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Consolidated Statements of Operations - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Sep. 30, 2024
Sep. 30, 2023
Interest income:        
Loans $ 8,711 $ 7,056 $ 16,778 $ 13,867
Mortgage-backed securities 133 145 273 294
Investment securities 288 245 580 546
Money market investments 694 564 1,402 1,097
Total interest income 9,826 8,010 19,033 15,804
Interest expense:        
Deposits 3,233 2,011 6,344 3,725
Advances and other borrowed money 598 600 1,190 1,178
Total interest expense 3,831 2,611 7,534 4,903
Net interest income 5,995 5,399 11,499 10,901
Financing Receivable, Excluding Accrued Interest, Credit Loss Expense (Reversal) 461 168 721 174
Net interest income after provision for credit losses 5,534 5,231 10,778 10,727
Non-interest income:        
Depository fees and charges 545 558 1,083 1,135
Loan fees and service charges 73 192 44 256
Loss on sale of loans, net (191) 0 (191) 0
Grant income 0 582 80 602
Other 157 131 273 225
Total non-interest income 584 1,463 1,289 2,218
Non-interest expense:        
Employee compensation and benefits 3,542 3,324 7,043 6,645
Net occupancy expense 1,279 1,176 2,476 2,281
Equipment, net 550 587 1,130 1,064
Data processing 793 757 1,525 1,508
Consulting fees 201 137 280 237
Federal deposit insurance premiums 159 155 329 283
Other 1,707 2,144 3,609 3,934
Total non-interest expense 8,231 8,280 16,392 15,952
Loss before income taxes (2,113) (1,586) (4,325) (3,007)
Income tax expense 0 0 0 0
Net loss $ (2,113) $ (1,586) $ (4,325) $ (3,007)
Loss per common share:        
Earnings (loss) per Share, Basic (in dollars per share) $ (0.41) $ (0.33) $ (0.84) $ (0.65)
Earnings (loss) per Share, Diluted (in dollars per share) $ (0.41) $ (0.33) $ (0.84) $ (0.65)