<SEC-DOCUMENT>0000943374-24-000299.txt : 20240701
<SEC-HEADER>0000943374-24-000299.hdr.sgml : 20240701
<ACCEPTANCE-DATETIME>20240701161512
ACCESSION NUMBER:		0000943374-24-000299
CONFORMED SUBMISSION TYPE:	NT 10-K
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20240331
FILED AS OF DATE:		20240701
DATE AS OF CHANGE:		20240701
EFFECTIVENESS DATE:		20240701

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CARVER BANCORP INC
		CENTRAL INDEX KEY:			0001016178
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035]
		ORGANIZATION NAME:           	02 Finance
		IRS NUMBER:				133904174
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			0331

	FILING VALUES:
		FORM TYPE:		NT 10-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-13007
		FILM NUMBER:		241090779

	BUSINESS ADDRESS:	
		STREET 1:		75 W 125TH ST
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10027-4512
		BUSINESS PHONE:		2128764747

	MAIL ADDRESS:	
		STREET 1:		75 W 125TH ST
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10027-4512
</SEC-HEADER>
<DOCUMENT>
<TYPE>NT 10-K
<SEQUENCE>1
<FILENAME>nt10k_033124.htm
<DESCRIPTION>CARVER BANCORP, INC. FORM 12B-25 (FORM 10-K) MARCH 31, 2024
<TEXT>
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    <div style="text-align: center;">UNITED STATES</div>
    <div style="text-align: center;">SECURITIES AND EXCHANGE COMMISSION</div>
    <div style="text-align: center;">Washington, DC&#160; 20549</div>
    <div><br>
    </div>
    <div style="text-align: center;">Form 12b-25</div>
    <div><br>
    </div>
    <div style="text-align: center;">Commission File Number:&#160; 001-13007</div>
    <div><br>
    </div>
    <div style="text-align: center;">NOTIFICATION OF LATE FILING</div>
    <div><br>
    </div>
    <div><br>
    </div>
    <div><font style="font-style: italic;">(Check One) </font>&#8999;&#160;&#160; Form 10-K&#160;&#160; &#9744;&#160; Form 20-F&#160;&#160; &#9744;&#160;
      Form 11-K&#160;&#160; &#9744;&#160; Form10-Q&#160;&#160; &#9744;&#160; Form D&#160;&#160; &#9744;&#160; Form N-CEN&#160;&#160; &#9744;&#160; Form N-CSR</div>
    <div><br>
    </div>
    <div><br>
    </div>
    <div>For Period Ended:&#160; March 31, 2024</div>
    <div><br>
    </div>
    <div>&#9744;&#160; Transition Report on Form 10-K</div>
    <div>&#9744;&#160; Transition Report on Form 20-F</div>
    <div>&#9744;&#160; Transition Report on Form 11-K</div>
    <div>&#9744;&#160; Transition Report on Form 10-Q</div>
    <div>&#9744;&#160; Transition Report on Form N-SAR</div>
    <div>For the Transition Period Ended:&#160; _______________</div>
    <div><br>
    </div>
    <div style="text-align: center; margin-top: 5pt; font-style: italic;">Read Instruction (on back page) Before Preparing Form. Please Print or Type.</div>
    <div style="text-align: center; margin-top: 5pt; margin-bottom: 5pt; font-weight: bold;">Nothing in this form shall be construed to imply that the Commission has verified any information
      contained herein.</div>
    <div><br>
    </div>
    <div><br>
    </div>
    <div>If the notification relates to a portion of the filing checked above, identify the Item(s) to which the notification relates:&#160;
      _________________________________________________________________________________</div>
    <div><br>
    </div>
    <div style="font-weight: bold;">PART I - REGISTRANT INFORMATION</div>
    <div><br>
    </div>
    <div>Full Name of Registrant:&#160; Carver Bancorp, Inc.</div>
    <div>Former Name if Applicable:&#160; N/A</div>
    <div>Address of Principal Executive Offices <font style="font-style: italic;">(Street and Number)</font>:<font style="font-style: italic;">&#160;</font>75 West 125<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup> Street</div>
    <div>City, State and Zip Code:&#160; New York, NY 10027</div>
    <div><br>
    </div>
    <div style="font-weight: bold;">PART II - RULES 12B-25(B) AND (C)</div>
    <div><br>
    </div>
    <div>If the subject report could not be filed without unreasonable effort or expense and the registrant seeks relief pursuant to Rule 12b-25(b), the following
      should be completed.&#160; (Check box if appropriate)</div>
    <div><br>
    </div>
    <div style="margin-left: 36pt;">(a)&#160; The reasons described in reasonable detail in Part III of this form could not be eliminated without unreasonable effort or expense;</div>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="zfa0feeb4f24e4acda4d0033954c849fc" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

