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Deposits (Notes) | 12 Months Ended
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Mar. 31, 2014
Deposits [Abstract] |
Deposit Liabilities Disclosures [Text Block] | DEPOSITS Deposit balances and weighted average stated interest rates as of March 31 are as follows:
| 2014 |  | 2013
$ in thousands | Amount |  | Percent of Total Deposits |  | Weighted Average Rate |  | Amount |  | Percent of Total Deposits |  | Weighted Average Rate
Non-interest-bearing demand | $ | 53,232 |  |  | 10.45 | % |  | — | % |  | $ | 58,239 |  |  | 11.75 | % |  | — | %
Interest-bearing checking | 24,271 |  |  | 4.77 |  |  | 0.16 |  |  | 25,927 |  |  | 5.23 |  |  | 0.16 |
Savings | 98,051 |  |  | 19.25 |  |  | 0.27 |  |  | 98,066 |  |  | 19.78 |  |  | 0.26 |
Money market savings account | 127,655 |  |  | 25.06 |  |  | 0.46 |  |  | 113,259 |  |  | 22.85 |  |  | 0.67 |
Certificates of deposit | 203,907 |  |  | 40.03 |  |  | 1.01 |  |  | 198,089 |  |  | 39.96 |  |  | 1.16 |
Mortgagors deposits | 2,250 |  |  | 0.44 |  |  | 1.73 |  |  | 2,136 |  |  | 0.43 |  |  | 1.80 |
Total | $ | 509,366 |  |  | 100.00 | % |  | 0.59 | % |  | $ | 495,716 |  |  | 100.00 | % |  | 0.68 | %
Scheduled maturities of certificates of deposit for the year ended March 31, 2014 are as follows:
$ in thousands |  | Period to Maturity
Rate |  | < 1 Yr. |  | 1-2 Yrs. |  | 2-3 Yrs. |  | 3+ Yrs. |  | Total 2014 |  | Percent of Total
0% - 0.99% |  | $ | 84,902 |  |  | $ | 6,683 |  |  | $ | 2,662 |  |  | $ | 8,299 |  |  | $ | 102,546 |  |  | 50.29 | %
1% - 1.99% |  | 34,216 |  |  | 16,477 |  |  | 18,222 |  |  | 11,584 |  |  | 80,499 |  |  | 39.48 |
2% - 3.99% |  | 5,309 |  |  | 10,496 |  |  | 4,762 |  |  | 236 |  |  | 20,803 |  |  | 10.20 |
4% and over |  | 55 |  |  | — |  |  | — |  |  | 4 |  |  | 59 |  |  | 0.03 |
Total |  | $ | 124,482 |  |  | $ | 33,656 |  |  | $ | 25,646 |  |  | $ | 20,123 |  |  | $ | 203,907 |  |  | 100.00 | %
The following table represents the amount of certificates of deposit of $100,000 or more at March 31, 2014 maturing during the periods indicated:
$ in thousands |
Maturing: |
April 1, 2014 to June 30, 2014 | $ | 25,521 |
July 1, 2014 to September 30, 2014 | 14,506 |
October 1, 2014 to March 31, 2015 | 51,147 |
April 1, 2015 and beyond | 63,489 |
Total | $ | 154,663 |
Interest expense on deposits is as follows for the years ended March 31:
$ in thousands | 2014 |  | 2013 |  | 2012
Interest-bearing checking | $ | 40 |  |  | $ | 42 |  |  | $ | 42 |
Savings and clubs | 256 |  |  | 259 |  |  | 274 |
Money market savings | 536 |  |  | 739 |  |  | 838 |
Certificates of deposit | 1,938 |  |  | 2,441 |  |  | 2,848 |
Mortgagors deposits | 34 |  |  | 37 |  |  | 38 |
| 2,804 |  |  | 3,518 |  |  | 4,040 |
Penalty for early withdrawal of certificates of deposit | (7 | ) |  | (10 | ) |  | (17 | )
Total interest expense | $ | 2,797 |  |  | $ | 3,508 |  |  | $ | 4,023 |

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- Definition The entire disclosure for deposit liabilities including data and tables. It may include a description of the entity's deposit liabilities, the aggregate amount of time deposits (including certificates of deposit) in denominations of $100,000 or more at the balance sheet date; the aggregate amount of any demand deposits that have been reclassified as loan balances, such as overdrafts, at the balance sheet date; deposits that are received on terms other than those in the normal course of business, the amount of accrued interest on deposit liabilities; securities, mortgage loans or other financial instruments that serve as collateral for deposits; for time deposits having a remaining term of more than one year, the aggregate amount of maturities for each of the five years following the balance sheet date; and the weighted average interest rate for all deposit liabilities held by the entity. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 405 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=6479006&loc=d3e64164-112818 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.12) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 + Details
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