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Deposits (Notes) | 12 Months Ended
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Mar. 31, 2016
Deposits [Abstract] |
Deposit Liabilities Disclosures [Text Block] | DEPOSITS Deposit balances and weighted average stated interest rates as of March 31 are as follows:
| 2016 |  | 2015
$ in thousands | Amount |  | Percent of Total Deposits |  | Weighted Average Rate |  | Amount |  | Percent of Total Deposits |  | Weighted Average Rate
Non-interest-bearing demand | $ | 56,634 |  |  | 9.32 | % |  | — | % |  | $ | 50,731 |  |  | 9.61 | % |  | — | %
Interest-bearing checking | 33,106 |  |  | 5.46 |  |  | 0.16 |  |  | 30,860 |  |  | 5.85 |  |  | 0.16 |
Savings | 95,230 |  |  | 15.70 |  |  | 0.27 |  |  | 95,009 |  |  | 18.00 |  |  | 0.27 |
Money market savings account | 163,380 |  |  | 26.93 |  |  | 0.52 |  |  | 148,702 |  |  | 28.18 |  |  | 0.49 |
Certificates of deposit | 255,854 |  |  | 42.17 |  |  | 0.92 |  |  | 200,123 |  |  | 37.92 |  |  | 0.93 |
Mortgagors deposits | 2,537 |  |  | 0.42 |  |  | 1.22 |  |  | 2,336 |  |  | 0.44 |  |  | 1.53 |
Total | $ | 606,741 |  |  | 100.00 | % |  | 0.59 | % |  | $ | 527,761 |  |  | 100.00 | % |  | 0.55 | %
Scheduled maturities of certificates of deposit for the year ended March 31, 2016 are as follows:
$ in thousands |  | Period to Maturity
Rate |  | < 1 Yr. |  | 1-2 Yrs. |  | 2-3 Yrs. |  | 3+ Yrs. |  | Total 2016 |  | Percent of Total
0% - 0.99% |  | $ | 105,286 |  |  | $ | 6,328 |  |  | $ | 4,950 |  |  | $ | 4,125 |  |  | $ | 120,689 |  |  | 47.17 | %
1% - 1.99% |  | 36,495 |  |  | 44,643 |  |  | 39,473 |  |  | 8,187 |  |  | 128,798 |  |  | 50.34 |
2% - 3.99% |  | 5,299 |  |  | 9 |  |  | 822 |  |  | 233 |  |  | 6,363 |  |  | 2.49 |
4% and over |  | — |  |  | — |  |  | — |  |  | 4 |  |  | 4 |  |  | — |
Total |  | $ | 147,080 |  |  | $ | 50,980 |  |  | $ | 45,245 |  |  | $ | 12,549 |  |  | $ | 255,854 |  |  | 100.00 | %
The following table represents the amount of certificates of deposit of $100,000 or more at March 31, 2016 maturing during the periods indicated:
$ in thousands |
Maturing: |
April 1, 2016 to June 30, 2016 | $ | 64,469 |
July 1, 2016 to September 30, 2016 | 9,842 |
October 1, 2016 to March 31, 2017 | 50,512 |
April 1, 2017 and beyond | 91,878 |
Total | $ | 216,701 |
Interest expense on deposits is as follows for the years ended March 31:
$ in thousands | 2016 |  | 2015
Interest-bearing checking | $ | 52 |  |  | $ | 45 |
Savings and clubs | 253 |  |  | 255 |
Money market savings | 844 |  |  | 692 |
Certificates of deposit | 2,099 |  |  | 1,836 |
Mortgagors deposits | 28 |  |  | 30 |
| 3,276 |  |  | 2,858 |
Penalty for early withdrawal of certificates of deposit | (7 | ) |  | (5 | )
Total interest expense | $ | 3,269 |  |  | $ | 2,853 |

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- Definition The entire disclosure for deposit liabilities including data and tables. It may include a description of the entity's deposit liabilities, the aggregate amount of time deposits (including certificates of deposit) in denominations of $100,000 or more at the balance sheet date; the aggregate amount of any demand deposits that have been reclassified as loan balances, such as overdrafts, at the balance sheet date; deposits that are received on terms other than those in the normal course of business, the amount of accrued interest on deposit liabilities; securities, mortgage loans or other financial instruments that serve as collateral for deposits; for time deposits having a remaining term of more than one year, the aggregate amount of maturities for each of the five years following the balance sheet date; and the weighted average interest rate for all deposit liabilities held by the entity. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 405 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=50488274&loc=d3e64164-112818 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.12) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 + Details
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