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Commitments and Contingencies Commitments and Contingencies (Tables)
12 Months Ended
Mar. 31, 2014
Commitments and Contingencies Disclosure [Abstract]  
Commitments [Table Text Block]
The Bank had outstanding lending commitments and contractual obligations at March 31 as follows:
$ in thousands
2014
 
2013
Commitments to fund mortgage loans
$
5,750

 
$
13,709

Commitments to fund commercial and consumer loans

 
8,748

Lines of credit
6,140

 
3,560

Letters of credit
245

 
334

 
$
12,135

 
$
26,351

Pending Repurchase Request by counterparty [Table Text Block]
The following table presents information on open requests from FNMA. The amounts presented are based on outstanding loan principal balances.
$ in thousands
 
Loans sold to FNMA
Open claims as of March 31, 2013
 
$
4,851

Gross new demands received
 
1,071

Loans repurchased/made whole
 
(2,244
)
Demands rescinded
 
(1,582
)
Principal payments received on open claims
 
(21
)
Open claims as of March 31, 2014 (1)
 
$
2,075

Changes representation and warranty reserves [Table Text Block]
The table below summarizes changes in our representation and warranty reserves during fiscal 2014.
$ in thousands
 
March 31, 2014
Representation and warranty repurchase reserve, as of March 31, 2013 (1)
 
$
1,125

Net recovery for repurchase losses (2)
 
(773
)
Net realized losses (2)
 
(65
)
Representation and warranty repurchase reserve, as of March 31, 2014 (1)
 
$
287

Schedule of Future Minimum Rental Payments for Operating Leases [Table Text Block]
Lease Commitments.  Rentals under long-term operating leases for certain branches aggregated approximately $1.5 million, $1.8 million and $1.7 million for fiscal years 2014, 2013, and 2012, respectively. As of March 31, 2014, minimum rental commitments under all non-cancelable leases with initial or remaining terms of more than one year and expiring through 2025 follow:
$ in thousands
 
 
 
 
 
 
Year Ending March 31,
 
Minimum
Rental
 
Sublet
Income
 
Net
2014
 
$
1,526

 
$
24

 
$
1,502

2015
 
1,558

 

 
1,558

2016
 
1,515

 

 
1,515

2017
 
1,543

 

 
1,543

2018
 
1,130

 

 
1,130

Thereafter
 
4,397

 

 
4,397

 
 
$
11,669

 
$
24

 
$
11,645