Carver Bancorp Inc.-Parent Company Only Carver Bancorp Inc.-Parent Company Only (Tables)

12 Months Ended

Mar. 31, 2019



	As of March 31,
$ in thousands	2019		2018
Assets
Cash on deposit with subsidiaries	$	495	$	494
Investment in subsidiaries	62,340		66,235
Other assets	121		66
Total assets	$	62,956	$	66,795

Liabilities and Stockholders' Equity
Borrowings	$	13,403	$	13,403
Accounts payable to subsidiaries	563		393
Other liabilities	1,854		1,028
Total liabilities	$	15,820	$	14,824

Stockholders’ equity	$	47,136	$	51,971
Total liabilities and stockholders’ equity	$	62,956	$	66,795



	Years Ended March 31,
$ in thousands	2019			2018
Income
Equity in net (loss) income from subsidiaries	$	(4,968	)	$	6,097
Other income	26			20
Total (loss) income	(4,942		)	6,117
Expenses
Interest expense on borrowings	819			624
Shareholder expense	73			49
Other	102			90
Total expense	994			763
Net (loss) income	$	(5,936	)	$	5,354
Comprehensive (loss) income	$	(4,870	)	$	4,568



	Years Ended March 31,
$ in thousands	2019			2018
Cash Flows From Operating Activities
Net (loss) income	$	(5,936	)	$	5,354
Adjustments to reconcile net loss to net cash from operating activities:
Equity in net loss (income) of subsidiaries	4,968			(6,097		)
Increase in account receivable from subsidiaries	(30		)	—
Increase in other assets	(25		)	(51		)
Increase in accounts payable to subsidiaries	170			166
Increase in other liabilities	824			630
Net cash (used in) provided by operating activities	(29		)	2

Cash Flows From Financing Activities
Restricted stock vesting	30			—
Net cash provided by financing activities	30			—

Net increase in cash	1			2
Cash and cash equivalents – beginning	494			492
Cash and cash equivalents – ending	$	495		$	494