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Income Taxes-Deferred Tax Assets and Liabilities (Details) - USD ($) $ in Thousands | Mar. 31, 2025 | Mar. 31, 2024
--- | --- | ---
Components of Deferred Tax Assets |  |
Allowance for credit losses | $ 2,145 | $ 1,987
Compensation and Benefits | 39 | 39
Nonaccrual loan interest | 425 | 188
Net Operating Loss Carryforward | 24,352 | 20,168
New Markets Tax Credit | 3,434 | 3,434
Unrealized Loss on Available-for-Sale Securities | 2,510 | 2,668
Lease liability | 3,011 | 3,629
Deferred Tax Assets, Other | 93 | 58
Deferred Tax Assets, Gross | 36,009 | 32,171
Components of Deferred Tax Liabilities |  |
Depreciation | 355 | 501
ROU Asset | 2,799 | 3,366
Other | 2 | 0
Deferred Tax Liabilities, Gross | 3,156 | 3,867
Deferred Tax Assets, Net | 32,853 | 28,304
Deferred Tax Assets, Valuation Allowance | (32,853) | (28,304)
Deferred Tax Assets, net of valuation allowance | $ 0 | $ 0

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