<SEC-DOCUMENT>0001607062-22-000735.txt : 20221212
<SEC-HEADER>0001607062-22-000735.hdr.sgml : 20221212
<ACCEPTANCE-DATETIME>20221212095808
ACCESSION NUMBER:		0001607062-22-000735
CONFORMED SUBMISSION TYPE:	SC 13D
PUBLIC DOCUMENT COUNT:		3
FILED AS OF DATE:		20221212
DATE AS OF CHANGE:		20221212

SUBJECT COMPANY:	

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CARVER BANCORP INC
		CENTRAL INDEX KEY:			0001016178
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035]
		IRS NUMBER:				133904174
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			0331

	FILING VALUES:
		FORM TYPE:		SC 13D
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	005-48913
		FILM NUMBER:		221456425

	BUSINESS ADDRESS:	
		STREET 1:		75 W 125TH ST
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10027-4512
		BUSINESS PHONE:		2128764747

	MAIL ADDRESS:	
		STREET 1:		75 W 125TH ST
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10027-4512

FILED BY:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Dream Chasers Capital Group LLC
		CENTRAL INDEX KEY:			0001914524
		IRS NUMBER:				880569906
		STATE OF INCORPORATION:			DE

	FILING VALUES:
		FORM TYPE:		SC 13D

	BUSINESS ADDRESS:	
		STREET 1:		45 WALL STREET
		STREET 2:		27 FLOOR
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10005
		BUSINESS PHONE:		9179692814

	MAIL ADDRESS:	
		STREET 1:		45 WALL STREET
		STREET 2:		27 FLOOR
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10005
</SEC-HEADER>
<DOCUMENT>
<TYPE>SC 13D
<SEQUENCE>1
<FILENAME>carver120922formsch13d.htm
<DESCRIPTION>SCHEDULE 13D
<TEXT>
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<HEAD>
     <TITLE></TITLE>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>UNITED
STATES</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>SECURITIES
AND EXCHANGE COMMISSION</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Washington,
D.C. 20549</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>SCHEDULE
13D</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Under
the Securities Exchange Act of 1934</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><U>Carver
Bancorp, Inc.</U></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(Name
of Issuer)</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Common
Stock, par value $0.01 per share</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(Title&nbsp;of
Class of Securities)</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><U>146875604</U></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(CUSIP
Number)</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gregory
Antonius Lewis</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Chief
Executive Officer</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Dream
Chaser&rsquo;s Capital Group LLC</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">26
Broadway, 8<SUP>th</SUP> Floor</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New
York, NY 10004</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><U>917-969-2814</U></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(Name,
Address and Telephone Number of Person </FONT>Authorized to Receive Notices and Communications)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">With
copies to:</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"></FONT>Jeffrey P. Wofford</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Carmel, Milazzo &amp; Feil LLP</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">55 W 39<SUP>th </SUP>Street, 18<SUP>th</SUP> Floor</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New
York, NY </FONT>10018</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">212-658-0458</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">&nbsp;</P>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">December
12, 2022</FONT></P>

<DIV STYLE="font: 10pt Times New Roman, Times, Serif; border-top: Black 0.5pt solid; padding: 1pt 0in 0in"><P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(Date
of Event which Requires Filing of this Statement)</FONT></P>