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          <td style="width: 36pt; vertical-align: top;">&#8999;</td>
          <td style="width: auto; vertical-align: top;">
            <div>(b)&#160; The subject annual report, semi-annual report, transition report on Form 10-K, Form 20-F, 11-K or Form N-SAR, or portion thereof, will be filed on or before the
              fifteenth calendar day following the prescribed due date; or the subject quarterly report or transition report on Form 10-Q, or portion thereof will be filed on or before the fifth calendar day following the prescribed due date; and</div>
          </td>
        </tr>

    </table>
    <div><br>
    </div>
    <div style="text-indent: 36pt;">(c)&#160; The accountant's statement or other exhibit required by Rule 12b-25(c) has been attached if applicable.</div>
    <div><br>
    </div>
    <div style="font-weight: bold;">PART III - NARRATIVE</div>
    <div><br>
    </div>
    <div>State below in reasonable detail the reasons why Forms 10-K, 20-F, 11-K, 10-Q, N-SAR, N-CSR or the transition report portion thereof, could not be filed
      within the prescribed time period.</div>
    <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
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    <div>Carver Bancorp, Inc. (the &#8220;Registrant&#8221;) was unable, without unreasonable effort or expense, to file its Annual Report on Form 10-K for the period ended March
      31, 2024 (the &#8220;Annual Report&#8221;) by the July 1, 2024 filing date applicable to smaller reporting companies due to a delay experienced by the Registrant in completing its financial statements and other disclosures in the Annual Report.&#160;As a result, the
      Registrant is still in the process of compiling required information to complete the Annual Report.&#160;The Registrant expects that it will file the Annual Report no later than the fifteenth calendar day following the prescribed filing date.</div>
    <div><br>
    </div>
    <div style="font-weight: bold;">PART IV - OTHER INFORMATION</div>
    <div><br>
    </div>
    <div>(1)&#160; Name and telephone number of person to contact in regard to this notification:</div>
    <div><br>
    </div>
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          <td style="width: 33.33%; vertical-align: top;">
            <div style="text-align: center;"><u>Christina L. Maier</u></div>
          </td>
          <td style="width: 33.33%; vertical-align: top;">
            <div style="text-align: center;"><u>(212)</u></div>
          </td>
          <td style="width: 33.34%; vertical-align: top;">
            <div style="text-align: center;"><u>360-8894</u></div>
          </td>
        </tr>
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          <td style="width: 33.33%; vertical-align: top;">
            <div style="text-align: center;">(Name)</div>
          </td>
          <td style="width: 33.33%; vertical-align: top;">
            <div style="text-align: center;">(Area Code)</div>
          </td>
          <td style="width: 33.34%; vertical-align: top;">
            <div style="text-align: center;">(Telephone Number)</div>
          </td>
        </tr>

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    <div><br>
    </div>
    <div>(2)&#160; Have all other periodic reports required under Section 13 or 15(d) of the Securities Exchange Act of 1934 or Section 30 of the Investment Company Act of
      1940 during the preceding 12 months or for such shorter period that the registrant was required to file such report(s) been filed?&#160; If the answer is no, identify report(s).</div>
    <div>&#8999; Yes&#160;&#160;&#160;&#160; No</div>
    <div><br>
    </div>
    <div>(3)&#160; Is it anticipated that any significant change in results of operation from the corresponding period for the last fiscal year will be reflected by the
      earnings statements to be included in the subject report or portion thereof?</div>
    <div> Yes&#160; &#160;&#160; &#8999; No</div>
    <div><br>
    </div>
    <div>If so, attach an explanation of the anticipated change, both narratively and quantitatively, and, if appropriate, state the reasons why a reasonable estimate
      of the results cannot be made.</div>
    <div><br>
    </div>
    <div><br>
    </div>
    <div style="text-align: center;"><u>Carver Bancorp, Inc.</u></div>
    <div style="text-align: center;">(Name of Registrant as specified in its charter)</div>
    <div><br>
    </div>
    <div>has caused this notification to be signed on its behalf by the undersigned hereunto duly authorized.</div>
    <div><br>
    </div>
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            <div>Date:&#160; July 1, 2024</div>
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          <td style="width: 13.31%; vertical-align: top;">
            <div style="text-align: right; font-family: 'Times New Roman',Times,serif;">By:&#160;&#160; <br>
            </div>
          </td>
          <td style="width: 53.35%; vertical-align: top;">
            <div><u>&#160;/s/ Christina L. Maier</u></div>
          </td>
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          <td style="width: 33.34%; vertical-align: top;">&#160;</td>
          <td style="width: 13.31%; vertical-align: top;">&#160;</td>
          <td style="width: 53.35%; vertical-align: top;">
            <div>First Senior Vice President and Chief Financial Officer (Principal&#160; Accounting Officer and Principal Financial Officer)</div>
          </td>
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