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Non-interest Revenue and Expense (Tables)

12 Months Ended

Mar. 31, 2024

Other Income and Expenses [Abstract]

Disaggregation of Revenue

The following table presents non-interest income, segregated by revenue streams in-scope and out-of-scope of Topic 606, for the years ended March 31, 2024 and 2023:

			Years Ended March 31,
$ in thousands			2024						2023
Non-interest income
In-scope of Topic 606
Depository fees and charges			$	2,208					$	2,197
Loan fees and service charges			389						466
Other non-interest income			361						236
Non-interest income (in-scope of Topic 606)			2,958						2,899
Non-interest income (out-of-scope of Topic 606)			3,765						696
Total non-interest income			$	6,723					$	3,595

Other Non-interest Income and Expense

The following table sets forth other non-interest income and expense totals exceeding 1% of the aggregate of total interest income and non-interest income for any of the years presented:

			Years Ended March 31,
$ in thousands			2024						2023
Other non-interest income:
BOLI income			$	459					$	144
Other			483						228
Total non-interest income			$	942					$	372
Other non-interest expense:
Advertising			$	376					$	513
Legal expense			498						442
Insurance and surety			1,254						1,200
Audit expense			727						573
Data lines / internet			417						398
Retail expenses			1,151						933
Operating chargeoffs and other losses			497						132
Director's fees			402						373
Other			2,667						2,635
Total non-interest expense			$	7,989					$	7,199

X

- Definition

Tabular disclosure of disaggregation of revenue into categories depicting how nature, amount, timing, and uncertainty of revenue and cash flows are affected by economic factor.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 606
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 5
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479806/606-10-50-5

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- References

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X

- Definition

Tabular disclosure of each detailed component of other operating costs and expenses that are applicable to sales and revenues, but not included in the cost of sales in the income statement.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Topic 220
-SubTopic 10
-Name Accounting Standards Codification
-Section S99
-Paragraph 2
-Subparagraph (SX 210.5-03(3))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147483621/220-10-S99-2

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