</DIV>

<P STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"></FONT></P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">If the
filing person has previously filed a statement on Schedule 13G to report the acquisition that is the subject of this Schedule 13D, and
is filing this schedule because of &sect;&sect; 240.13d-1(e), 240.13d-1(f) or 240.13d-1(g), check the following box. &#9744;</FONT></P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">*The remainder
of this cover page shall be filled out for a reporting person's initial filing on this form with respect to the subject class of securities,
and for any subsequent amendment containing information which would alter disclosures provided in a prior cover page.</FONT></P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">The information
required on the remainder of this cover page shall not be deemed to be &quot;filed&quot; for the purpose of Section&nbsp;18 of the Securities
Exchange Act of 1934 (&quot;Act&quot;) or otherwise subject to the liabilities of that section of the Act but shall be subject to all
other provisions of the Act (however, see the Notes).</FONT></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
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<P STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"></FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2" STYLE="border-top: Black 1pt solid">1.&#9;Names of Reporting Persons<BR> Dream Chaser&rsquo;s Capital Grup LLC <BR></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2" STYLE="text-align: left">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2" STYLE="border-top: Black 1pt solid">2.&#9;Check the Appropriate Box if a Member of a Group (See Instructions)&#9;&nbsp; <BR>(a) &#9746;<BR>
    (b) &#9744;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2" STYLE="text-align: left">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2" STYLE="border-top: Black 1pt solid">3.&nbsp;SEC Use Only</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2" STYLE="text-align: left">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2" STYLE="border-top: Black 1pt solid">4.&#9;Source of Funds (See Instructions) WC<BR> <BR></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2" STYLE="text-align: left"></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2" STYLE="text-align: left"><P STYLE="border-top: Black 1pt solid">5.&#9;Check if Disclosure of Legal Proceedings is
Required Pursuant to Items 2(d) or 2(e) &#9744;</P></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2" STYLE="text-align: left">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2" STYLE="border-top: Black 1pt solid">6.&#9;Citizenship or Place of Organization<BR> Delaware</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2" STYLE="text-align: left">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-top: Black 1pt solid; width: 50%">Number of Shares Beneficially Owned by Each Reporting Person
    With</TD>
    <TD STYLE="border-top: Black 1pt solid; width: 50%">7. Sole Voting Power <BR>233,000</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: left; text-indent: -30.95pt; padding-left: 30.95pt"></TD>
    <TD STYLE="border-top: Black 1pt solid">8. Shared Voting Power<BR> 0</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: left; padding-left: 5.4pt"></TD>
    <TD STYLE="border-top: Black 1pt solid">9. Sole Dispositive Power <BR>0</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: left; text-indent: -30.95pt; padding-left: 30.95pt"></TD>
    <TD STYLE="border-top: Black 1pt solid">10. Shared Dispositive Power<BR> 0</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: left; text-indent: -30.95pt; padding-left: 30.95pt">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: left">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2" STYLE="border-top: Black 1pt solid">11.&#9;Aggregate Amount Beneficially Owned by Each Reporting Person<BR> 233,000</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2" STYLE="text-align: left">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2" STYLE="text-align: left"><P STYLE="border-top: Black 1pt solid">12.&#9;Check if the Aggregate Amount in Row (11)
Excludes Certain Shares (See Instructions) &#9744;</P></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2" STYLE="text-align: left">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2" STYLE="border-top: Black 1pt solid">13.&#9;Percent of Class Represented by Amount in Row (11)<BR> 5.51%</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2" STYLE="text-align: left">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2" STYLE="border-top: Black 1pt solid">14.&#9;Type of Reporting Person (See Instructions)<BR> CO</TD></TR>
  </TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<P STYLE="margin-top: 0; margin-bottom: 0"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2" STYLE="border-top: Black 1pt solid">1.&#9;Names of Reporting Persons<BR> Shawn Paul Herrera <BR> <BR></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2"><P STYLE="border-top: Black 1pt solid">2.&#9;Check the Appropriate Box if a Member of a Group (See Instructions)</P>
                    <P STYLE="margin-top: 0; margin-bottom: 0">(a) &#9746;<BR> (b)&#9;&#9744;</P></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2" STYLE="border-top: Black 1pt solid">3. SEC Use Only</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2" STYLE="border-top: Black 1pt solid">4.&#9;Source of Funds (See Instructions)<BR> PF</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2" STYLE="border-top: Black 1pt solid">5.&#9;Check if Disclosure of Legal Proceedings is Required Pursuant to Items
    2(d) or 2(e) &#9744;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2" STYLE="border-top: Black 1pt solid">6.&#9;Citizenship or Place of Organization<BR> USA</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 50%; text-align: left; padding-bottom: 1pt"><P STYLE="border-top: Black 1pt solid">Number of Shares Beneficially Owned by Each Reporting Person With</P></TD>
    <TD STYLE="border-top: Black 1pt solid; width: 50%">7. Sole Voting Power <BR>0</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: left; padding-bottom: 1pt; text-indent: -30.95pt; padding-left: 30.95pt"></TD>
    <TD STYLE="border-top: Black 1pt solid">8.&#9;Shared Voting Power<BR> 0</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: left; padding-bottom: 1pt; padding-left: 5.4pt"></TD>
    <TD STYLE="border-top: Black 1pt solid">9. Sole Dispositive Power <BR>71,000</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: left; padding-bottom: 1pt; text-indent: -30.95pt; padding-left: 30.95pt"></TD>
    <TD STYLE="border-top: Black 1pt solid">10.&#9;Shared Dispositive Power<BR> 0</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: left; padding-bottom: 1pt; text-indent: -30.95pt; padding-left: 30.95pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2" STYLE="border-top: Black 1pt solid">11.&#9;Aggregate Amount Beneficially Owned by Each Reporting Person<BR> 71,000</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2"><P STYLE="border-top: Black 1pt solid">12.&#9;Check if the Aggregate Amount in Row (11) Excludes Certain Shares (See Instructions) &#9744;</P>
                    <P STYLE="margin-top: 0; margin-bottom: 0"></P></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2" STYLE="border-top: Black 1pt solid">13.&#9;Percent of Class Represented by Amount in Row (11)<BR> 1.68%</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2" STYLE="border-top: Black 1pt solid">14.&#9;Type of Reporting Person (See Instructions)<BR> IN</TD></TR>
  </TABLE>


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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
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<P STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">CUSIP No.:
146875604</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2" STYLE="border-top: Black 1pt solid">1.&#9;Names of Reporting Persons<BR> Kevin Scott Winters</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2"><P STYLE="border-top: Black 1pt solid">2.&#9;Check the Appropriate Box if a Member of a Group (See Instructions)</P>
                    <P STYLE="margin-top: 0; margin-bottom: 0">(a)&#9;&#9746;<BR> (b) &#9744;</P></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2" STYLE="border-top: Black 1pt solid">3.&nbsp;SEC Use Only</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2" STYLE="border-top: Black 1pt solid">4.&#9;Source of Funds (See Instructions)<BR> PF</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2" STYLE="border-top: Black 1pt solid">5.&#9;Check if Disclosure of Legal Proceedings is Required Pursuant to Items 2(d) or 2(e) &#9744;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2" STYLE="border-top: Black 1pt solid">6.&#9;Citizenship or Place of Organization<BR> USA</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-top: Black 1pt solid; width: 50%">Number of Shares Beneficially Owned by Each Reporting Person With</TD>
    <TD STYLE="border-top: Black 1pt solid; width: 50%">7 Sole Voting Power <BR>0</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: left; padding-bottom: 1pt; text-indent: -30.95pt; padding-left: 30.95pt"></TD>
    <TD STYLE="border-top: Black 1pt solid">8.&#9;Shared Voting Power<BR> 0</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: left; padding-bottom: 1pt; padding-left: 5.4pt"></TD>
    <TD STYLE="border-top: Black 1pt solid">9. Sole Dispositive Power <BR>162,000</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: left; padding-bottom: 1pt; text-indent: -30.95pt; padding-left: 30.95pt"></TD>
    <TD STYLE="border-top: Black 1pt solid">10.&#9;Shared Dispositive Power<BR> 0</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: left; padding-bottom: 1pt; text-indent: -30.95pt; padding-left: 30.95pt">&nbsp;</TD>
    <TD STYLE="border-top: Black 1pt solid">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2" STYLE="border-top: Black 1pt solid">11.&#9;Aggregate Amount Beneficially Owned by Each Reporting Person<BR> 162,000</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2" STYLE="border-top: Black 1pt solid">12.&#9;Check if the Aggregate Amount in Row (11) Excludes Certain Shares (See Instructions) &#9744;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2" STYLE="border-top: Black 1pt solid">13.&#9;Percent of Class Represented by Amount in Row (11)<BR> 3.83%</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2" STYLE="border-top: Black 1pt solid">14.&#9;Type of Reporting Person (See Instructions)<BR> IN</TD></TR>
  </TABLE>


