XML 72 R36.htm IDEA: XBRL DOCUMENT v3.2.0.727
Stockholders' Equity (Tables)
12 Months Ended
Mar. 31, 2015
Stockholders' Equity Note [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]
The table below presents the capital position of the Bank at March 31, 2015 and 2014.
 
 
At March 31, 2015
 
 
Tier 1 Leverage
 
Common Tier 1
 
Tier 1 Risk-Based Capital
 
Total Risk-Based Capital
($ in thousands)
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
Regulatory capital
 
$
67,244

 
10.85
%
 
$
67,244

 
15.10
%
 
$
67,244

 
15.10
%
 
$
74,738

 
16.78
%
Minimum capital requirement
 
24,793

 
4.00
%
 
20,045

 
4.50
%
 
26,727

 
6.00
%
 
35,636

 
8.00
%
Excess
 
42,451

 
6.85
%
 
47,199

 
10.60
%
 
40,517

 
9.10
%
 
39,102

 
8.78
%
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 


 
 
At March 31, 2014
 
 
Tier 1 Leverage
 
Tier 1 Risk-Based Capital
 
Total Risk-Based Capital
($ in thousands)
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
Regulatory capital
 
$
66,648

 
10.38
%
 
$
66,648

 
17.55
%
 
$
76,429

 
20.12
%
Minimum capital requirement
 
57,771

 
9.00
%
 
49,382

 
13.00
%
 
49,382

 
13.00
%
Excess
 
8,877

 
1.38
%
 
17,266

 
4.55
%
 
27,047

 
7.12
%