Commitments and Contingencies Commitments and Contingencies (Tables)

12 Months Ended

Mar. 31, 2016

Commitments and Contingencies Disclosure [Abstract]

The following table reflects the Bank's outstanding lending commitments and contractual obligations as of March 31:



$ in thousands	2016		2015
Commitments to fund mortgage loans	$	15,568	$	30,972
Commitments to fund commercial and consumer loans	3,000		8,963
Lines of credit	6,144		5,355
Letters of credit	234		234
Commitment to fund private equity investment	852		—
	$	25,798	$	45,524

Pending Repurchase Request by counterparty [Table Text Block]

The following table presents information on open requests from FNMA. The amounts presented are based on outstanding loan principal balances.



$ in thousands	Loans sold to FNMA
Open claims as of March 31, 2015 ⁽¹⁾	$	2,045
Gross new demands received	—
Loans repurchased/made whole	—
Demands rescinded	—
Principal payments received on open claims	36
Open claims as of March 31, 2016 ⁽¹⁾	$	2,009

Changes representation and warranty reserves [Table Text Block]

The table below summarizes changes in our representation and warranty reserves during fiscal 2016.



$ in thousands	March 31, 2016
Representation and warranty repurchase reserve, as of March 31, 2015 ⁽¹⁾	$	406
Net recovery of repurchase losses ⁽²⁾	(220		)
Net realized losses ⁽²⁾	—
Representation and warranty repurchase reserve, as of March 31, 2016 ⁽¹⁾	$	186

Schedule of Future Minimum Rental Payments for Operating Leases [Table Text Block]

Lease Commitments. Rentals under long-term operating leases for certain branches aggregated approximately $1.5 million, $1.6 million and $1.5 million for fiscal years 2016, 2015, and 2014, respectively. As of March 31, 2016, minimum rental commitments under all non-cancelable leases with initial or remaining terms of more than one year and expiring through 2030 follow:



$ in thousands
Year Ending March 31,	Minimum Rental
2017	1,305
2018	1,253
2019	1,089
2020	569
Thereafter	825
	$	5,041