document filed or received by it during such period with or from any federal, state or local governmental
or regulatory agency or department promptly following the filing or receipt thereof, (ii) provide to Purchaser and its representatives
after the date of this Agreement any information and documents reasonably requested by Purchaser primarily relating to the Corporation
and its businesses, operations, affairs, properties, books and records, and (iii) provide Purchaser and its representatives with reasonable
access to personnel from Homes, Lowry, Hom &amp; Johnson, Ltd. directly involved in the preparation of the Corporation&rsquo;s financial
statements.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">8.4.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
No Solicitation; Acquisition Proposals. Between the date hereof and the Closing (or earlier termination of this Agreement pursuant to
the terms hereof), Seller shall not, and shall cause his Affiliates (including the Corporation), employees, agents and representatives
(including any investment banker, financial advisor, attorney or accountant) to not, directly or indirectly initiate, solicit or knowingly
encourage any Acquisition Proposal, or furnish any information to any other Person with respect to, or agree to, any Acquisition Proposal.
Seller shall promptly notify Purchaser after receipt by him or the Corporation of any Acquisition Proposal, or any request for information
relating to the Corporation by any Person who has informed such recipient that such Person is considering making, or has made, an Acquisition
Proposal, and of the terms, status and other pertinent details of any such Acquisition Proposal or request.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">8.5.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Publicity;
Confidentiality. Purchaser and Seller shall consult with each other prior to Purchaser, Seller or the Corporation issuing any press release
regarding the transactions contemplated by this Agreement, or otherwise making public announcements with respect to the transactions
contemplated by this Agreement, except as may be required by Law. Except as disclosed in accordance herewith, this Agreement and the
terms hereof is confidential and the parties shall remain subject to the mutual non-disclosure agreement entered into among Purchaser
and the Corporation on August 26, 2024, which continues in full force and effect.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">8.6.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Monthly
Financial Information. Between the period commencing on the date of this Agreement and ending on the earlier of the Closing Date or the
date on which this Agreement is terminated, Seller shall cause the Corporation to make available to Purchaser as soon as practical monthly
financial statements with respect to the Corporation and its financial condition and results of operations, prepared on a basis consistent
with the Corporation's past practices.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">8.7.
 &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Employees of the Corporation; Benefits.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
Subject to the terms of this Agreement and the Employment Agreement to be entered into pursuant this Agreement, immediately following
the Closing the Purchaser, the Corporation and Seller will work together in good faith to align the Corporation's employee workforce
based upon qualifications and performance with the goal of maximizing the efficiencies and benefits of the acquisition of the Seller&rsquo;s
Shares by the Purchaser. The parties intend to (but are not required to) retain substantially all of the Corporation's current employees
in their current roles at compensation levels and opportunities substantially similar to the compensation levels and opportunities for
such employees prior to the Closing. During such period, the Corporation and Seller will consult with the Purchaser prior to and with
respect to any changes in the terms or any termination of the employment of any employee of the Corporation and the hiring and terms
of employment of any new employee of the Corporation, provided, however, nothing herein shall be construed as (i) limiting Purchaser's
right to direct the termination of any employee at any time, (ii) conferring any legal rights upon any such employee for continuation
of employment by the Corporation or affecting any employee's &ldquo;at will&rdquo; employment status with the Corporation, (iii) requiring
the Corporation or Purchaser to implement, or limiting their rights to amend or discontinue, any employee benefit plan, (iv) requiring
the Corporation or Purchaser to maintain any particular level of compensation or benefits for any employee, (v)&#9;conferring upon any
employee any rights or remedies under this Agreement, or (vi) restricting the ability of the Corporation and Purchaser to manage their
respective workforces as is reasonably necessary in response to economic conditions.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
employees of the Corporation shall continue to participate in all of the Corporation's benefit plans following closing and shall not
participate in similar employee benefit plans, programs or agreements of Purchaser. At such time, if ever, as Purchaser determines to
terminate any of the Corporation's benefit plans (other than the non-qualified deferred compensation plan), employees of the Corporation
will be eligible to participate in any similar or corresponding employee benefit plan, program or agreement offered by Purchaser to similarly
situated employees of Purchaser on similar terms as such similarly situated employees, subject to eligibility requirements and conditions
set forth in such plans, programs or agreements. Purchaser shall, to the extent commercially practicable and permitted by applicable
law and the terms of Purchaser's employee benefit plans, programs or agreements, give each current employee of the Corporation full credit
(for purposes of eligibility to participate, vesting, vacation and sick leave entitlement and severance entitlement, if applicable, but
