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v3.25.2

Allowance for Credit Losses (Details) - USD ($) $ in Thousands | 12 Months Ended |
--- | --- | ---
Mar. 31, 2025 | Mar. 31, 2024 | Mar. 31, 2023
Financing Receivable, Allowance for Credit Losses [Line Items] |  |  |  |
Allowance for Credit Loss, Excluding Accrued Interest |  | $ 6,337 | $ 5,871 | $ 5,229
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff |  | 870 | 170 |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Recovery |  | 145 | 61 |
Financing Receivable, Excluding Accrued Interest, Credit Loss Expense (Reversal) |  | 1,191 | 83 |
Allowance for Credit Losses, Collectively Evaluated for Impairment |  | 6,144 | 5,863 |
Allowance for Credit Losses, Individually Evaluated for Impairment |  | 193 | 8 |
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss |  | 613,684 | 622,878 |
Loans Receivable, Collectively Evaluated for Impairment |  | 586,818 | 598,413 |
Loans Receivable, Individually Evaluated for Impairment |  | 26,866 | 24,465 |
Cumulative Effect, Period of Adoption, Adjustment |  |  |  |
Financing Receivable, Allowance for Credit Losses [Line Items] |  |  |  |
Allowance for Credit Loss, Excluding Accrued Interest |  |  | 668 |
One-to-four family |  |  |  |
Financing Receivable, Allowance for Credit Losses [Line Items] |  |  |  |
Allowance for Credit Loss, Excluding Accrued Interest |  | 1,799 | 2,005 | 716
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff |  | 0 | 0 |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Recovery |  | 0 | 0 |
Financing Receivable, Excluding Accrued Interest, Credit Loss Expense (Reversal) |  | (206) | 69 |
Allowance for Credit Losses, Collectively Evaluated for Impairment |  | 1,799 | 2,005 |
Allowance for Credit Losses, Individually Evaluated for Impairment |  | 0 | 0 |
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss |  | 74,387 | 82,787 |
Loans Receivable, Collectively Evaluated for Impairment |  | 72,888 | 78,636 |
Loans Receivable, Individually Evaluated for Impairment |  | 1,499 | 4,151 |
One-to-four family | Cumulative Effect, Period of Adoption, Adjustment |  |  |  |
Financing Receivable, Allowance for Credit Losses [Line Items] |  |  |  |
Allowance for Credit Loss, Excluding Accrued Interest |  |  | 1,220 |
Multifamily |  |  |  |
Financing Receivable, Allowance for Credit Losses [Line Items] |  |  |  |
Allowance for Credit Loss, Excluding Accrued Interest |  | 820 | 720 | 1,109
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff |  | 0 | 0 |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Recovery |  | 0 | 0 |
Financing Receivable, Excluding Accrued Interest, Credit Loss Expense (Reversal) |  | 100 | 3 |
Allowance for Credit Losses, Collectively Evaluated for Impairment |  | 820 | 720 |
Allowance for Credit Losses, Individually Evaluated for Impairment |  | 0 | 0 |
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss |  | 165,812 | 177,203 |
Loans Receivable, Collectively Evaluated for Impairment |  | 161,879 | 174,718 |
Loans Receivable, Individually Evaluated for Impairment |  | 3,933 | 2,485 |
Multifamily | Cumulative Effect, Period of Adoption, Adjustment |  |  |  |
Financing Receivable, Allowance for Credit Losses [Line Items] |  |  |  |
Allowance for Credit Loss, Excluding Accrued Interest |  |  | (392) |
Commercial real estate |  |  |  |
Financing Receivable, Allowance for Credit Losses [Line Items] |  |  |  |
Allowance for Credit Loss, Excluding Accrued Interest |  | 1,465 | 1,222 | 1,814
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff |  | 0 | 0 |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Recovery |  | 0 | 0 |
Financing Receivable, Excluding Accrued Interest, Credit Loss Expense (Reversal) |  | 243 | (95) |
Allowance for Credit Losses, Collectively Evaluated for Impairment |  | 1,404 | 1,222 |
Allowance for Credit Losses, Individually Evaluated for Impairment |  | 61 | 0 |
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss |  | 178,257 | 175,384 |
Loans Receivable, Collectively Evaluated for Impairment |  | 169,935 | 170,862 |
Loans Receivable, Individually Evaluated for Impairment |  | 8,322 | 4,522 |
Commercial real estate | Cumulative Effect, Period of Adoption, Adjustment |  |  |  |
Financing Receivable, Allowance for Credit Losses [Line Items] |  |  |  |
Allowance for Credit Loss, Excluding Accrued Interest |  |  | (497) |
Construction |  |  |  |
Financing Receivable, Allowance for Credit Losses [Line Items] |  |  |  |