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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B></B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>ITEM
1. SECURITY AND ISSUER.</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B></B></FONT>&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">This Statement
on Schedule&nbsp;13D relates to the common stock (the &ldquo;<B>Common Stock</B>&rdquo;), of Carver Bancorp, Inc. (the &ldquo;<B>Company</B>&rdquo;
or &ldquo;<B>Issuer</B>&rdquo;), a Delaware corporation. The principal executive offices of the Company are located at 75 West 125<SUP>th
</SUP>Street, New York, NY 10027.</FONT></P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Item 2.</B></FONT> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>IDENTITY AND BACKGROUND.</B></FONT></P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>&nbsp;</B></FONT></P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B></B></FONT></P>



<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(a) This
statement is being filed jointly by Dream Chaser&rsquo;s Capital Group LLC, a Delaware Limited Liability Company (&ldquo;<B>Dream Chaser&rsquo;s</B>&rdquo;),
of which Gregory Antonius Lewis is the sole manager (&ldquo;<B>Lewis</B>&rdquo;)., Shawn Paul Herrera, an individual (&ldquo;<B>Herrera</B>&rdquo;)
and, Kevin Scott Winters, an individual (&ldquo;<B>Winters</B>&rdquo;).</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">The
Reporting Persons have entered into a joint filing agreement, dated as of December 12, 2022, a copy of which is filed herewith as <U>Exhibit
99.1</U>.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Dream Chaser&rsquo;s
principal business is a hedge fund. Dream Chaser&rsquo;s principal offices are located at 26 Broadway, 8<SUP>th</SUP> Floor, New York,
New York 10004.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(b,c)&nbsp;Kevin
Scott Winters, 6452 Acacia Lane, Yorba Linda, CA 92886. Mr. Winters is a Business Development Executive. He works for Isat - Tamaro,
which is a Commercial Construction and Engineer Company, located at 14848 Northam St, La Mirada, CA 90638.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Shawn Paul
Herrera, 500 Los Viboras Road, Hollister, CA 95023. Mr. Herrera is a CEO. He works for Mazda Computing, which is a Computer Equipment
and Peripherals Company, located at 2526 Qume Dr. Ste 22 San Jose, CA, 95131.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&#9;(d,
e) &#9;During the last five years, none of the reporting persons has been (i)&nbsp;convicted in any criminal proceeding (excluding traffic
violations and other similar misdemeanors) and (ii)&nbsp;has been a party to any civil proceeding of a judicial or administrative body
of competent jurisdiction as a result of which such person was or is subject to any judgment, decree or final order enjoining future
violations of, or prohibiting or mandating activities subject to, federal or state securities laws or finding any violation with respect
to such laws.</FONT></P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(f) &nbsp;These
individual reporting persons are citizens of the United States</FONT></P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>ITEM 3.</B></FONT> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>SOURCE AND AMOUNT OF FUNDS OR OTHER CONSIDERATION.</B></FONT></P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>&nbsp;</B></FONT></P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B></B></FONT></P>



<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Investors
purchased using their own funds no margin.</FONT></P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>ITEM 4.</B></FONT> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>PURPOSE OF TRANSACTION.</B></FONT></P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>&nbsp;</B></FONT></P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B></B></FONT></P>



<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">The information
set forth and/or incorporated by reference in Items 2 and 3 is hereby incorporated by reference into this Item 4.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">The acquisitions
by Messrs. Herrera and Bailey, and Dream Chaser&rsquo;s of beneficial ownership of Common Shares of the Company, as described herein,
were affected independently. They entered into the Voting Agreement, a copy of which is attached hereto as <U>Exhibit 99.2</U> and incorporated
herein by the reference because they all believe that the Company represents an attractive investment based on the Company&rsquo;s business
prospects, strategy, and share price. They believe that the Company is undervalued, and they intend to push for operational changes to
enhance shareholder value.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(a, b,
c, d, e, f, g, h, i, and j) Each Reporting Person acquired its securities of the Company for investment purposes only. The Reporting
Persons do not have any current or future plans (a) to acquire additional securities, to dispose of its existing securities, (b) to effect
an extraordinary transaction such as a merger, reorganization, or liquidation involving the Company, (c) to affect the sale or ( transfer
of a material amount of assets of the Company, or to effect (d) a change in the Board of Directors, (e) the capitalization or dividend
policy of the Company, (f) a material change in the Company&rsquo;s business or corporate structure, (g) changes in the Company&rsquo;s
charter or bylaws, (h) the delisting of the Company&rsquo;s securities, or (i) the deregistration of the Company&rsquo;s securities pursuant
to Section 12(g)(4) of the Securities Exchange Act of 1934,. or (j) any other action similar to those enumerated above.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Each Reporting
Person reserves the right to determine in the future whether to change the purpose or purposes described above or whether to adopt plans
or proposals of the type specified above.</FONT></P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>ITEM 5.</B></FONT> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>INTEREST IN SECURITIES OF THE ISSUER. </B></FONT></P>