not for purposes of benefit accruals or for purposes of any equity or equity-based awards) for all service with the Corporation and such
service shall be treated as service with Purchaser; provided, however, that in no event shall this provision be interpreted to require
the provision of any duplicate benefits.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">9.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<FONT STYLE="font-weight: normal">Tax
Matters.</FONT></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)
 &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The Corporation and Seller have timely filed and remitted Taxes
due, under all federal, state, local, and foreign Tax returns, estimates, information statements and reports relating to any and all
Taxes (the &ldquo;Tax Returns&rdquo;) required to be filed by Law by the Corporation as of the date hereof. All such Tax Returns are
true, correct, and complete, and the Corporation or Seller have timely paid all Taxes attributable to the Corporation that were due and
payable by it as shown on such Tax Returns, except with respect to matters contested in good faith. All Taxes due and owing prior to
Closing, shall be paid in full as of the Closing.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;As
of the date of this Agreement, there is no written claim or assessment pending or, to the Knowledge of Seller, threatened against the
Corporation for any alleged deficiency in Taxes of the Corporation, and there is no audit or investigation with respect to any liability
of the Seller or the Corporation for Taxes. The Corporation has not waived any statute of limitations with respect to material Taxes
or agreed to any extension of time with respect to a material Tax assessment or deficiency.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;There
is no tax sharing agreement, tax allocation agreement, tax indemnity obligation, or similar written or unwritten agreement, arrangement,
understanding, or practice with respect to Taxes (including any advance pricing agreement, closing agreement or other arrangement relating
to Taxes) that will require any payment by the Corporation.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Seller
nor Corporation (i) have been a member of an affiliated group within the meaning of Section 1504(a) of the Code or any similar group
defined under a similar provision of state, local or foreign Law and (ii) have no liability for Taxes of any Person other than Seller
under Treas. Reg. &sect; 1.1502&ndash;6 (or any similar provision of state, local, or foreign Law), as a transferee or successor by contract
or otherwise.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
Corporation has withheld (and timely paid to the appropriate Governmental Authority) proper and accurate amounts for all periods through
the date hereof in compliance with all Tax withholding provisions of applicable federal, state, local, and foreign Laws other than provisions
of employee withholding (including, without limitation, withholding of Tax on dividends, interest, and royalties and similar income earned
by non-resident aliens and foreign corporations and withholding of Tax on United States real property interests).</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(f)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Seller
represents and warrants that the Corporation and the Seller will comply with and will continue to comply with all statutory requirements
necessary to make a valid election under Section 338(h)(10) of the Internal Revenue Code, provided Purchaser wishes to do so, and Seller
will provide all necessary documentation and information required by the IRS. Seller will fully cooperate with Purchaser in the preparation
and filing of all necessary Tax Returns, including any required statements and attachments, with respect to the Section 338(h)(10) election
and to promptly provide Purchaser with any information, records or documents requested for such purposes.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">10.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Termination</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;This
Agreement may be terminated at any time prior to the Closing as follows:</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">(i)&#8239;by
the mutual written consent of Purchaser and Seller;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">(ii)&#8239;by
either Purchaser or Seller, if the Closing has not occurred by the Closing Date, unless: (i) the failure of the Closing to occur by the
Closing Date shall be due to the failure of the party seeking to terminate this Agreement to perform or observe the covenants or agreements
of such party set forth herein or (ii) the Closing Date has been extended in a writing signed by Purchaser and Seller;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">(iii)
by either Purchaser or Seller, if there is (1) any Law that makes consummation of the transactions contemplated hereby illegal or otherwise
prohibited, (2) if consummation of the transactions contemplated hereby would violate any nonappealable final order, decree or judgment
of any court or Governmental Authority having competent jurisdiction over the parties, or (3) if any governmental or regulatory approval
required for consummation of the transactions contemplated hereby shall have been denied by a Governmental Authority having competent
jurisdiction over the parties, and such denial is nonappealable; or</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">(iv)
by either Purchaser or Seller, (A) if there has been a material misrepresentation, breach of warranty or breach of covenant or other
obligation under this Agreement on the part of Seller or the Corporation (in the case of a termination by Purchaser) or on the part of
Purchaser (in the case of a termination by Seller); or (B) if any condition to the obligations of the terminating party to consummate
the Closing under this Agreement becomes incapable of fulfillment through no fault of the terminating party.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
