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Commitments and Contingencies (Tables) | 12 Months Ended
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Mar. 31, 2025
Commitments and Contingencies Disclosure [Abstract] |
Commitments | The following table reflects the Bank's outstanding commitments as of March 31:
$ in thousands | 2025 |  | 2024
Lines of credit | $ | 3,208 |  |  | $ | 4,268 |
Letters of credit | 412 |  |  | — |
Commitment to fund private equity investment | 763 |  |  | 650 |
| $ | 4,383 |  |  | $ | 4,918 |
Pending Repurchase Requests | The following table presents information on open requests from FNMA. The amounts presented are based on outstanding loan principal balances.
$ in thousands |  | Loans sold to FNMA
Open claims as of March 31, 2024 (1) |  | $ | 1,367 |
Gross new demands received |  | — |
Loans repurchased/made whole |  | — |
Demands rescinded |  | — |
Advances on open claims |  | — |
Principal payments received on open claims |  | (17) |
Open claims as of March 31, 2025 (1) |  | $ | 1,350 |
(1)The open claims include all open requests received by the Bank where either FNMA has requested loan files for review, where FNMA has not formally rescinded the repurchase request or where the Bank has not agreed to repurchase the loan. The amounts reflected in this table are the unpaid principal balance and do not incorporate any losses the Bank would incur upon the repurchase of these loans.
Representation and warranty reserves | The table below summarizes changes in our representation and warranty reserves during fiscal 2025.
$ in thousands |  | March 31, 2025
Representation and warranty repurchase reserve, March 31, 2024 (1) |  | $ | 86 |
Net adjustment to reserve for repurchase losses (2) |  | (6) |
Representation and warranty repurchase reserve, March 31, 2025 (1) |  | $ | 80 |
(1) Reported in consolidated statements of financial condition as a component of other liabilities. (2) Component of other non-interest expense.

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