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BANK LOANS (Tables)
12 Months Ended
Mar. 31, 2025
Debt Disclosure [Abstract]  
SCHEDULE OF BANK LOANS

The bank loans consisted of the following at March 31, 2025:

 

Bank Name  Principal
Amount
  Amount –
HKD
   Amount –
USD
   Issuance
Date
  Expiration
Date
  Interest
Standard Chartered Bank (Hong Kong) Limited  HKD4,574,286   3,984,348    510,814   2022-09-08  2033-09-08  Hong Kong Prime Rate – 2.5%
Standard Chartered Bank (Hong Kong) Limited  HKD3,841,452   3,430,440    439,800   2022-12-06  2033-12-06  Hong Kong Prime Rate – 2.5%
Total      7,414,788    950,614          

 

The bank loans consisted of the following at March 31, 2024:

 

Bank Name   Principal
Amount
  Amount –
HKD
    Amount –
USD
    Issuance
Date
  Expiration
Date
  Interest
Standard Chartered Bank (Hong Kong) Limited   HKD4,574,286     4,382,744       561,890     2022-09-08   2033-09-08   Hong Kong Prime Rate – 2.5%
Standard Chartered Bank (Hong Kong) Limited   HKD3,841,452     3,761,388       482,229     2022-12-06   2033-12-06   Hong Kong Prime Rate – 2.5%
Total         8,144,132       1,044,119              
SCHEDULE OF MATURITIES OF BANK BORROWING

The following are the maturities of the above borrowings, which include principal of bank borrowing as of March 31, 2025:

 

   Amount 
   USD 
Years ending March 31,     
2026   98,201 
2027   101,186 
2028   104,261 
2029   107,430 
2030 and thereafter   539,536 
Total Bank Borrowings   950,614