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Proc-Type: 2001,MIC-CLEAR
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<SEC-DOCUMENT>0001089355-00-000267.txt : 20000223
<SEC-HEADER>0001089355-00-000267.hdr.sgml : 20000223
ACCESSION NUMBER:		0001089355-00-000267
CONFORMED SUBMISSION TYPE:	DFAN14A
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		20000222

SUBJECT COMPANY:	

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CARVER BANCORP INC
		CENTRAL INDEX KEY:			0001016178
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035]
		IRS NUMBER:				133904174
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			0331

	FILING VALUES:
		FORM TYPE:		DFAN14A
		SEC ACT:		
		SEC FILE NUMBER:	001-13007
		FILM NUMBER:		550462

	BUSINESS ADDRESS:	
		STREET 1:		75 W 125TH ST
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10027-4512
		BUSINESS PHONE:		2128764747

	MAIL ADDRESS:	
		STREET 1:		75 W 125TH ST
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10027-4512

FILED BY:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			BOSTON BANK OF COMMERCE
		CENTRAL INDEX KEY:			0001082070
		STANDARD INDUSTRIAL CLASSIFICATION:	UNKNOWN SIC - 0000 [0000]
		IRS NUMBER:				042764211
		STATE OF INCORPORATION:			MA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		DFAN14A

	BUSINESS ADDRESS:	
		STREET 1:		133 FEDERAL STREET
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02110
		BUSINESS PHONE:		6174574400

	MAIL ADDRESS:	
		STREET 1:		133 FEDERAL STREET
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02110
</SEC-HEADER>
<DOCUMENT>
<TYPE>DFAN14A
<SEQUENCE>1
<DESCRIPTION>DFAN14A
<TEXT>


                            SCHEDULE 14A INFORMATION
                Proxy Statement Pursuant to Section 14(a) of the
                        Securities Exchange Act of 1934

Filed by the Registrant [ ]

Filed by a Party other than the Registrant [X]

Check the appropriate box:

[ ]     Preliminary Proxy Statement
[ ]     Confidential, for Use of the Commission Only
        (as permitted by Rule 14a-6(e)(2))
[ ]     Definitive Proxy Statement
[x]     Definitive Additional Materials
[ ]     Soliciting Materials Pursuant to ss. 240.14a-12

                              Carver Bancorp, Inc.
- --------------------------------------------------------------------------------

                (Name of Registrant as Specified in its Charter)

                             Boston Bank of Commerce
- --------------------------------------------------------------------------------

       (Name of Person(s) Filing Proxy Statement if other than Registrant)

Payment of Filing Fee (Check the appropriate box):

[ ]  No fee required.

[ ]  Fee computed on table below per Exchange Act Rules 14a-6(i)(4) and 0-11.

         1)      Title of each class of securities to which transaction applies:
                 ------------------------------------------------------------

         2)      Aggregate number of securities to which transaction applies:
                 ------------------------------------------------------------

         3)      Per unit price or other underlying value of transaction
                 computed pursuant to Exchange Act Rule 0- 11(Set forth the
                 amount on which the filing fee is calculated and state how it
                 was determined):
                 ------------------------------------------------------------

         4)      Proposed maximum aggregate value of transaction:
                 ------------------------------------------------------------

         5)      Total fee paid:
                 ------------------------------------------------------------

[ ]  Fee paid previously with preliminary materials.
[ ]  Check box if any part of the fee is offset as provided by Exchange Act Rule
0-11(a)(2) and identify the filing for which the offsetting fee was paid
previously. Identify the previous filing by registration statement number, or
the Form or Schedule and the date of its filing.

         1)      Amount Previously Paid:


         2)      Form, Schedule or Registration Statement No.:


         3)      Filing Party:


         4)      Date Filed:


<PAGE>

FOR IMMEDIATE RELEASE

                                            Contact: Robert Patrick Cooper
                                            (617) 457-4415 or bcooper@bboc.com

   Boston Bank of Commerce Will Attend Community Forum on the Future of Carver
         Organized by Reverend Calvin Butts, Abyssinian Baptist Church

    Cohee and Williams welcome opportunity to discuss their vision for Carver


Boston, February 21, 2000 - Boston Bank of Commerce (BBOC) announces that
Reverend Calvin Butts of Abyssinian Baptist Church in Harlem, New York has
invited Kevin Cohee and Teri Williams to attend an open community forum to
discuss the future of Carver Bancorp, Inc. (AMEX: CNY). Reverend Butts believes
Carver's shareholders' decision on February 24th concerning the election of
directors is a significant event for the Harlem community and the African- and
Caribbean-American communities of New York.

Kevin Cohee and Teri Williams immediately accepted Reverend Butts' invitation
and look forward to sharing their vision for Carver. Kevin Cohee, Chairman and
CEO of BBOC and Teri Williams, Senior Vice President of BBOC are seeking two
seats on Carver's eight-person board. Boston Bank of Commerce, the only
black-owned interstate bank in the country, is the beneficial owner of 7.4% of
Carver's common stock.

Kevin Cohee states, "Carver can serve a significant role in developing African-
and Caribbean-American communities in New York by improving its performance -
both its financial performance and the quality of services it provides to its
existing customers. We believe our experience turning around two black-owned
banks will be invaluable to Carver and look forward to sharing our vision for
Carver with the community."

Despite Carver's attempt to divide the African- and Caribbean-American
communities, by focusing on New York vs. Boston, shareholders recognize the
leadership and successful track record Mr. Cohee and Ms. Williams can bring to
Carver. The current Carver board and management have come under mounting
pressure to improve Carver's performance and corporate governance and prevent a
recurrence of the failure of Freedom National Bank.

According to Ms. Williams, "Carver cannot succeed without the support of the
African- and Caribbean American communities. We are very excited about the
opportunity to share our experience and vision at this important community
event. "

The community forum will be held at Abyssinian Baptist Church, 132 Odell Clark
Place, New York, NY on Tuesday, February 22, 2000 from 7:00 to 9:00 PM.

                                       ###


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