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Non-interest Revenue and Expense (Tables)

6 Months Ended

Sep. 30, 2024

Revenue from Contract with Customer [Abstract]

Disaggregation of Revenue

The following table presents non-interest income, segregated by revenue streams in-scope and out-of-scope of Topic 606, for the three and six months ended September 30, 2024 and 2023:

						Three Months Ended September 30,												Six Months Ended September 30,
$ in thousands						2024						2023						2024						2023
Non-interest income
In-scope of Topic 606
Depository fees and charges						$	545					$	558					$	1,083					$	1,135
Loan fees and service charges						60						123						17						173
Other non-interest income						106						86						189						145
Non-interest income (in-scope of Topic 606)						711						767						1,289						1,453
Non-interest income (out-of-scope of Topic 606)						(127)						696						—						765
Total non-interest income						$	584					$	1,463					$	1,289					$	2,218

Schedule of Other Operating Cost and Expense, by Component [Table Text Block]

The following table sets forth other non-interest income and expense totals exceeding 1% of the aggregate of total interest income and non-interest income for any of the periods presented:

						Three Months Ended September 30,												Six Months Ended September 30,
$ in thousands						2024						2023						2024						2023
Other non-interest income:
Other						$	157					$	131					$	273					$	225
Total other non-interest income						$	157					$	131					$	273					$	225
Other non-interest expense:
Advertising						$	71					$	165					$	154					$	234
Legal expense						174						$	247					324						340
Insurance and surety						285						309						576						618
Audit expense						167						165						333						331
Data lines / internet						116						104						213						210
Retail expenses						162						284						457						570
Operating charge-offs and other losses						21						100						46						139
Director's fees						105						106						210						211
Other						606						664						1,296						1,281
Total other non-interest expense						$	1,707					$	2,144					$	3,609					$	3,934

X

- Definition

Tabular disclosure of disaggregation of revenue into categories depicting how nature, amount, timing, and uncertainty of revenue and cash flows are affected by economic factor.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 606
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 5
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479806/606-10-50-5

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- References

No definition available.

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X

- Definition

Tabular disclosure of each detailed component of other operating costs and expenses that are applicable to sales and revenues, but not included in the cost of sales in the income statement.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Topic 220
-SubTopic 10
-Name Accounting Standards Codification
-Section S99
-Paragraph 2
-Subparagraph (SX 210.5-03(3))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147483621/220-10-S99-2

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