Allowance for Credit Loss, Excluding Accrued Interest |  | 3 | 1 | 0
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff |  | 0 | 0 |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Recovery |  | 0 | 0 |
Financing Receivable, Excluding Accrued Interest, Credit Loss Expense (Reversal) |  | 2 | 1 |
Allowance for Credit Losses, Collectively Evaluated for Impairment |  | 3 | 1 |
Allowance for Credit Losses, Individually Evaluated for Impairment |  | 0 | 0 |
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss |  | 4,567 | 2,203 |
Loans Receivable, Collectively Evaluated for Impairment |  | 4,567 | 2,203 |
Loans Receivable, Individually Evaluated for Impairment |  | 0 | 0 |
Business |  |  |  |
Financing Receivable, Allowance for Credit Losses [Line Items] |  |  |  |
Allowance for Credit Loss, Excluding Accrued Interest |  | 1,646 | 1,415 | 1,139
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff |  | 289 | 10 |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Recovery |  | 10 | 55 |
Financing Receivable, Excluding Accrued Interest, Credit Loss Expense (Reversal) |  | 510 | (274) |
Allowance for Credit Losses, Collectively Evaluated for Impairment |  | 1,547 | 1,408 |
Allowance for Credit Losses, Individually Evaluated for Impairment |  | 99 | 7 |
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss | [1] | 164,964 | 169,602 |
Loans Receivable, Collectively Evaluated for Impairment |  | 151,885 | 156,340 |
Loans Receivable, Individually Evaluated for Impairment |  | 13,079 | 13,262 |
Business | Cumulative Effect, Period of Adoption, Adjustment |  |  |  |
Financing Receivable, Allowance for Credit Losses [Line Items] |  |  |  |
Allowance for Credit Loss, Excluding Accrued Interest |  |  | 505 |
Consumer |  |  |  |
Financing Receivable, Allowance for Credit Losses [Line Items] |  |  |  |
Allowance for Credit Loss, Excluding Accrued Interest |  | 593 | 450 | 449
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff |  | 581 | 160 |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Recovery |  | 135 | 6 |
Financing Receivable, Excluding Accrued Interest, Credit Loss Expense (Reversal) |  | 589 | 321 |
Allowance for Credit Losses, Collectively Evaluated for Impairment |  | 560 | 449 |
Allowance for Credit Losses, Individually Evaluated for Impairment |  | 33 | 1 |
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss | [2] | 25,697 | 15,699 |
Loans Receivable, Collectively Evaluated for Impairment |  | 25,664 | 15,654 |
Loans Receivable, Individually Evaluated for Impairment |  | 33 | 45 |
Consumer | Cumulative Effect, Period of Adoption, Adjustment |  |  |  |
Financing Receivable, Allowance for Credit Losses [Line Items] |  |  |  |
Allowance for Credit Loss, Excluding Accrued Interest |  |  | (166) |
Unallocated |  |  |  |
Financing Receivable, Allowance for Credit Losses [Line Items] |  |  |  |
Allowance for Credit Loss, Excluding Accrued Interest |  | 11 | 58 | $ 2
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff |  | 0 | 0 |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Recovery |  | 0 | 0 |
Financing Receivable, Excluding Accrued Interest, Credit Loss Expense (Reversal) |  | (47) | 58 |
Allowance for Credit Losses, Collectively Evaluated for Impairment |  | 11 | 58 |
Allowance for Credit Losses, Individually Evaluated for Impairment |  | 0 | 0 |
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss |  | 0 | 0 |
Loans Receivable, Collectively Evaluated for Impairment |  | 0 | 0 |
Loans Receivable, Individually Evaluated for Impairment |  | 0 | 0 |
Unallocated | Cumulative Effect, Period of Adoption, Adjustment |  |  |  |
Financing Receivable, Allowance for Credit Losses [Line Items] |  |  |  |
Allowance for Credit Loss, Excluding Accrued Interest |  |  | (2) |
Construction |  |  |  |
Financing Receivable, Allowance for Credit Losses [Line Items] |  |  |  |
Allowance for Credit Loss, Excluding Accrued Interest |  |  | 1 |
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss |  | $ 4,567 | 2,203 |
Construction | Cumulative Effect, Period of Adoption, Adjustment |  |  |  |
Financing Receivable, Allowance for Credit Losses [Line Items] |  |  |  |
Allowance for Credit Loss, Excluding Accrued Interest |  |  |  |
[1] | 1) Includes business overdrafts of $50 thousand and $73 thousand as of March 31, 2025 and 2024, respectively
[2] | (2) Includes consumer overdrafts of $18 thousand and $15 thousand as of March 31, 2025 and 2024, respectively

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