termination of this Agreement shall be effectuated by the delivery by the party terminating this Agreement to the other parties of written
notice of such termination.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;In
the event of termination of this Agreement as provided in this Section 10.1, this Agreement shall forthwith become void and there shall
be no liability on the part of Purchaser (or its officers or directors) or Seller, except that: (i) the provisions of this Agreement,
the provision regarding the continuance in effect of the nondisclosure agreement, and the provisions of Section 10.1 shall survive any
such termination and abandonment; and (ii) a termination pursuant to this Agreement shall not relieve a breaching party from liability
or action being taken in law or in equity by the non-breaching party for any fraud, for any willful misconduct or willful breach of a
material provision of this Agreement giving rise to such termination.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
The parties acknowledge that the Business and assets of the Corporation, and the transactions contemplated by this Agreement, are unique
and that, if the parties fail to consummate the transactions contemplated by this Agreement, the parties may have no adequate remedy
at law. Purchaser and the Corporation shall each be entitled, in addition to its other remedies at law, to specific performance of this
Agreement if the other party shall, without cause, refuse to consummate the transactions contemplated by this Agreement.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">11.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Miscellaneous.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">11.1.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Expenses.
Except as otherwise provided in this Agreement, all costs and expenses incurred in connection with this Agreement will be paid by the
party incurring those costs or expenses.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">11.2.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Survival
of Representations, Warranties, and Agreements. All of the representations, warranties, covenants, promises and agreements of the parties
contained in this Agreement (or in any document delivered or to be delivered pursuant to this Agreement or in connection with the Closing)
shall survive the execution, acknowledgment, sealing and delivery of this Agreement for a period of three (3) years after Closing.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.5in; text-align: justify; text-indent: -0.5in"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">11.3.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Notices.
All notices, requests, demands, consents, and other communications which are required or may be given under this Agreement (such notices
shall be collectively hereinafter referred to as the &ldquo;Notices&rdquo;) shall be in writing and shall be given either (I) by personal
delivery against a receipted copy, or (ii) by certified or registered U.S. mail, return receipt requested, postage prepaid, to the following
addresses:</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(ii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;If
to the Seller:</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">Eric
Tan</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">2673
Salt Lake Drive</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">Jacksonville,
Florida 32211</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt"><U>eric@vasholesmtg.com</U></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">with
a copy to:</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">___________________________</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">___________________________</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(ii)
 &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;If to the Purchaser:</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">Bank
of Glen Burnie</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">101
Crain Highway S.E.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">Glen
Burnie, Maryland 21061</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">Attn:
Mark Hanna, President</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt"><U>mchanna@bogb.net</U></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">with
a copy to:</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">Alan
J. Hyatt, Esquire</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">Hyatt
 &amp; Weber, P.A.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">200
Westgate Circle, Suite 500</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">Annapolis,
Maryland 21401</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt"><U>ahyatt@hwlaw.com</U></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">or to such other
address of which written notice in accordance with this Section 8.2. shall have been provided by such party. Notices may only be given
in the manner hereinabove described in this Section 8.2. and shall be deemed received when given in such manner.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">11.4.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Set
Off Rights. Purchaser shall have the right (which survives Closing) to set off against payments due or forgiveness under the Note to
be given to Seller and described herein, or any other financial obligations payable to Seller by the Purchaser owing to the Seller from
Purchaser.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">11.5.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Entire
Agreement. This Agreement (including the Exhibits attached hereto) constitutes the full, entire and integrated agreement between the
parties hereto with respect to the subject matter hereof, and supersedes all prior negotiations, correspondence, understandings and agreements
among the parties hereto respecting the subject matter hereof.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">11.6.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Assignability.
