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Fair Value of Financial Instruments (Tables)
6 Months Ended
Sep. 30, 2025
Fair Value Disclosures [Abstract]  
Fair Value, by Balance Sheet Grouping The carrying amounts and estimated fair values of the Bank’s financial instruments and estimation methodologies at September 30, 2025 and March 31, 2025 are as follows:
September 30, 2025
$ in thousandsCarrying
Amount
Estimated
Fair Value
Quoted Prices in Active Markets for Identical Assets
(Level 1)
Significant Other Observable Inputs (Level 2)Significant Unobservable Inputs (Level 3)
Financial Assets:  
Cash and cash equivalents$40,747 $40,747 $40,747 $— $— 
Securities available-for-sale44,069 44,069 — 44,069 — 
Securities held-to-maturity1,650 1,619 — 1,619 — 
Loans receivable586,803 584,270 — — 584,270 
Accrued interest receivable3,092 3,092 — 3,092 — 
Mortgage servicing rights— — — — — 
Financial Liabilities:
Deposits$625,592 $620,743 $409,809 $210,934 $— 
Advances from FHLB-NY9,127 9,134 — 9,134 — 
Other borrowed money18,403 18,035 — 18,035 — 
Accrued interest payable1,465 1,465 — 1,465 — 

March 31, 2025
$ in thousandsCarrying
Amount
Estimated
Fair Value
Quoted Prices in Active Markets for Identical Assets (Level 1)Significant Other Observable Inputs (Level 2)Significant Unobservable Inputs (Level 3)
Financial Assets:    
Cash and cash equivalents$50,315 $50,315 $50,315 $— $— 
Securities available-for-sale44,522 44,522 — 44,522 — 
Securities held-to-maturity1,750 1,698 — 1,698 — 
Loans receivable607,347 593,030 — — 593,030 
Accrued interest receivable2,980 2,980 — 2,980 — 
Mortgage servicing rights130 130 — — 130 
Financial Liabilities:
Deposits$661,837 $658,537 $406,948 $251,589 $— 
Advances from FHLB-NY1,814 1,817 — 1,817 — 
Other borrowed money18,403 17,900 — 17,900 — 
Accrued interest payable1,049 1,049 — 1,049 —