<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"></FONT></P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(a, b)
The information set forth and/or incorporated by reference in Items 2, 3 and 4 is hereby incorporated by reference into this Item 5.</FONT></P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(a) (i)
Dream Chaser&rsquo;s is the beneficial owner of an aggregate of 233,000 shares, or 5.51% of the total outstanding shares of Common Stock.</FONT></P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(ii) Mr.
Herrera is the beneficial owner of an aggregate of 71,000, or 1.68%, of the total outstanding shares of Common Stock.</FONT></P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(iii) Mr.
Winters is the beneficial owner of an aggregate of 162,000, or 3.83%, of the total outstanding shares of Common Stock.</FONT></P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(b) Number
of shares of Common Stock beneficially owned as of December 12, 2022 as to which the Reporting Persons have:</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(i) sole
power to vote or direct the vote:</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top">
    <TD STYLE="border: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; width: 50%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Dream
    Chaser&rsquo;s</FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; width: 50%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">233,000</FONT></TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Kevin
    Scott Winters</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">0</FONT></TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Shawn
    Paul Herrera</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">0</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(ii) shared
power to vote or direct the vote:</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top">
    <TD STYLE="border: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; width: 50%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Dream
    Chaser&rsquo;s</FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; width: 50%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">0</FONT></TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Kevin
    Scott Winters</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">0</FONT></TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Shawn
    Paul Herrera</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">0</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(iii) sole
power to dispose or direct the disposition of:</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top">
    <TD STYLE="border: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; width: 50%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Dream
    Chaser&rsquo;s</FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; width: 50%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">0</FONT></TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Kevin
    Scott Winters</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">162,000</FONT></TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Shawn
    Paul Herrera</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">71,000</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(iv) shared
power to dispose or direct the disposition of:</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top">
    <TD STYLE="border: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; width: 50%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Dream
    Chaser&rsquo;s</FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; width: 50%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">0</FONT></TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Kevin
    Scott Winters</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">0</FONT></TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Shawn
    Paul Herrera</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">0</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(</FONT>c)
No other transactions in the Company&rsquo;s Common Stock by the Reporting Persons were affected in the past 60 days.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(d) Not
applicable.</FONT></P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(e) Not
applicable. None of the Reporting Persons alone are five percent owners of the Company&rsquo;s common stock. They only are five percent
owners by virtue of the Voting Agreement, a copy of which is attached hereto as <U>Exhibit 99.2</U> and incorporated herein by this reference.</FONT></P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>ITEM 6.</B></FONT> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>CONTRACTS, ARRANGEMENTS, UNDERSTANDINGS OR RELATIONSHIPS WITH RESPECT TO SECURITIES OF THE ISSUER.</B></FONT></P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>&nbsp;</B></FONT></P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B></B></FONT></P>



<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Effective
December 12, 2022, the Reporting Persons entered into a Joint Filing Agreement (See <U>Exhibit 99.1</U> relating to their beneficial
ownership of the Common Stock, par value $0.01 per share, of Carver Bancorp, Inc., a Delaware corporation. The Reporting Persons entered
into a Voting Agreement, a copy of which is attached hereto as <U>Exhibit 99.2</U> and incorporated herein by this reference, which gets
voting power over the certain shares held by the Reporting Persons to Mr. Lewis. To the knowledge of the Reporting Persons, except as
otherwise described above, there are no other contracts, arrangements, understandings or relationships among reporting persons and between
any such persons and any other person, with respect to any securities of the Company, including but not limited to, transfer or voting
of any of the securities of the Company, joint ventures, loan or option arrangements, puts or calls, guarantees or profits, division
of profits or loss, or the giving or withholding of proxies, or a pledge or contingency the occurrence of which would give another person
voting power over the securities of the Company.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>ITEM 7.</B></FONT> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>MATERIALS TO BE FILED AS EXHIBITS.</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B></B></FONT></P>



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    <TD STYLE="text-align: left; font: 10pt Times New Roman, Times, Serif; width: 85%; vertical-align: top"><P STYLE="border-bottom: Black 0.5pt solid; font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Description</B></FONT></P></TD></TR>
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    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: top">Exhibit 99.1</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: top"><A HREF="ex99_1.htm">Joint Filing Agreement executed by the Reporting Persons as of December 12, 2022</A></TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: White">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: top">Exhibit 99.2</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: top"><A HREF="ex99_2.htm">Voting Agreement executed by the Reporting Persons as of December 12, 2022</A></TD></TR>
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<P STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left"></P>

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<P STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><FONT STYLE="font-weight: normal"></FONT></FONT></P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">SIGNATURES</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">After reasonable
inquiry and to the best of its knowledge and belief, the undersigned certifies that the information set forth in this Statement is true,
complete, and correct.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">DREAM CHASER&rsquo;S
CAPITAL GROUP LLC</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Date: December
12, 2022&#9;<I><U></U></I></FONT></P>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><I><U>/s/ Gregory Antonius Lewis&#9;</U></I></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By:
Gregory Antonius Lewis</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Its:&#9;Manager
and Chief Executive Officer</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Date: December
12, 2022</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><I><U>/s/ Kevin Scott Winters&#9;</U></I></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Kevin Scott
Winters</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Date: December
12, 2022</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><I><U>/s/ Shawn Paul Herrera&#9;</U></I></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Shawn Paul
Herrera</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"></FONT></P>