This Agreement shall not be assignable by any party hereto without the prior written consent of the other parties hereto; provided, however,
that the Purchaser may, without the prior written consent of any other party, assign its interest in this Agreement to a corporation
or a limited liability Corporation to be formed, if such corporation undertakes to perform the Purchaser&rsquo;s obligations hereunder
that shall have been so assigned, and upon, from and after such assignment the Purchaser shall have no further liabilities, obligations
or duties in respect of the rights, obligations and duties so assigned.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">11.7.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Binding
Effect; Benefit. This Agreement shall inure to the benefit of and be binding upon the parties hereto, each other person who is indemnified
under any provision of this Agreement, and their respective heirs, personal and legal representatives, guardians, successors and, in
the case of Purchaser, its permitted assigns. Nothing in this Agreement, express or implied, is intended to confer upon any other person
any rights, remedies, obligations, or liabilities.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">11.8.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Severability.
Any provision of this Agreement which is held by a court of competent jurisdiction to be prohibited or unenforceable shall be ineffective
to the extent of such prohibition or unenforceability, without invalidating or rendering unenforceable the remaining provisions of this
Agreement.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">11.9.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Amendment;
Waiver. No provision of this Agreement may be amended, waived, or otherwise modified without the prior written consent of all of the
parties hereto. No action taken pursuant to this Agreement, including any investigation by or on behalf of any party, shall be deemed
to constitute a waiver by the party taking such action of compliance with any representation, warranty, covenant or agreement herein
contained. The waiver by any party hereto of a breach of any provision or condition contained in this Agreement shall not operate or
be construed as a waiver of any subsequent breach or of any other conditions hereof.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">11.10.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Section
Headings. The section and other headings contained in this Agreement are for reference purposes only and shall not affect the meaning
or interpretation of this Agreement.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">11.11.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Counterparts.
This Agreement may be executed in any number of counterparts, each of which shall be deemed to be an original and all of which together
shall be deemed to be one and the same instrument. The facsimile signature of any party hereto shall be deemed to be an original for
all purposes.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">11.12.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Applicable
Law. This Agreement is made and entered into, and shall be governed by and construed in accordance with, the laws of the Commonwealth
of Virginia.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">11.13.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Remedies.
The Seller agrees that, in the event of its breach of this Agreement, any claim for monetary damages hereunder being an inadequate remedy,
the Purchaser may apply for the specific performance of the provisions hereof in addition to any other legal or equitable remedy. In
the event of the Purchaser&rsquo;s breach of this Agreement, the Seller shall be entitled to retain the deposit, and pursue all legal
and equitable remedies, including an action for specific performance. No course of dealing and no delay on the part of any party hereto
in exercising any right, power or remedy shall operate as a waiver thereof or otherwise prejudice its rights, powers or remedies, and
no right, power or remedy conferred hereby shall be exclusive of any other right, power or remedy referred to herein or now or hereafter
available at law, in equity, by statute or otherwise.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">11.14.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;WAIVER
OF JURY TRIAL. EACH OF THE PARTIES HEREBY IRREVOCABLY WAIVES ANY AND ALL RIGHT TO TRIAL BY JURY IN ANY LEGAL PROCEEDING ARISING OUT OF
OR RELATED TO THIS AGREEMENT OR ANY OF THE TRANSACTIONS CONTEMPLATED HEREBY.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">11.15.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Further
Assurances. The Seller agrees to execute, acknowledge, seal and deliver, after the date hereof, without additional consideration, such
further assurances, instruments and documents, and to take such further actions, as the Purchaser may request in order to fulfill the
intent of this Agreement and the transactions contemplated hereby.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">11.16.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Use
of Genders. Whenever used in this Agreement, the singular shall include the plural and vice versa, and the use of any gender shall include
all genders and the neuter.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">12.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Definitions.
For the purposes of this Agreement the following terms have the respective meanings set forth below:</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">&quot;Acquisition
Proposal&rdquo; means any proposal, offer, inquiry or indication of interest from any Person relating to (i) a merger, joint venture,
consolidation, tender offer, recapitalization, reorganization, share exchange, business combination or similar transaction involving
the Corporation, or (ii) any acquisition by any Person resulting in, or proposal, offer, inquiry or indication of interest, which if
consummated would result in, any Person becoming the beneficial owner of, directly or indirectly, in one or a series of related transactions,
shares of Corporation, in each case, other than the transactions contemplated by this Agreement.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">&ldquo;Affiliate&rdquo;
means, with respect to any Person, any other Person directly or indirectly controlling, controlled by, or under common control with that
Person.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">&ldquo;Disclosure
Schedules&rdquo; means the disclosure schedules delivered to Purchaser prior to the execution of this Agreement (as it may be supplemented
by mutual written agreement prior to the Closing) that sets forth specific exclusions to the representations, warranties and covenants
of Seller in the Agreement and certain other information required by this Agreement.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">&ldquo;Environmental
Law&rdquo; means all federal, state and local laws, rules, regulations, common law, ordinances, decrees, orders, contracts and other
binding obligations relating to pollution (including the treatment, storage and disposal of wastes and the cleanup of releases and threatened
releases of materials), the preservation of the environment or the exposure to materials in the environment or workplace.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">&ldquo;ERISA&rdquo;
means the Employee Retirement Income Security Act of 1974, as amended, and the rules and regulations thereunder.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">&ldquo;Governmental
Authority&rdquo; means any nation or government, any state, territory or other political subdivision, any entity exercising executive,
legislative, judicial, regulatory or administrative functions of or pertaining to government, including the SEC or any other government
authority, agency, department, board, commission or instrumentality of the United States, any foreign government, any state or territory
of the United States or any political subdivision thereof, and any court, tribunal or arbitrator of competent jurisdiction, and any governmental
or non-governmental self-regulatory organization, agency or authority (including the Federal Deposit Insurance Corporation, FINRA, the
State Corporation Commission of the Commonwealth of Virginia, and the Department of Labor, Licensing &amp; Regulation of the State of
Maryland).</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">&ldquo;IRS&rdquo;
means the United States Internal Revenue Service.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">&ldquo;Knowledge&rdquo;
means, (i) with respect to Seller, the actual knowledge of Seller after due inquiry of the executive officers of the Corporation, and
(ii) with respect to Purchaser, the actual knowledge of any of the executive officers of Purchaser after due inquiry.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">&ldquo;Legal
Proceeding&rdquo; means any judicial, administrative or arbitration actions, suits, proceedings (public, private, civil or criminal),
claims, complaints, disputes, investigations, actions or governmental proceedings.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">&ldquo;Law&rdquo;
means a domestic or foreign federal, state or local statute, law, ordinance, rule, administrative interpretation, regulation, order,
writ, injunction, directive, judgment, decree, policy, guideline or other requirement of any Governmental Authority.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">&ldquo;Lien&rdquo;
means any mortgage, pledge, deed of trust, lien (including, without limitation, environmental and tax liens), charge, adverse claim,
security interest, title defect, encumbrance, charge or similar restriction, lease, sublease, option, easement, encroachment or other
adverse claim of any kind, including without limitation any restriction on the use, voting, transfer, receipt of income or other exercise
of any attributes of ownership or encumbrance, other than a result of U.S. federal securities laws.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">&ldquo;Material
Adverse Effect&rdquo; means a material adverse effect on the condition (financial or otherwise), business, assets, liabilities or results
of operations of the Corporation other than any adverse change, event, development, or effect (whether short-term or long-term) arising
from or relating to (i) general business, capital markets or economic conditions, (ii) national or international political or social
conditions, including the engagement by the United States in hostilities, whether or not pursuant to the declaration of a national emergency
or war, or the occurrence of any military or terrorist attack upon the U.S., or any of its territories, possessions, or diplomatic or
consular offices or upon any military installation, equipment or personnel of the U.S., (iii) financial, banking or securities markets
(including any disruption thereof and any decline in the price of any security or any market index), (iv) changes in U.S. generally accepted
accounting principles announced or initially proposed after the date hereof, (v) changes in laws, rules, regulations, orders, or other
binding directives issued by any governmental entity announced or initially proposed after the date hereof, or (vi) the taking of any
action expressly required by this Agreement or any agreement contemplated by this Agreement; provided, however, that if any event, change,
circumstance, effect, occurrence, condition, state of facts or development described in any of clauses (i) through (vi) has a disproportionate
effect on the Corporation relative to other participants in the industry in which the Corporation operates, the disproportionate impact
