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Consolidated Statements of Operations - USD ($)
$ in Thousands
 12 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Interest income:    
Loans $ 29,651 $ 25,073
Mortgage-backed securities 583 619
Investment securities 1,131 929
Money market investments 2,654 1,079
Total interest income 34,019 27,700
Interest expense:    
Deposits 9,079 3,708
Advances and other borrowed money 2,379 1,203
Total interest expense 11,458 4,911
Net interest income 22,561 22,789
Financing Receivable, Excluding Accrued Interest, Credit Loss Expense (Reversal) 83  
Provision for credit losses   100
Net interest income after provision for credit losses 22,478 22,689
Non-interest income:    
Depository fees and charges 2,208 2,197
Loan fees and service charges 493 480
Gain on sale of loans, net 30 107
Grant income 3,050 439
Other 942 372
Total non-interest income 6,723 3,595
Non-interest expense:    
Employee compensation and benefits 13,548 13,186
Net occupancy expense 4,545 4,604
Equipment, net 2,047 2,240
Data processing 2,972 2,562
Consulting fees 481 505
Federal deposit insurance premiums 596 389
Other Noninterest Expense 7,989 7,199
Total non-interest expense 32,178 30,685
Loss before income tax expense (2,977) (4,401)
Income tax expense 0 0
Net loss $ (2,977) $ (4,401)
Loss per common share:    
Earnings (Loss) Per Share, Basic (in dollars per share) $ (0.61) $ (1.03)
Earnings (Loss) Per Share, Diluted (in dollars per share) $ (0.61) $ (1.03)