XML 52 R41.htm IDEA: XBRL DOCUMENT
v3.25.2

Allowance for Credit Losses (Details) - USD ($) $ in Thousands | 3 Months Ended | 12 Months Ended |
--- | --- | --- | ---
Jun. 30, 2025 | Jun. 30, 2024 | Mar. 31, 2025 | Mar. 31, 2024
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |  |
Allowance for Credit Loss, Excluding Accrued Interest |  | $ 6,321 | $ 5,955 | $ 6,337 | $ 5,871
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff |  | 47 | 178 | 581 |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Recovery |  | 57 | 2 |  |
Financing Receivable, Excluding Accrued Interest, Credit Loss Expense (Reversal) |  | (26) | 260 |  |
Allowance for Credit Loss, Excluding Accrued Interest, Ending Balance |  | 6,321 | 5,955 | 6,337 |
Allowance for Credit Losses, Collectively Evaluated for Impairment |  | 6,073 |  | 6,144 |
Allowance for Credit Losses, Individually Evaluated for Impairment |  | 248 |  | 193 |
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss |  | 605,258 |  | 613,684 |
Loans Receivable, Collectively Evaluated for Impairment |  | 577,494 |  | 586,818 |
Loans Receivable, Individually Evaluated for Credit Losses |  | 27,764 |  | 26,866 |
One-to-four family |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |  |
Allowance for Credit Loss, Excluding Accrued Interest |  | 1,538 | 2,050 | 1,799 | 2,005
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff |  | 0 | 0 |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Recovery |  | 0 | 0 |  |
Financing Receivable, Excluding Accrued Interest, Credit Loss Expense (Reversal) |  | (261) | 45 |  |
Allowance for Credit Loss, Excluding Accrued Interest, Ending Balance |  | 1,538 | 2,050 | 1,799 |
Allowance for Credit Losses, Collectively Evaluated for Impairment |  | 1,538 |  | 1,799 |
Allowance for Credit Losses, Individually Evaluated for Impairment |  | 0 |  | 0 |
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss |  | 71,956 |  | 74,387 |
Loans Receivable, Collectively Evaluated for Impairment |  | 70,024 |  | 72,888 |
Loans Receivable, Individually Evaluated for Credit Losses |  | 1,932 |  | 1,499 |
Multifamily |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |  |
Allowance for Credit Loss, Excluding Accrued Interest |  | 1,339 | 762 | 820 | 720
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff |  | 0 | 0 |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Recovery |  | 0 | 0 |  |
Financing Receivable, Excluding Accrued Interest, Credit Loss Expense (Reversal) |  | 519 | 42 |  |
Allowance for Credit Loss, Excluding Accrued Interest, Ending Balance |  | 1,339 | 762 | 820 |
Allowance for Credit Losses, Collectively Evaluated for Impairment |  | 1,339 |  | 820 |
Allowance for Credit Losses, Individually Evaluated for Impairment |  | 0 |  | 0 |
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss |  | 164,696 |  | 165,812 |
Loans Receivable, Collectively Evaluated for Impairment |  | 160,763 |  | 161,879 |
Loans Receivable, Individually Evaluated for Credit Losses |  | 3,933 |  | 3,933 |
Commercial real estate |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |  |
Allowance for Credit Loss, Excluding Accrued Interest |  | 922 | 1,234 | 1,465 | 1,222
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff |  | 0 | 0 |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Recovery |  | 0 | 0 |  |
Financing Receivable, Excluding Accrued Interest, Credit Loss Expense (Reversal) |  | (543) | 12 |  |
Allowance for Credit Loss, Excluding Accrued Interest, Ending Balance |  | 922 | 1,234 | 1,465 |
Allowance for Credit Losses, Collectively Evaluated for Impairment |  | 861 |  | 1,404 |
Allowance for Credit Losses, Individually Evaluated for Impairment |  | 61 |  | 61 |
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss |  | 171,693 |  | 178,257 |
Loans Receivable, Collectively Evaluated for Impairment |  | 163,130 |  | 169,935 |
Loans Receivable, Individually Evaluated for Credit Losses |  | 8,563 |  | 8,322 |
Construction |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |  |
Allowance for Credit Loss, Excluding Accrued Interest |  | 1 | 3 | 3 | 1
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff |  | 0 | 0 |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Recovery |  | 0 | 0 |  |
Financing Receivable, Excluding Accrued Interest, Credit Loss Expense (Reversal) |  | (2) | 2 |  |
Allowance for Credit Loss, Excluding Accrued Interest, Ending Balance |  | 1 | 3 | 3 |
Allowance for Credit Losses, Collectively Evaluated for Impairment |  | 1 |  | 3 |
Allowance for Credit Losses, Individually Evaluated for Impairment |  | 0 |  | 0 |
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss |  | 4,640 |  | 4,567 |
Loans Receivable, Collectively Evaluated for Impairment |  | 4,640 |  | 4,567 |
Loans Receivable, Individually Evaluated for Credit Losses |  | 0 |  | 0 |
Business |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |  |
Allowance for Credit Loss, Excluding Accrued Interest |  | 1,774 | 1,295 | 1,646 | 1,415
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff |  | 0 | 128 | 289 |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Recovery |  | 6 | 2 |  |
Financing Receivable, Excluding Accrued Interest, Credit Loss Expense (Reversal) |  | 122 | 6 |  |
Allowance for Credit Loss, Excluding Accrued Interest, Ending Balance |  | 1,774 | 1,295 | 1,646 |
Allowance for Credit Losses, Collectively Evaluated for Impairment |  | 1,671 |  | 1,547 |
Allowance for Credit Losses, Individually Evaluated for Impairment |  | 103 |  | 99 |
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss | [1] | 165,280 |  | 164,964 |
Loans Receivable, Collectively Evaluated for Impairment |  | 152,044 |  | 151,885 |
Loans Receivable, Individually Evaluated for Credit Losses |  | 13,236 |  | 13,079 |
Consumer |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |  |
Allowance for Credit Loss, Excluding Accrued Interest |  | 734 | 553 | 593 | 450
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff |  | 47 | 50 |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Recovery |  | 51 | 0 |  |
Financing Receivable, Excluding Accrued Interest, Credit Loss Expense (Reversal) |  | 137 | 153 |  |
Allowance for Credit Loss, Excluding Accrued Interest, Ending Balance |  | 734 | 553 | 593 |