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<FILENAME>ex99_1.htm
<DESCRIPTION>EXHIBIT 99.1
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: right"><B>EXHIBIT&nbsp;99.1</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>AGREEMENT AS TO JOINT FILING OF SCHEDULE&nbsp;13D&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 9pt 0 0; text-align: justify; text-indent: 24.5pt">In accordance with Rule
13d-1(k) under the Securities Exchange Act of 1934, as amended, the undersigned agree to the joint filing on behalf of each of them of
a Statement on Schedule 13G (including any and all amendments thereto) with respect to the Common Stock of Carver Bancorp, Inc., and further
agree that this Joint Filing Agreement shall be included as an Exhibit to such joint filings.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 9pt 0 0; text-align: justify; text-indent: 24.5pt">The undersigned further
agree that each party hereto is responsible for the timely filing of such Statement on Schedule 13G and any amendments thereto, and for
the accuracy and completeness of the information concerning such party contained therein; provided, however, that no party is responsible
for the accuracy or completeness of the information concerning any other party, unless such party knows or has reason to believe that
such information is inaccurate.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 9pt 0 0; text-align: justify; text-indent: 24.5pt">This Joint Filing Agreement
may be signed in counterparts with the same effect as if the signature on each counterpart were upon the same instrument.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 9pt 0 0; text-align: justify; text-indent: 24.5pt"><B>IN WITNESS WHEREOF</B>,
the undersigned have executed this Agreement as of December 12, 2022.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 9pt 0 0; text-align: justify; text-indent: 24.5pt">&nbsp;</P>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif; text-align: left">By: <I><U>/s/ Gregory Lewis</U></I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: left">Manager and Chief
Executive Officer</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: left">Dream Chaser&rsquo;s Capital Group LLC</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: left">By: <I><U>/s/ Shawn Paul Herrera</U></I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: left">Shawn Paul Herrera</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: left">By: <I><U>/s/ Kevin Scott
Winters </U></I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: left">Kevin Scott Winters</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">VOTING
AGREEMENT</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">This
VOTING AGREEMENT (the &ldquo;<B>Agreement</B>&rdquo;) is made as of December 12, 2022 (the &ldquo;<B>Effective Date</B>&rdquo;), by and
among Dream Chaser&rsquo;s Capital Group LLC, a New York limited liability company (&ldquo;<B>Dream Chaser&rsquo;s</B>&rdquo;), and the
following individuals: Shawn Paul Herrera (&ldquo;<B>Herrera</B>&rdquo;) and Kevin Scott Winters (&ldquo;<B>Winters</B>&rdquo;), for
the purpose of creating a group (the &ldquo;<B>Group</B>&rdquo;) with respect to a portion of their shares of common stock of Carver
Bancorp, Inc., a Delaware corporation (the &ldquo;<B>Company</B>&rdquo;), held by Dream Chaser&rsquo;s, Herrera and Winters (collectively,
the &ldquo;<B>Stockholders</B>&rdquo;) as of the date hereof. The number of shares committed by each Stockholder to the Group is set
forth in <U>Schedule 1</U> attached hereto and incorporated herein by this reference.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>RECITALS</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>WHEREAS</B>,
the Stockholders represents that they are the respective owners of the shares of common stock, par value $0.01 per share of Carver Bancorp,
Inc. set forth in <U>Schedule 1</U> (the &ldquo;<B>Shares</B>&rdquo;), and also below their names on the signature page of this Agreement;
and</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>WHEREAS</B>,
the Stockholders believe that it is in their respective best interests to enter into this Agreement to vote as a bloc with respect to
the Shares.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>AGREEMENT</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>NOW
THEREFORE</B>, in order to implement the foregoing and in consideration of the premises and the mutual covenants and agreements contained
herein, and for other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the parties hereto
agree as follows:</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>1.</B></FONT> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Creation of the Group</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B></B>.</FONT></P>



<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">a.&nbsp;
<B><I>Creation of the Group</I></B>. The Stockholders hereby create and establish the Group and appoint and authorize Lewis to vote their
respective shares pursuant to the terms and conditions of this Agreement.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">b.&nbsp;
<B><I>Group Representative.</I></B> The Group&rsquo;s initial Group Representative shall Dream Chaser&rsquo;s (the &ldquo;<B>Group Representative</B>&rdquo;).
If at any time the Group Representative is unable to serve as a Group Representative hereunder by reason of death, incapacity or otherwise,
such Group Representative shall be removed and may be replaced with a successor Group Representative upon the majority vote of the holders
of a majority of the Shares. In addition, (a) the Group Representative may be removed and a successor Group Representative may be appointed,
(b) a successor Group Representative may be designated to take office automatically upon (1) the death of the Group Representative, or
(2) the conviction of the Group Representative of a felony or any crime involving fraud, and (c) the Group Representative may appoint
an alternate Group Representative as the Group Representative deems necessary, in each case, upon the majority vote of the holders of
a majority of the Shares. Within three (3) months of removing and/or replacing the Group Representative, or appointing any alternate
Group Representative, the new Group Representative shall send written notice to the Company of the person they have designated as the
successor to such Group Representative or any alternate Group Representative. As a condition to becoming a Group Representative, the
successor Group Representative must become a party to this Agreement by executing documentation reasonably satisfactory to the Stockholders
(each successor Group Representative appointed pursuant to the terms of this <B><I>Section 1</I></B> is referred to as a &ldquo;<B>Successor
Group Representative</B>,&rdquo; and, collectively with the Initial Group Representative, are referred to as the &ldquo;<B>Group Representatives</B>&rdquo;).
Each Group Representative hereby accepts his or her appointment as such pursuant to the terms and conditions of this Agreement and agrees
to administer the Group in accordance with the terms and conditions of this Agreement, unless and until replaced by a Successor Group
Representative as herein provided.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>2.</B></FONT> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>[Reserved]</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>&nbsp;</B></FONT></P>



<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>3.</B></FONT> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Group Representative&rsquo;s Powers and Duties; Compensation.</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>&nbsp;</B></FONT></P>



<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">a.&nbsp;
<B><I>Voting Powers</I></B>. For so long as this Agreement remains in effect and subject to the exclusions and limitations set forth
<B><I><U>Section b</U></I></B> below, the Group Representative shall vote, or cause the Shares subject to this Agreement to be voted
(in person or by proxy), in the same proportion that the shares of Common Stock that are not subject to hereto are actually and validly
voted on such matter, excluding (for the purpose of determining such proportion) all shares of Common Stock held by any Person or &ldquo;Group&rdquo;
that has (or based upon its beneficial ownership of Common stock should have) filed a Schedule 13D pursuant to Section 13(d) of the Exchange
Act with respect to the Common Stock at the time of the relevant vote, except that, if <B><I><U>Section b</U></I></B> below does apply
to the matter upon which a vote is to be effected and the Group Representative receives valid and timely written voting instructions
from the Stockholders delivered in accordance with <B><I><U>Section 9</U></I></B> that have not been revoked, the Group Representative
shall vote, or cause the Shares subject to such voting instructions to be voted (in person or by proxy), in accordance therewith. Subject
to the provisions of this Agreement, the Group Representative shall have the full, exclusive and unqualified right and power to vote,
to execute consents, to enter into voting agreements, and to grant proxies with respect to all of the Shares subject to this Agreement,
as well as in respect of any other securities with voting rights received in respect of the Shares at any time hereafter by way of a
stock dividend, distribution, conversion or exchange as provided in <B><I><U>Section c</U></I></B> below, with respect to any lawful
corporate action, whether or not in the ordinary course of business, and no Stockholder shall in such capacity have any rights or powers
to vote such Shares or to give consents with respect to or grant proxies in respect thereof or otherwise take part in any corporate action.
Without limiting the generality of the foregoing, the Stockholders (i) acknowledge that each Group Representative, in his or her individual
or representative capacity, is a holder of Shares and (ii) agrees that the Group Representative is entitled to exercise the powers granted
to such Group Representative in the preceding sentence in the Group Representative&rsquo;s sole and absolute discretion (including in
his or her own interest as a holder of Shares) without fiduciary duty of any kind to the Stockholders with respect to the exercise of
such powers.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">b.&nbsp;
<B><I>Extraordinary Transactions</I></B>. Notwithstanding anything to the contrary elsewhere in this Agreement, a majority of the Stockholders
may direct the Group Representative in writing to exercise the voting rights with respect to the Shares regulated pursuant to this Agreement,
and the Group Representative shall vote in accordance with such direction, to vote: (i) against (1) any merger, consolidation, business
combination, share exchange, restructuring, recapitalization or acquisition involving the Company or any similar transaction involving
all or a material portion of the assets of the Company and its subsidiaries, taken as a whole, or (2) the sale, lease, exchange, pledge,
mortgage or transfer (including through any arrangement having substantially the same economic effect as a sale of assets) of all or
a material portion of the assets of the Company and its subsidiaries, taken as a whole, if, in each case of Section 3(b)(1) and <I>Section
3(b)(2)</I>, (x) the Act requires stockholder approval for such matter, (y) the NASDAQ Listing Rules require stockholder approval for
such matter or (z) the Company&rsquo;s Board of Directors (the &ldquo;<B>Board</B>&rdquo;) voluntarily submits the matter for stockholder
approval even though it is not required; against any action that requires stockholder approval under Rule 5635(a)(1) of the NASDAQ rules;
(ii) against the liquidation or dissolution of the Company; (iii) against any amendment to the certificate of incorporation or bylaws
of the Company (except for amendments to increase the number of authorized shares of Common Stock); or (iv) against any transaction which
requires stockholder approval under Rule 5635(b) of the NASDAQ rules.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">c.&nbsp;
<B><I>Notices, Dividends and Distributions</I></B>. In the event that the Group Representative receives any dividends or other distributions
(other than additional Shares or other voting securities of the Company) with respect to the Shares held by them hereunder, they shall
promptly pay (or, in the event that such dividends or distributions are not cash, distribute in kind) the amount thereof received by
them to the Stockholders <I>pro rata</I>; <U>provided</U>, <U>however</U>, that the Group Representative may, by notice to the Company,
instruct the Company to pay such dividends directly to the respective Stockholders. If the Group Representative receives any Shares or
other voting securities of the Company as a dividend or distribution upon, conversion of or in exchange for any Shares held by them hereunder,
the Group Representative shall hold such Shares or other voting securities of the Company in accordance with the terms of this Agreement
and shall update the Stock Register accordingly.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">d.&nbsp;
<B><I>No Right to Sell Shares</I></B>. The Group Representative shall have no authority to sell, pledge, hypothecate or otherwise dispose
of the Shares or any interest therein.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">e.&nbsp;
<B><I>Compensation of Group Representative</I></B>. No Group Representative shall receive any compensation for his or her services under
this Agreement. This subsection shall not, however, affect the right of the Group Representative to compensation from the Company for
services performed by such person in any other capacity (e.g., as an officer, director, employee or otherwise).</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">f.&nbsp;
<B><I>Group Representative&rsquo;s Liability and Indemnity</I></B>. No Group Representative shall be liable for any error of judgment
or mistake of fact or law, or for any action or omission under this Agreement, except for such Group Representative&rsquo;s fraud, bad
faith, willful misconduct, or gross negligence. No Group Representative shall be liable for acting on any notice, request or instruction
or other document believed to be genuine and to have been executed by or on behalf of the proper party or parties. The Stockholders shall
be responsible for payment of their proportionate share of all reasonable expenses of the Group Representative, including counsel fees,
and shall discharge all liabilities incurred by them in connection with the exercise of their powers and the performance of their duties
under this Agreement. Any action or omission undertaken by a Group Representative in good faith in accordance with the advice of legal
counsel shall be binding and conclusive on the parties to this Agreement. The Stockholders shall also defend, indemnify and hold the
Group Representative harmless from and against any and all claims and liabilities in connection with or arising out of the execution
of its duties under this Agreement or the exercise of any powers or the performance of any duties by them as herein provided or contemplated,
except such as shall arise from the fraud, bad faith or willful misconduct of the Group Representative.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">g.&nbsp;
<B><I>Method of Voting Shares</I></B>. The Group Representative may in all matters act either at a meeting or by a writing or writings
with or without a meeting. The Stockholders shall provide the Group Representative with a proxy or other document necessary for the Group
Representative to fulfill its obligations hereunder.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>4.</B></FONT> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Transfer of Shares; Increased Ownership in Shares and Termination</B>.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>



