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Non-interest Revenue and Expense (Tables) | 12 Months Ended
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Mar. 31, 2024
Other Income and Expenses [Abstract] |
Disaggregation of Revenue | The following table presents non-interest income, segregated by revenue streams in-scope and out-of-scope of Topic 606, for the years ended March 31, 2024 and 2023:
| Years Ended March 31,
$ in thousands | 2024 |  | 2023
Non-interest income |  |  |
In-scope of Topic 606 |  |  |
Depository fees and charges | $ | 2,208 |  |  | $ | 2,197 |
Loan fees and service charges | 389 |  |  | 466 |
Other non-interest income | 361 |  |  | 236 |
Non-interest income (in-scope of Topic 606) | 2,958 |  |  | 2,899 |
Non-interest income (out-of-scope of Topic 606) | 3,765 |  |  | 696 |
Total non-interest income | $ | 6,723 |  |  | $ | 3,595 |
Other Non-interest Income and Expense | The following table sets forth other non-interest income and expense totals exceeding 1% of the aggregate of total interest income and non-interest income for any of the years presented:
| Years Ended March 31,
$ in thousands | 2024 |  | 2023
Other non-interest income: |  |  |
BOLI income | $ | 459 |  |  | $ | 144 |
Other | 483 |  |  | 228 |
Total non-interest income | $ | 942 |  |  | $ | 372 |
Other non-interest expense: |  |  |
Advertising | $ | 376 |  |  | $ | 513 |
Legal expense | 498 |  |  | 442 |
Insurance and surety | 1,254 |  |  | 1,200 |
Audit expense | 727 |  |  | 573 |
Data lines / internet | 417 |  |  | 398 |
Retail expenses | 1,151 |  |  | 933 |
Operating chargeoffs and other losses | 497 |  |  | 132 |
Director's fees | 402 |  |  | 373 |
Other | 2,667 |  |  | 2,635 |
Total non-interest expense | $ | 7,989 |  |  | $ | 7,199 |

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- Definition Tabular disclosure of disaggregation of revenue into categories depicting how nature, amount, timing, and uncertainty of revenue and cash flows are affected by economic factor. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 606 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 5 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479806/606-10-50-5 + Details
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- Definition Tabular disclosure of each detailed component of other operating costs and expenses that are applicable to sales and revenues, but not included in the cost of sales in the income statement. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Topic 220 -SubTopic 10 -Name Accounting Standards Codification -Section S99 -Paragraph 2 -Subparagraph (SX 210.5-03(3)) -Publisher FASB -URI https://asc.fasb.org/1943274/2147483621/220-10-S99-2 + Details
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