thereof may be taken into account in determining whether there has been, or would reasonably be expected to be, a Material Adverse Effect.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">&ldquo;Person&rdquo;
means an individual, corporation, partnership, limited liability company, association, trust or other entity or organization, including
a government or political subdivision or an agency or instrumentality thereof.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">&ldquo;Tax&rdquo;
or &ldquo;Taxes&rdquo; means (a) all foreign, U.S. federal, state or local taxes, fees or other similar assessments, levies or other
charges including, without limitation, all gross income, net income, gross receipts, minimum, alternative minimum, franchise, withholding,
unemployment insurance, social security, sales, use, excise, real and personal property, municipal, capital, stamp, transfer, license,
payroll, service, occupation, ad valorem, net worth, disability, estimated, severance, VAT and workers' compensation taxes, or any liability
for any of the foregoing together with all interest, penalties and additions imposed by any Governmental Authority responsible for the
imposition or administration of any Tax (foreign or domestic) (a &ldquo;Taxing Authority&rdquo;); and (b) liability for the payment of
any amounts of the type described in clause (a) as a result of being a party to any agreement or any express or implied obligation to
indemnify another Person.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">&ldquo;Tax
Return&rdquo; means all returns, claims for refund, information returns, estimates, declarations, statements, certifications, forms,
reports or other information filed or required to be filed with any Taxing Authority (including all schedules and other information attached
thereto, and including any amendment thereof).</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">&ldquo;Treasury
Regulations&rdquo; means the regulations promulgated under the Code.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 10pt">[Signatures appear
on following page]</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&#8239;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">IN
WITNESS WHEREOF, the parties hereto have executed and delivered this Agreement under seal, with the intention of making it a sealed instrument,
on the date first above written.</FONT></P>

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</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>5
<FILENAME>glbz-20250305_pre.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII" standalone="no"?>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>7
<FILENAME>R1.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Cover<br></strong></div></th>
<th class="th"><div>Mar. 05, 2025</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CoverAbstract', window );"><strong>Cover [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">8-K<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">Mar.  05,  2025<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="text">0-24047<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">GLEN BURNIE BANCORP<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0000890066<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Entity Tax Identification Number</a></td>
<td class="text">52-1782444<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation, State or Country Code</a></td>
<td class="text">MD<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address, Address Line One</a></td>
<td class="text">101 Crain Highway<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressAddressLine2', window );">Entity Address, Address Line Two</a></td>
<td class="text">S.E.<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address, City or Town</a></td>
<td class="text">Glen Burnie<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressStateOrProvince', window );">Entity Address, State or Province</a></td>
<td class="text">MD<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address, Postal Zip Code</a></td>
<td class="text">21061<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">410<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">766-3300<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_WrittenCommunications', window );">Written Communications</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SolicitingMaterial', window );">Soliciting Material</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementTenderOffer', window );">Pre-commencement Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementIssuerTenderOffer', window );">Pre-commencement Issuer Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Common Stock<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">GLBZ<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NASDAQ<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="text">false<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CoverAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Cover page.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CoverAbstract</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Period Type:</strong></td>
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</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period. The format of the date is YYYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
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<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine2">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Address Line 2 such as Street or Suite number</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine2</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressStateOrProvince">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the state or province.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressStateOrProvince</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:stateOrProvinceItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:employerIdItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LocalPhoneNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 13e<br> -Subsection 4c<br></p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.</p></div>
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