<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">a.&nbsp;
<B><I>General</I></B>. <FONT STYLE="background-color: white">The voting agreement created by this Agreement shall be irrevocable and
shall terminate upon the written agreement of the holders of a </FONT>majority <FONT STYLE="background-color: white">of the Shares.</FONT>
Except for <B><I><U>Section 3.f</U></I></B>, which will survive the termination of this Agreement, this Agreement shall have no further
force and effect (x) upon termination of this Agreement pursuant to its terms; or (y) with respect to each Stockholder, when such Stockholder
no longer Beneficially Owns any Shares or other voting securities of the Company which are subject to this Agreement.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">b.&nbsp;
<B><I>Transfer/Purchase of Shares</I></B>. This Agreement shall not place any restrictions on any Stockholder from transferring its Shares;
provided that prior to any such transfer, such Stockholder will provide notice to the Group Representative of the date of such transfer
and the number of Shares being transferred. Any transferred Shares will no longer be subject to this Agreement unless agreed to in writing
by the transferee of such Shares. Each Stockholder herby agrees that if such Stockholder transfers its Shares or increases the number
of shares of Carver Bancorp, Inc. common stock it owns, it will provide the Group Representative on the day of such transfer or purchase,
the information necessary for the Group Representative to make any required amendments to the related Schedule 13D on file with the Securities
and Exchange Commission (the &ldquo;SEC&rdquo;) or make any other required filings with the SEC.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>5.&nbsp;
Amendments</B>. This Agreement may be amended, modified or supplemented at any time and from time to time by the written agreement of
the holders of a majority of the Shares.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>6.&nbsp;
Governing Law</B>. This Agreement, including its existence, validity, construction, and operating effect, and the rights of the parties
hereto, shall be governed by and construed in accordance with the laws of the State of Delaware without regard to otherwise governing
principles of conflicts of law.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>7.&nbsp;
Severability</B>. If any one or more of the provisions of this Agreement, as applied to any party or any circumstance, shall, for any
reason, be held to be invalid, illegal or unenforceable in any respect, such invalidity, illegality or unenforceability shall not affect
any other provision of this Agreement, and this Agreement shall be construed as if such invalid, illegal or unenforceable provision had
never been contained herein. If any one or more of the provisions of this Agreement shall, for any reason, be held to be unenforceable
as to duration, scope, activity or subject, such provision shall be construed by limiting and reducing it so as to make such provision
enforceable to the extent compatible with the then existing applicable law. Without limiting the generality of the foregoing, it is the
express intent of the parties to cause the Shares to be voted by the Group Representative as provided herein. Accordingly, in the event
that this Agreement is rescinded or otherwise terminated other than pursuant to its terms for any reason, the parties agree promptly
to negotiate a successor voting agreement to accomplish this objective and to otherwise replicate the provisions hereof to the extent
possible.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>8.&nbsp;
Specific Performance</B>. The parties agree that the failure of any party to perform any obligation provided for by this Agreement could
result in irreparable damage to the other parties, and that monetary damages alone would not be adequate to compensate the non-defaulting
party for its injury. Any party shall therefore be entitled, in addition to any other remedy that may be available, including monetary
damages, to obtain specific performance of the terms of this Agreement. If any action is brought by any party to enforce this agreement,
any party against which the action is brought shall waive the defense that there is an adequate remedy at law.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>9.&nbsp;
Notices</B>. All notices, consents, waivers, and other communications under this Agreement must be in writing and will be deemed to have
been duly given when (i) delivered by hand (with written confirmation of receipt), (ii) upon receipt, if sent by electronic or digital
transmission method (including e-mail), or (iii) on the date of receipt or refusal indicated on the return receipt, if sent by registered
or certified mail, return receipt requested, postage and charges prepaid and properly addressed, in each case to the appropriate addresses
and e-mail addresses s as a party may designate by notice to the other parties from time to time.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>10.&nbsp;
Binding Effect</B>. Except as otherwise expressly provided herein, this Agreement shall be binding on and inure to the benefit of the
parties hereto. No rights or obligations hereunder may be assigned by any party hereto except as explicitly provided in this Agreement.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>11.&nbsp;
Benefit and Burden</B>. Nothing express or implied in this Agreement is intended or shall be construed to confer upon or to provide any
Person other than the parties (and including specifically any stockholder of the Company that is not a party to this Agreement) any rights
or remedies hereunder or by reason hereof. This Agreement and all its conditions and provisions are intended to be, and are, for the
sole and exclusive benefit of the parties hereto and their successors and permitted assigns and are not for the benefit of any other
Person.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>12.&nbsp;
Certain Rules of Construction</B>. To the fullest extent permitted by law, the parties hereto intend that any ambiguities shall be resolved
without reference to which party may have drafted this Agreement. All Section or subsection titles or other captions in this Agreement
are for convenience only, and they shall not be deemed part of this Agreement and in no way define, limit, extend or describe the scope
or intent of any provisions hereof. Unless the context otherwise requires: (a) a term has the meaning assigned to it; (b) &ldquo;<I>or</I>&rdquo;
is not exclusive; (c) words in the singular include the plural, and words in the plural include the singular; (d) provisions apply to
successive events and transactions; (e) &ldquo;<I>herein</I>,&rdquo; &ldquo;<I>hereof</I>&rdquo; and other words of similar import refer
to this Agreement as a whole and not to any particular Section, subsection or other subdivision; (f) &ldquo;<I>include</I>&rdquo; or
&ldquo;<I>including</I>&rdquo; shall be deemed to be followed by &ldquo;<I>without limitation</I>&rdquo; or &ldquo;<I>but not limited
to</I>&rdquo; whether or not they are followed by such phrases or words of like import; (g) all references to &ldquo;<I>Sections</I>&rdquo;
or &ldquo;<I>subsections</I>&rdquo; refer to Sections or subsections of this Agreement; and (h) any pronoun used in this Agreement shall
include the corresponding masculine, feminine or neuter forms.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>13.&nbsp;
Waiver</B>. The failure of any party at any time to insist upon strict performance of any condition, promise, agreement or understanding
set forth in this Agreement shall not be construed as a waiver or relinquishment of the right to insist upon strict performance of the
same or any other condition, promise, agreement or understanding at a future time.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>14.&nbsp;
