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Non-interest Revenue and Expense (Tables)

6 Months Ended

Sep. 30, 2025

Revenue from Contract with Customer [Abstract]

Disaggregation of Revenue

The following table presents non-interest income, segregated by revenue streams in-scope and out-of-scope of Topic 606, for the three and six months ended September 30, 2025 and 2024:

						Three Months Ended September 30,												Six Months Ended September 30,
$ in thousands						2025						2024						2025						2024
Non-interest income
In-scope of Topic 606
Depository fees and charges						$	675					$	545					$	1,348					$	1,083
Loan fees and service charges						233						60						357						17
Other non-interest income						298						106						464						189
Non-interest income (in-scope of Topic 606)						1,206						711						2,169						1,289
Non-interest income (out-of-scope of Topic 606)						43						(127)						348						—
Total non-interest income						$	1,249					$	584					$	2,517					$	1,289

Schedule of Other Operating Cost and Expense, by Component [Table Text Block]

The following table sets forth other non-interest income and expense totals exceeding 1% of the aggregate of total interest income and non-interest income for any of the periods presented:

						Three Months Ended September 30,												Six Months Ended September 30,
$ in thousands						2025						2024						2025						2024
Other non-interest income:
MSR valuation						$	—					$	1					$	(130)					$	(9)
Empowering Change program fees						288						97						$	446					$	172
Other						37						59						446						110
Total other non-interest income						$	325					$	157					$	762					$	273
Other non-interest expense:
Legal expense						163						$	174					240						324
Insurance and surety						222						285						451						576
Audit expense						160						167						320						333
Data lines / internet						118						116						224						213
Retail expenses						323						162						607						457
Operating charge-offs and other losses						164						21						332						46
Director's fees						95						105						190						210
Other						576						677						1,114						1,450
Total other non-interest expense						$	1,821					$	1,707					$	3,478					$	3,609

X

- Definition

Tabular disclosure of disaggregation of revenue into categories depicting how nature, amount, timing, and uncertainty of revenue and cash flows are affected by economic factor.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 606
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 5
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479806/606-10-50-5

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- References

No definition available.

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X

- Definition

Tabular disclosure of each detailed component of other operating costs and expenses that are applicable to sales and revenues, but not included in the cost of sales in the income statement.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Topic 220
-SubTopic 10
-Name Accounting Standards Codification
-Section S99
-Paragraph 2
-Subparagraph (SX 210.5-03(3))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147483621/220-10-S99-2

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