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Commitments and Contingencies Commitments and Contingencies (Tables) | 12 Months Ended
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Mar. 31, 2019
Commitments and Contingencies Disclosure [Abstract] |
Commitments | The following table reflects the Bank's outstanding lending commitments and contractual obligations as of March 31:
$ in thousands | 2019 |  | 2018
Commitments to fund commercial and consumer loans | $ | 1,775 |  |  | $ | 2,457 |
Lines of credit | 2,571 |  |  | 3,939 |
Letters of credit | — |  |  | 69 |
Commitment to fund private equity investment | 640 |  |  | 640 |
| $ | 4,986 |  |  | $ | 7,105 |
Pending Repurchase Requests | The following table presents information on open requests from FNMA. The amounts presented are based on outstanding loan principal balances.
$ in thousands |  | Loans sold to FNMA
Open claims as of March 31, 2018 (1) |  | $ | 2,013 |
Gross new demands received |  | — |
Loans repurchased/made whole |  | — |
Demands rescinded |  | — |
Advances on open claims |  | — |
Principal payments received on open claims |  | (31 | )
Open claims as of March 31, 2019 (1) |  | $ | 1,982 |
(1) | The open claims include all open requests received by the Bank where either FNMA has requested loan files for review, where FNMA has not formally rescinded the repurchase request or where the Bank has not agreed to repurchase the loan. The amounts reflected in this table are the unpaid principal balance and do not incorporate any losses the Bank would incur upon the repurchase of these loans.
Representation and warranty reserves | The table below summarizes changes in our representation and warranty reserves during fiscal 2019.
$ in thousands |  | March 31, 2019
Representation and warranty repurchase reserve, March 31, 2018 (1) |  | $ | 205 |
Net provision of repurchase losses (2) |  | 21 |
Representation and warranty repurchase reserve, March 31, 2019 (1) |  | $ | 226 |
(1) Reported in consolidated statements of financial condition as a component of other liabilities. (2) Component of other non-interest expense.
Lease Commitments | Lease Commitments. Rentals under long-term operating leases for certain branches aggregated approximately $2.4 million and $1.4 million for fiscal years 2019 and 2018, respectively. As of March 31, 2019, minimum rental commitments under all non-cancelable leases with initial or remaining terms of more than one year and expiring through 2029 follow:
$ in thousands |  |
Year Ending March 31, |  |
2020 |  | $ | 2,761 |
2021 |  | 2,686 |
2022 |  | 2,428 |
2023 |  | 2,290 |
2024 |  | 2,289 |
Thereafter |  | 8,572 |
|  | $ | 21,026 |

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- Definition Tabular disclosure of future minimum payments required in the aggregate and for each of the five succeeding fiscal years for operating leases having initial or remaining noncancelable lease terms in excess of one year and the total minimum rentals to be received in the future under noncancelable subleases as of the balance sheet date. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 840 -SubTopic 20 -Section 50 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=77902758&loc=d3e41502-112717 + Details
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