Entire Agreement</B>. This Agreement constitutes the entire agreement between the parties hereto pertaining to the subject matter hereof
and fully supersedes any and all prior or contemporaneous agreements or understandings between the parties hereto pertaining to the subject
matter hereof.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>15.&nbsp;
Counterparts</B>. This Agreement <B>may</B> be executed in any number of multiple counterparts, each of which shall be deemed to be an
original copy and all of which shall constitute one agreement, binding on all parties hereto.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>16.&nbsp;
Arbitration</B>. It is understood and agreed between the parties hereto that any and all claims, grievances, demands, controversies,
causes of action or disputes of any nature whatsoever (collectively, &ldquo;<B>Claims</B>&rdquo;), arising out of, in connection with,
or in relation to this Agreement or the arbitrability of any Claims under this Agreement, shall be resolved by final and binding arbitration
administered by the New York City offices of JAMS in accordance with the then-existing JAMS Arbitration Rules. The parties shall select
a mutually acceptable neutral arbitrator from the panel of arbitrators serving with any of JAMS&rsquo;s offices, but in the event the
parties cannot agree on an arbitrator, the Administrator of JAMS shall appoint an arbitrator from such panel (the arbitrator so selected
or appointed, the &ldquo;<B>Arbitrator</B>&rdquo;). The parties expressly agree that the Arbitrator may provide all appropriate remedies
(at law and equity) or judgments that could be awarded by a court of law in Delaware, and that, upon good cause shown, the Arbitrator
shall afford the parties adequate discovery, including deposition discovery. Except as provided herein, the Federal Arbitration Act shall
govern the interpretation, enforcement and all actions pursuant to this Section 16. The Arbitrator shall be bound by and shall strictly
enforce the terms of this Section 16 and may not limit, expand, or otherwise modify its terms. The Arbitrator shall make a good faith
effort to apply the substantive law (and the law of remedies, if applicable) of the state of Delaware, or federal law, or both, as applicable,
without reference to its conflicts of laws provisions. The Arbitrator is without jurisdiction to apply any different substantive law.
The Arbitrator shall be bound to honor claims of privilege or work-product doctrine recognized at law, but the Arbitrator shall have
the discretion to determine whether any such claim of privilege or work product doctrine applies. The Arbitrator shall render an award
and a written, reasoned opinion in support thereof. Subject to the provisions of <B><I>Section 7,</I></B> the Arbitrator shall have power
and authority to award any appropriate remedy (in law or equity) or judgment that could be awarded by a court of law in Delaware, which
may include reasonable attorneys&rsquo; fees to the prevailing party. The award rendered by arbitration shall be final and binding upon
the parties, and judgment upon the award may be entered in any court having jurisdiction thereof. Neither a party nor the Arbitrator
shall disclose the existence, content, or results of any arbitration hereunder without the prior written consent of all parties. Adherence
to this dispute resolution process shall not limit the parties&rsquo; right to obtain any provisional remedy, including, without limitation,
injunctive or similar relief, from any court of competent jurisdiction as may be necessary to protect their rights and interests. Notwithstanding
the foregoing sentence, this dispute resolution procedure is intended to be the exclusive method of resolving any Claims arising out
of or relating to this Agreement. Subject to the Arbitrator&rsquo;s award, each party shall bear its own fees and expenses with respect
to this dispute resolution process and any action related thereto and the parties shall share equally the fees and expenses of JAMS and
the Arbitrator.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>17.&nbsp;
Definitions</B>. Capitalized words and phrases used and not otherwise defined elsewhere in this Agreement shall have the following meanings:</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&ldquo;<B>Act</B>&rdquo;
means the General Corporation Law of the State of Delaware, as amended.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&ldquo;<B>Beneficial
Owner</B>&rdquo; is defined in Rule 13d-3(a) and (b) of the rules and regulations of the Securities Exchange Act of 1934, as amended.
&ldquo;<B>Beneficially Owned</B>&rdquo; shall have a correlative meaning.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&ldquo;<B>Encumbrance</B>&rdquo;
means a security interest, lien, charge, claim, community or other marital property interest, pledge, alienation, mortgage, option, hypothecation,
encumbrance or similar collateral assignment by any other means, whether for value or no value and whether voluntary or involuntary (including
by operation of law or by judgment, levy, attachment, garnishment, bankruptcy or other legal or equitable proceedings) or any other restriction
on use, voting (including any proxy), transfer (including any right of first refusal or similar right), receipt of income or exercise
of any other attribute of ownership.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&ldquo;<B>Person</B>&rdquo;
means and includes an individual, a general or limited partnership, a limited liability company, a joint venture, a corporation (including
any non-profit corporation), an estate, a trust, an unincorporated organization, an association, a government or any department or agency
thereof or any entity similar to any of the foregoing.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&ldquo;<B>Transfer</B>&rdquo;
means a sale, transfer, assignment, gift, bequest or disposition by any other means, whether for value or no value and whether voluntary
or involuntary (including, without limitation, by realization upon any Encumbrance or by operation of law or by judgment, levy, attachment,
garnishment, bankruptcy or other legal or equitable proceedings). The term &ldquo;<B>Transferred</B>&rdquo; shall have a correlative
meaning.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">[Signature
page follows]</FONT></P>




<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>IN
WITNESS WHEREOF</B>, the parties hereto have executed this Voting Agreement as of the date first above written.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B><U>STOCKHOLDERS</U></B></FONT></P>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><I>/s/
Shawn Paul Herrera</I></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Shawn
Paul Herrera</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Holder
of <U>&#9;71,000&#9;</U> Shares</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><I>/s/
Kevin Scott Winters</I></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Kevin
Scott Winters</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Holder
of <U>&#9;162,000&#9; </U>Shares</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B><U>GROUP
REPRESENTATIVE</U></B>:</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">For:&#9;DREAM
CHASER&rsquo;S CAPITAL GROUP LLC</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By:&#9;<I><U>/s/
Gregory Antonius Lewis&#9;</U></I></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Name:&#9;Gregory
Antonius Lewis</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Title:&#9;
Manager and Chief Executive Officer</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B><I>[Signature
Page to Voting Agreement]</I></B></FONT></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B><I></I></B></FONT></P>

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