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Non-interest Revenue and Expense (Tables)

9 Months Ended

Dec. 31, 2024

Revenue from Contract with Customer [Abstract]

Disaggregation of Revenue

The following table presents non-interest income, segregated by revenue streams in-scope and out-of-scope of Topic 606, for the three and nine months ended December 31, 2024 and 2023:

						Three Months Ended December 31,												Nine Months Ended December 31,
$ in thousands						2024						2023						2024						2023
Non-interest income
In-scope of Topic 606
Depository fees and charges						$	644					$	543					$	1,726					$	1,678
Loan fees and service charges						203						97						220						270
Other non-interest income						106						91						295						236
Non-interest income (in-scope of Topic 606)						953						731						2,241						2,184
Non-interest income (out-of-scope of Topic 606)						34						1,804						35						2,569
Total non-interest income						$	987					$	2,535					$	2,276					$	4,753

Schedule of Other Operating Cost and Expense, by Component [Table Text Block]

The following table sets forth other non-interest income and expense totals exceeding 1% of the aggregate of total interest income and non-interest income for any of the periods presented:

						Three Months Ended December 31,												Nine Months Ended December 31,
$ in thousands						2024						2023						2024						2023
Other non-interest income:
Empowering Change program fees						$	98					$	84					$	270					$	211
BOLI income						59						338						138						420
Other						(32)						68						(10)						84
Total other non-interest income						$	125					$	490					$	398					$	715
Other non-interest expense:
Advertising						$	219					$	68					$	373					$	302
Legal expense						321						$	88					645						428
Insurance and surety						246						320						821						938
Audit expense						167						165						500						496
Data lines / internet						100						100						314						310
Security services						154						15						335						41
Loan expense						155						39						159						73
Retail expenses						262						285						719						855
Operating charge-offs and other losses						21						154						67						293
Investor relations						179						—						179						39
Director's fees						105						135						315						346
Other						619						634						1,730						1,816
Total other non-interest expense						$	2,548					$	2,003					$	6,157					$	5,937

X

- Definition

Tabular disclosure of disaggregation of revenue into categories depicting how nature, amount, timing, and uncertainty of revenue and cash flows are affected by economic factor.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 606
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 5
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479806/606-10-50-5

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No definition available.

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X

- Definition

Tabular disclosure of each detailed component of other operating costs and expenses that are applicable to sales and revenues, but not included in the cost of sales in the income statement.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Topic 220
-SubTopic 10
-Name Accounting Standards Codification
-Section S99
-Paragraph 2
-Subparagraph (SX 210.5-03(3))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147483621/220-10-S99-2

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