Allowance for Credit Losses, Collectively Evaluated for Impairment |  | 650 |  | 560 |
Allowance for Credit Losses, Individually Evaluated for Impairment |  | 84 |  | 33 |
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss | [2] | 26,993 |  | 25,697 |
Loans Receivable, Collectively Evaluated for Impairment |  | 26,893 |  | 25,664 |
Loans Receivable, Individually Evaluated for Credit Losses |  | 100 |  | 33 |
Unallocated |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |  |
Allowance for Credit Loss, Excluding Accrued Interest |  | 13 | 58 | 11 | $ 58
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff |  | 0 | 0 |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Recovery |  | 0 | 0 |  |
Financing Receivable, Excluding Accrued Interest, Credit Loss Expense (Reversal) |  | 2 | 0 |  |
Allowance for Credit Loss, Excluding Accrued Interest, Ending Balance |  | 13 | $ 58 | 11 |
Allowance for Credit Losses, Collectively Evaluated for Impairment |  | 13 |  | 11 |
Allowance for Credit Losses, Individually Evaluated for Impairment |  | 0 |  | 0 |
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss |  | 0 |  | 0 |
Loans Receivable, Collectively Evaluated for Impairment |  | 0 |  | 0 |
Loans Receivable, Individually Evaluated for Credit Losses |  | $ 0 |  | $ 0 |
[1] | (1) Includes PPP loans and business overdrafts
[2] | 2) Includes personal loans and consumer overdrafts

X
- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount of allowance for credit loss on financing receivable evaluated on collective basis. Excludes financing receivable evaluated on individual basis. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section S99 -Paragraph 4 -Subparagraph (SAB Topic 6.L.5.a) -Publisher FASB -URI https://asc.fasb.org/1943274/2147480418/310-10-S99-4 Reference 2: http://fasb.org/us-gaap/role/ref/otherTransitionRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 11B -Subparagraph (g) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-11B Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 30 -Paragraph 2 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479391/326-20-30-2 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount of allowance for credit loss on financing receivable evaluated on individual basis. Excludes financing receivable evaluated on collective basis. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section S99 -Paragraph 4 -Subparagraph (SAB Topic 6.L.5.a) -Publisher FASB -URI https://asc.fasb.org/1943274/2147480418/310-10-S99-4 Reference 2: http://fasb.org/us-gaap/role/ref/otherTransitionRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 11B -Subparagraph (g) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-11B Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 30 -Paragraph 2 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479391/326-20-30-2 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (f) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (e) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (d) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (c) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 Reference 5: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (b) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 Reference 6: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 Reference 7: http://www.xbrl.org/2003/role/disclosureRef -Name Regulation S-K (SK) -Number 229 -Section 1405 -Paragraph c -Publisher SEC + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount of financing receivable collectively evaluated for credit loss. Excludes financing receivable individually evaluated for credit loss. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section S99 -Paragraph 4 -Subparagraph (SAB Topic 6.L.5.a) -Publisher FASB -URI https://asc.fasb.org/1943274/2147480418/310-10-S99-4 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 11C -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-11C + Details
Name: | us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount, excluding accrued interest, of increase in allowance for credit loss on financing receivable from recovery. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (e) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Amount, excluding accrued interest, of decrease in allowance for credit loss on financing receivable from writeoff. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (d) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 6 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-6 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amortized cost excluding accrued interest, before allowance for credit loss, of financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 3B -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-3B Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 5 -Subparagraph (b) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-5 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount, excluding accrued interest, of credit loss expense (reversal of expense) on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (b) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 220 -SubTopic 40 -Name Accounting Standards Codification -Section 50 -Paragraph 22 -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org/1943274/2147476148/220-40-50-22 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount of financing receivable individually evaluated for credit loss. Excludes financing receivable collectively evaluated for credit loss. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section S99 -Paragraph 4 -Subparagraph (SAB Topic 6.L.5.a) -Publisher FASB -URI https://asc.fasb.org/1943274/2147480418/310-10-S99-4 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 11C -Subparagraph (b) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-11C + Details
Name: | us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ResidentialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=srt_MultifamilyMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConstructionLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_UnallocatedFinancingReceivablesMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |