XML 163 R39.htm IDEA: XBRL DOCUMENT v2.4.0.8
Stockholders' Equity (Tables)
12 Months Ended
Mar. 31, 2013
Capital amounts and ratios [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]
The table below presents the capital position of the Bank at March 31, 2013.

 
 
 
Tier 1
 
Tier 1
 
Total
($ in thousands)
 
 
Leverage Capital Ratio
 
Risk-Based Capital Ratio
 
Risk-Based Capital Ratio
GAAP Capital at March 31, 2013

 
$
66,116

 
$
66,116

 
$
66,116

Add:
 
 
 
 
 
 
 
   General valuation allowances
 
 

 

 
4,900

   Qualifying subordinated debt
 
 

 

 
5,000

   Other
 
 
474

 
474

 
474

Deduct:
 
 

 

 

   Unrealized gains on securities available-for-sale, net
 
 
1,064

 
1,064

 
1,064

Regulatory Capital
 
 
$
65,526

 
$
65,526

 
$
75,426

Minimum Capital requirement
 
 
57,501

 
50,152

 
50,152

Regulatory Capital Excess
 
 
$
8,025

 
$
15,374

 
$
25,274

 
 
 
 
 
 
 
 
Capital Ratios
 
 
10.26
%
 
16.99
%
 
19.55
%